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<br /> If�he�rtnounia hekl by Lcndcr for Escrnw Itcma oxca�l the�rnounta permitt,eai to bo hcld by RESrA,Leader shall
<br /> account u�Barowa[or t�o cxcess tunds w roqulrcd by RPSPA. if�he emountn of funds held by Lender et any time
<br /> ero not sufficient w{x�y tha 6,xrow Item�when duo.Lender may nodfy the Horrowor and requin Borrowcr to make up
<br /> the shc►rtaga�ts pamiUcd by RRSPA.
<br /> Tt�Exrow Funds Are plodgod as�ddidonal eocurlry for ai!sums secucrd by this Security Instrument If Borcower
<br /> tenders w I.ttuler tlKS full p�yment of all auch sums,garowa's accoun�shall be cralited with the balerce«maining for
<br /> ell incWlment items (�). (b). and (c) �nd a�Y �B+�Be insurance promium installuunt that Ler►der has not become
<br /> obligatcd to pay to thc Scxrctary�and L.a�er ahnll R�P�Y ref.und eny e�cces�funds to Barower. Immod�n!cly txjor to _
<br /> a foroclosuro aale of the Pmpaty ar ie�acqulsition fsy I.ender.Barowa's account shaU be crcdited with any 6alance
<br /> remaining far all lnatallments for itans(�)►(b).�nd(c).
<br /> 3.App{{ciltloe at PAymeeto.Aii pay�neais unt{er paregraphs 1 ar�d 2 shal�ba:�lird by x.cndcr u follows:
<br /> Fjt�t„to tho mo�tgage insurance pranium a bes paid by L.eMkr to the Secn�ary or to the monthly chargo by thc
<br /> Stcretary insl�e�c1 af tlio monthly mo�tgage inaurance premium;
<br /> ��tn eny tanes�spoci�l asaessments.kasehold payments or ground ru►ts.and Cira�flood and other hazerd
<br /> insurAnc3 pr.emiums,a�roqultod;
<br /> y�{.to inuxest due unda the NTol�e;
<br /> �,to amortlTitic�n of the principal of thA Nou;and
<br /> Fjj�,w lat�e chacges due under the Note.
<br /> 4.FL�e�Fbod asd Other Huard Inwraace. Borrowu shall insiue all improvemer�t9 on the Propaty.whetlkr
<br /> naw in exiatatice a suMoqua�dy eroctod,againet ony haza�ds.casualdw�and condngenciea.including firo�far whkh
<br /> i.ei!cler rsquires insurance.Tt�is insurance shall be mr.int�ained in!he�ntounts��d fo!the pdrjods�h•S I..e�kr roquin,.w. _
<br /> LD1y�aV��{it � �lu �^1�n��� a o � u«NY�w��R� Of ,
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<br /> bss by tloocla w the eatent roqsiirod by the Socretmy.All insuru�ca stwll be carried with compeni�s appcnvrd by I,enda.
<br /> 'lbe insurance policid uul my renewals shaU be hel�9 by Lendcr end shall include loss payabk clauses in fAVOr of,and
<br /> in�form acce�xabb to�L.ender.
<br /> Ia the event of bsa.Borr�owu shall give L,endcr immedia�e notice by m�W.l.ender m�y m�be proof of Ioa�if not
<br /> �P�P�Y by&xrawa.B�ch insaturce com{mny oot�cttnod i�haeby authaiud and diractod to make paymart fa
<br /> such bes diroctly a I.aK3er�instead of to Bomowa and w L,�ardor jointly.All or any put of the insiu�nce procoafs may
<br /> bo�pplied by L�endei�u ite option�eitba(a) W tho ceducdon of the ind�ebtedness onda the Note and this Secucity
<br /> lnsaumau,fust u�a�ry dclinqurnt emounts eppliod in the ordar in pnrsg�h 3�and tt�ai to prcpayma�t of pdncip�l,or
<br /> (b)to d�cratoratian a t�ir of Iho damegad Propaty.Any appiicatbn of tha pcoccoda Oo tha princlp�sh�ll not exta�d
<br /> a postpone the due dwe of the monthlY payments which aro refarod to ln pa�agn�ph 2.or change�he sirtiount of such
<br /> P�Yma►1t.My wecxsf inannu�oe pmceeds over iu►�r�ount roquired t�o p4y all outsanding indebtalneas unda tha Nob
<br /> ; end ihia Secudcy Instruma�t ah�ll be p�id co tho enaty kgaUy entitlod therew.
<br /> In tho eva�t of forocbsum of thie 3ocurity Instrument a otha trw�sftx of tiulo to tho Prnperty thet exdnguishq the
<br /> indebtodnew�all right,dtb end intarst of Borrower in and w insurmce policias in[orce shail pass to the purchaxr.
<br /> 5..tlktupaacy. P�serv�tbn,Mainten�nce��d Protectlo�ot t6e Pro�; Borru�rer's I.a�n Applicatia;
<br /> l.a�olcb. Bamwa•stull occupy�establiah.and use the Propesty as Barower's principal residax�.e with�n siaty d�ys
<br /> �Rer ttw.execution of this Securiry Instiument(or within siaty daya of a latex sala or transfer of the Propaty)mul ah�ll
<br /> ooatinua to occt+py tLo Ptoperty�s$arowa's pdncipat nsidenoe for at least one ye�r afta�the detn of occu�ncy.
<br /> unk�I,entla dek�mines thu roquiQement wW cxuse undue haN,ghlp for Hormwu,or unkss extenuadng circumstances
<br /> Gxist wbich iro beyond Bomowa's cuntrol.Borrower slwll nocify I.ender of any extanwting c�rcumuances.Barawa
<br /> shell not commit a�te or deaaoy,damage a substaapally chango the I'mQeray or allow the Propaty to detaiora4e.
<br /> rea�onabie war end tar eaccepted.Lender mAy inspoct�he Propaty if che Propersy is vacant a ab�ndoned a the bae�S
<br /> in defwit L�enda may talce cpsonabk acdon w protoct and prc.gerva such vacant or abancloned Propaty.
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