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<br /> S. H�zard o� Prop�rly Srourwnce. Borrower shall keep the impravcments now exfs�ing on c�reaRcr crected on the
<br /> Praperty insured ag�inst I�s�by fire, ha�.ards fncluded within the term 'exteaded coverage"and any other haznrds, includiug
<br /> floade or flooding, for which I.�nder rcquires 1n�urance.This insuru�ce shnl�t be m�intatned in the amoums u�d fat the periods
<br /> thas l,cr.der reqain�. The �n+ur.�nce enrrier provldinc the insur�nce shail be chosen by Borrower subject to I..eRdor's :+pproval
<br /> which ah�ll not be unrc�resxubly withheld. If Borrower faila to maintain coverage descrtb�d�bove, 4endcr may, at l.end:r's
<br /> option, abtAin coverage to praect Lender'a rights in the Property[n nccordarice with pazagraph 7.
<br /> All insuraz►ce policles uid renewals shall be acceptable to I.ender and shall include a standerd mo�tgage Glause. l..ender
<br /> efia�l have th�e right to kold tlK policies and nnewnls. If Lender requires.Bonower ehWl pramptly�ive to I.�nder aU receipts of
<br /> pald pramlums and nnewat ►aticea. In thc cvent of lass,Borrower shall giva promFt noticc to tl�e in9urnnca carTier and l.ender.
<br />; Lcnder may make pcoof of loss if not made promptly by fionower.
<br /> Unless Lender aud Borrower otherwise agra!n wrtting,insurance pnoceeds shal! he a�►pJie+i ta restoration or r�cpalr of the
<br /> Propertyr damaged,if tho resioration or repair is economically feasible and Leader's security is not lessened.If the vestoradou or
<br /> rcpair is not econorolcally fwl6le or Lender's security would be lessened, the insurance praoeds shal!be applled ro the sums
<br /> secured by this 5ecurtty Instmrnent, whether or not then due, with any excess paid to i�rrower. if Borrower ab�ndons the
<br /> Property,or dces aut answerwithia 30 days a notia from Lender th�t the insurance curter has offered to s�ttle A claim, then
<br /> l.cnd�r m�y collect the Insurince proceede. 1.ender may use the proceeds to repair or restore the Pcoperty or to pay sums
<br /> secuna by tbis Sccurity Instromrat, whe�I�er ur uot then due.7'he 30-�ay periad will begin whea the notice I�given. -
<br /> Unless Lender and Bortower otherwise agree in writing, anY apPiicatioa of proceeda to principaY shall not �atend or
<br /> po�tpunr.t4e due date of tln rtzoathly payments referre�to in paragraphs 1 and 2 or change the ai►�ount of the payment�. If
<br /> under paragraph 21 the Propcny is acquixcd by Lcader,Harrower's dght to any iasuranc�polioies and proceeds resulcing from
<br /> dam�ge to tha Property pdor to ihe acquisition shall pass to I.ender to the extent of the sums secured by this Securiry Instrumrnt
<br /> immdiately prior to the acqui�itioa.
<br /> f. Uccuswncy,Preaerr�ibn,Mpintenance and Protectiw�oi the Ptupa�ty;Borro�v�''s I.o�u App�katlou;I.eaaeholds.
