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<br /> H�oh�a�,�rts��E��r 6.�;n•3:�Ec�r 1�;�r�r Ie:�-�W cxc,�x8 rJ��-^s�u�nxs;p�nri2lri¢��helc�l by 1f�15S1�A,,�s�at! --
<br /> a-.r�i��t R*t�:���'fa tha�.�ccss fw�ds xc a��mu+ei tn�r R►�5,�1�• �F�tha sLmoun2s�h'ffminda hWd by Il.erider at aaegr tir.�e
<br /> �a���t�,��fici�ns ea pay the Escrow Iums whem due.Lencicr may not+�'y a�he Borrower and require Borrower to meke up
<br /> tha s9wttage ag pearmiurd by RESPA.
<br /> Ti�e Fsciow Fun�s ar plc�lged as addldonal sexurity for aU sums seciuc�l by this Sccurity InstrumenG If Iiorrowcr
<br /> kndas w Lender the fuU payrt�ent of tll such sums.Bocrower's accounc shalt ba crodited with the bal�nca rematning for
<br /> aU insWlma►t items(�). (b)��nd (c)�nd rnY�BdBa insurance{xranium inaWlment Ihat Lendar ha not docome
<br /> obllgAted to pay to the Socretry,�nd l�endet sh�U promPtlY refund�ny e�ccess fwids to Barrow�. Immedi�icly pdor w
<br /> a forocbsuro aaa of Ihe Propetty ar iu acqul�itbn by I.endcr�Barowu's�ccount�tW16o croditod with any b�4mco
<br /> remainin�[ar�A Ins�Nlma�u[or ilrnu(�)�(b),u�d(c).
<br /> 3.Ap�Medio�0/�y�b.All paymaiu unda pm�r�hs i�nd 2�lull bo�pplied by L�ender iu[albw�:
<br /> Fj�,w the rnort��o inxumce pranlum w bo pdd by l.e�da�w tho Socrdary or w tho man�hly ch�o by tho
<br /> Socrc�ry in�lad of 1he rrK�hly mott{Ko inuu�premium;
<br /> ��,a�ny taxdt��pocW wdart�ettb�{oa�cho{d paymenu or grcwnd rentv.md firo,tiund�nd oihcr h�r�td
<br /> . inwr�ce prcmlum�,aw roqulrodt
<br /> �j�,w Ina[�eu due wKlu tha Nwe;
<br /> g�,w ano�tiration of the pdncip�l of�he No�e:md
<br /> '�.ta lac;.cls�gw d�eu"..�ct�Na.e.
<br /> 4.Fkl�FIOOA�Ild Ot�li EIsL1'd IOp1ri>O!.l30�70wet e�Ii insttte riI unNiurauuiib GS i��i'i I'CG�i'j.::�5lt�
<br /> now in exiatence a aub�oquently aocta�,eBainst any hvards.casualties.md contingencies,inciuding Cu��for which
<br /> I�fei ro4uires in,wrance.'IT�is insw�ncc st�all be m�lnWnod in the artwun�end for the perials thu I.enda roqu�.
<br /> HcxroNa shaU also inaure�Il impcovanents on the PrWx,�tY.whedier now in extstenec or sub�equenQy erxlod,again.a
<br /> bss by tbod�b the eac�ent requirod by tt�a Sa7derY.All insursnce shall be curied with oompanid approved by i.dukr.
<br /> Tt�e ins�uiu�oe policies antl�ny ra�ewtls shall be heJd by I.ender and shall include bss payabk clausa+in favcx of.arui
<br /> in a fam acapabk to�I�aidri.
<br /> In the event of loss�Barnwa shall giva Lu�da immediate notice by mail.Lendcr may make proof of bss if not
<br /> ' �p'�nDaY bY Bo�ower.Each insuranoe company conecrnod is hereby euthorizod und diroctod to make porymer�t for
<br /> t s�ch bsa slirectly to I.er�dei,fnskad of w BosroKa end to C�ender joindy.A11 or�ny pa�t of the insurance pcocade meY
<br /> '��i be�pliod by Lender.ot its optbn�elther(a)w tbe roduction of the indebtcdness under tho Nota and this Securiry
<br /> + Instnuna��Grtt w any delinqtietit amounta apylial in the orda in pan�ag►aph 3.md dxn w prepaYma�t of pcincipal,a
<br /> � (b)oo the re�opMio��or rq�ir of the da�naged Prnpefty.Aay applicat�on of the proca,ds u�the principal shall not extend
<br /> or poat�one the di�e data ot the monthlY paYmer►ts which ara cefurod to in para�rapt►2.or change the artwunt of such
<br /> ' payma�t+.My oxcsu insurtu�ce pcor,oaLt ova an amount requircd co pay�Il outatanding ind�btodncss unda the Note
<br /> �nd tfiL Security Instnunaie efwll bo paid W the«�tity IegdlY enatlat thaeto.
<br /> In the evpnt ot forocloaure of this Socurity Insuument or otha transfa of title to the Properey tlwt extinguishes the
<br /> incleblodnes��All right,dtle ond lntaest of Borrower in and to lns�uaiice poticies in farco slull pas�w the purcha�a.
<br /> S.Occup,tocr� Pre�'atios.Mainteo�noe sad Protectioo of the Propertyi Borrower'6 La�n Appii�utbni
<br /> I,ea�eYo{ds. Botrowa atull occupy,establish,aed use tha PropcztY a�Borrowct's principal resitknce within sixty deys
<br /> after ihe execpdon of thiu Securlty Inswment(or wlthin suty daya af a L�ta sab or transfer nf tha Pmputy)and shall
<br /> continuc W occupy the Propmrty ss Barowa's principal residence for at kast one year aftu thc datc of occnpnncy,
<br /> unksa L.ender deu,rmines that ro9�iremc,nt w�11 caux undue hardship for Barowa.a unkss cxteauating circumstancai
<br /> oaist which aro beyond Borrower's controL Bo�rower ahall notify I�ender of any extcnuating circumstances.Bocrower
<br /> shell noc commit wa4te a desuoy.damage a substendaily change the Proputy ot ellaw the Propaty W detertorata,
<br /> � re��on�bb wear end t�ear excqxal.Lender may inspect�he Pcoperty if the Property is vecant or abandonal a tha loan ia
<br /> in default Lcnder may tske rea�onaUk ncdon to protcct and pr�esave such vacant or abendonod Praperty.
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