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+,��,,,r� . .. .rn i <br /> �r� .. ,�.,.... .'- - . . . . r_ .. <br /> r� -- �,� � uw,..... .__. ���q.�;�Jp�%;��„�--"�....-- — .�.�..._----- .. <br /> .;1;�,:�s�""� <br /> ..cai.iun�� � �' t'y�.,:F': <br /> '�i ' R— — <br /> 97- ��D4i'�t► <br /> ADJUS'TA�3�� �AT� RIDER '1002%921 <br /> (1 Year Trcuiury Indtx-NNtc('wpM) — <br /> 29TH du .�P �AY <br /> 1 y9THIS ADIUSTAHLL'RATF,RIQER is mucic ti►iti Y ' <br /> � aud is incoi'poraud into�n�l sheU t+c d��enu�l �o u�ncnd u�xl nupj�lcuxiit �hc Mortgego,Aeed of <br /> Tnist ar Secudty Dad(thc"Securiry fnstn�nxnt")of the x�mC dwtc�{ivcu by�hc uixlcrnlNiwd(thn "Horrower")to <br /> hc s Ad'u tebl Rat N te t "N t tn <br /> �a`�r�tab�eO1�ii�����aa� Loa����oc�l�t�o���"Cra��9���od, N�lr�ek�, 1 I�d�r�l I�vle�� I��k <br /> (the"Lender")of the sam�date und cuvering the�ropeny descrihal in Iho Se�urhy InKlrunxnt wnd I�xatal at: <br /> 3228 W 17TH ST (iRANQ ISLAND� NSBRASQCA 688U3-2413 <br /> �Nm�ny naa,�..� <br /> THE NOTE CONTAINB PROVI8IQNS ALI.OWINO FOR CHANDEB IN TH� INT�REST <br /> RATE AND THE MONTHLY PAYMENT. THE NOTE �.IMITS THE AMOUNT THE <br /> sORROWER'S INTEREST RATE CAN CHANOE AT ANY ONE TIME AND 7H� _ <br /> MAXIMUM RATE TFlE BORROWEii MU87 PAY. <br /> AUDITIONAI.WV�NAIV`iS• In aciditiu►i to the cavcnants and ngceeneente medt in 1hp Secvriw Inrtrument, <br /> Borrowor end Lender ftirther covcnant and agrce as follawe: <br /> A�iNT�ytES7'RA1E AND MQNTHI.Y PAYM�NT CHANGES <br /> The Note provides for an initial interest rate af <br /> 7.7 50 96, The Noto provldex fur itum�ex in <br /> tha inter�t rate and the monthly puyments,as foflows, <br /> 4.1NTFREST RATE AND MONTHLY PAYMENT CHANG�;S <br /> (A)Cluo►niel3Ates JUNTs 20Q2 <br /> The Intcrest rate►wiii pay mry�iii��gc�f�.�:.f�'i c'.��r.f . .�utd on tluit <br /> day every 12th month thcrcafter.Each date on which my intcrest rate could cha��Qo is culled s"i'han�o Q�te," <br /> (B)The Yndrx <br /> Heginning with tha first Chunge Date, my intere�t rate will be basal on wn Index. Tha "Im1ex" ir the we�icly <br /> average yield on Unital States Treasury securities sdjustod to w canstbnt nuuurity of l yau',���u�dO�v�ll�ble by <br /> the Foderal Reservc Board.Thc most rec�nt Indox 6guro svailwbla as af the dwtc 4S c1�ye beforo a�ch Ch�n�e Dete <br /> is c�ilod thc "Current I�xlex." <br /> If the Irxlex is no IonBer available, the Note Hnlder wlll choase a�xw inJex which le b�ued upon comp�r�!►k <br /> inforrnadon.The Note Holder will give me notice af this ch�ia. <br /> (G)CWcubNon oi Changee <br /> Boforc each Change Date,the Note Holder wlll calaulste my�xw int�rc8t r�te by addin� �319��� <br /> �'I�ip pen:entage point(s)( •uw <br /> Ind�x. The Note Holder will then round the result of thls addltlon to the ne�nst onaei�hth of one peciwnu�e <br /> point (0.12596). Subject to the limits statod in Soction 4(Q) below, this roundad rmuunl will be my naw intare�t <br /> rate until the next Change Date. <br /> The Note Holder will then determine thc nn�ount of the monthly payment ttut would be wfficiaN to tep�y tha <br /> unpaid principal Lhat I am cx�cctod to owe at the Change Dato in full on the Maturity p�te�t my new inlet�t nte <br /> in substentially equal payments.The rcsult of this calculntion will tx�tho new amount of my monthly p�Yment. <br /> (p)Llmits on Interest Itate Ctwnges <br /> The lnterest rate I am roquiced ta Pay at the first Change D�te will not be greater thui 9•7�n � <br /> or lesa than 5.750 96. Thercafter,my interest n�te wfll nover be incroa�at ar rkcre�ied c►n <br /> any siuglc Change Datc by moro than cwo perantago polnts(2.O;K)from the nt�of intece,�t I hxvc bxn pRyln� <br /> for thc precoding twelve months.My intcrest rate will never bo g�neater thxn 12•7 50 96. <br /> My intt�r�st rate Nill never be loper than 5.750X. <br /> (�)Etfective Date of Changes <br /> My new intcrest rate wiU beconx cffcctive on each Changc Aste. I will pay tho amount of my new nx►nthly <br /> payment heginning on ttre first monthly payment date aftcr tho Change Uate until thc unxiunt af my monthly <br /> paymcm changes agnin. <br /> (F)Nntke ot Changes <br /> Tho Note Holder will delivcr or mail to me n notice of any chsnges in my intcre�t rato wxl the�tnaunt uf my <br /> �_._ _c_�._L_«� �rti..�..�I.+..urlll Inr�ludw Infnmut{nn Ceall�l�bY 1aW IO <br /> monthly payment oeiore in��,ia:ii"ro ua�c va mq .�.w.a.,. .......»� ..--''------ • <br /> — be givrn me und also thc titic und telcpha�e number of u person who will unswer any yuestion I mny h�ve <br /> regarding the noticc. • <br /> MULTISTATE ADJUSTABLE RATE RIDER-ARM B•2•SlnAle family•FannN MNIFr�ddN Mao Unitam M�trum«+t <br /> Fam 9111 31�6 <br /> �-A'j2A 19306) YMP MORTORGE FOPMS•fA001621•72D1 A Prinlwl Wt McY�Nd YKw <br /> — f • � <br />