<br /> Borrower shall occupy,establish,end use the Property as Borrower's principal resideace wiWla sixty days after the executiun of
<br /> thia Security Insttument aad�6a11 continue to occupy the Properry as Borrower's princiNul midence for at least one�eu after
<br /> t6e due of occupancy, unles�Lender otlterwise agms in wdting.which consent shall aot be unnuonably wlthheld, or unless
<br /> eatsnuating circumstanas ezis[ whicit are beyond Borrower's control. Borrower shdl na destroy, damage or impair the
<br /> = riG�rcuyr�j8iv i�'ic cav s�j it�i uC2�8L"oiC. tIC L'O�fit'�:°.SL II!! !t!L Fifl�l2�. �JTf^!!'n� chall M �tfr_.fai�lt if�ny forfeiture
<br /> Action or per�ceeding, whetixr eivil or criminal, is begun that in Leader's good faith judgment wuld nsWt ia forfeiture uf tha
<br /> Prop!rzy or otherwise mat�rully Impair the lien created by rhis Securlry Iastrument or l,.ender's saurity lnterest. Borrower may
<br /> cura sur.J�a default axl ttirist�t�,u provided in puagraph 18,by causing the action or proceeding to be dismisaod wlth a ruling
<br /> thAt,in l.eader's good fai.tL dote�minatlon, precludes forfeiture of the Borrower's interest In the Pro�rty or other materiol
<br /> imp�irnxnt of tha licn craat�d by this 5ecuriry Insuument or Lender's securlty inurrat. Bo�rower s�haU �lsn be ia defs�ult if
<br /> Borrower,during the lom applicuion process,gave materially false or inaccurate inforn�ation or st�tomeats to I,etxkr(or failod
<br /> � to pmvide Letider with eny nutedd information)in cAnnection with the loau evideaced by the Note. including,but not limited
<br /> �, to, re�ztsaitutons conceminl Borrower's occupancy of the Property as a principal residence.If[his Socurity Iastrumrnt is on a
<br /> � Icaaehald, Borrower sb�ll comply wlth all the pmvisions of the lease. If Borrower ecc;uires fee ttde to the Propecty. the
<br /> leaaehotd ujd the fa titlo sh�ll e�a mcrge unless Lender agras to tde mergcr in wdting.
<br /> -i 7.�rodertion ot I.euder's Rigbfa in the Pm►xrty.If Borrower fails to perform the covenants end agnemrnu cont�iued in
<br /> � ; thl�Securlry Instrumcnt,or�hese is a legal procooding that may aigaificancly affect L�ender'a rigbts in the Property(such�s a
<br /> ` prece�dins in builccuptcy, probate, for condemnation or forfe9turu or to eaforce laws or regulatioas),then Lender may do and
<br /> pay for whatever l�neassary to pmtect the value of the Property and Leadax's dghta in the Properry. L,ender'a actions may
<br /> include ptyIng any sum4 saured by a llen whi¢h has prlority over this 5ecurlty Instrument, appeuing in couct. parying
<br /> � ressooable attorneys' fas andentering on the Property to make repairs.Although Lender xnqy take action under this puagraph
<br /> 7,I.ender cloes not hAVe to do so.
<br /> �r Ai�y amouats di�burst�d by Lender under this pazagraph 7 shall become additional debt of Bomower securod by this
<br /> _ Socuriry Insaumeat. Ualcsa Borrower and l.end�r agra to other term.4 of payment, these amounts sh�ll beu intecest from the
<br /> • datc of disburscment at the Note rate and shall be payable, with interest, upon notia fmm Lender to Borrow�r requesting
<br /> PaYment.
<br /> 8. Moctgage Insunnce.I;Lender required mortgage insurance as a condition of making the loan secured by thia Security
<br /> Instnuixnt, Borcnwer sh�ll p�y �6e premiums required to maintain the mortgage iasurance in effxt. If, for any reason. the
<br /> monga,ge insurance coveragerequlred by Lender lapses or ceases ro be in effect. Burrower shall pay the pnmiwns roquired to
<br /> obtafn coverage substantlallyequivalent to the mortgage insurance pmviously in effect,at a cost substaatially equivale�it to the
<br /> cost to BorroWer of the mongage insuran.cc previously in effect, from an altemate mostgage insur�r xpprovtd by Lender. If
<br /> : subsmntiaUy equivalent mortgage insurance coverage is not available,Bomower shall pay to l.ender each month a sum equal to
<br /> one•twelfth of the yearly mongage insurance premium being paid by Borrower when the insnreaa coverage lapsed or aased to
<br /> bc in effect.T.endcr will accepc, use and retain thesc payments as a loss rescrvc in lieu of mvrtgage insuranca Loss reserve
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