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<br /> '1b0E7'HSR WITH all 1hc improvemu►ts now a hcreaft�r crccted on tho property,artd all eascmer�ts�appurtanmces,and -
<br /> Cxwres now a hac+dter a pwt of the poopaty.All nplHCanenw ar�additlons shill�a b: caverod by thin Security Insuumen�
<br /> ' " • ;, A1!04'Ihe faregaing is rcfctr�to in this Sxurity Inswment�s�hn "Proprny. =
<br /> B013ROWER CUVENMi'I'S thu Sar°w'a is l�xfully sefsecf ot tha estate hueby conveyod and haq the �ight to grant and
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<br /> ���Y� �nvGy tl�e property and that tho Property is unencumbered,exce.pt fior eacumtxeoces of record.Borrower werrants and will -
<br /> ,,.:..,,.- �'p�d gpx�l�y th�titk to the pro�xxty against dl cl�ima and clemands. subjoct to any encumbrances of rocord.
<br /> �� -"` TfIIS SEC[J1t1'tY INSTRLJN�NT combines uniform cavenan� fa nati�nal use and non-uniform covenants with limited
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<br /> _ ..� variatia►s by jurisdiction w constiwu a uniforRS securdy insuument covoring real propertY• __
<br /> _ UNIF'ORM CQVHNAN'1'S.9orrowcr and T.c�dec covenant and agtca es fo!lows: when due thc °
<br /> 'a• • ent wnd Ute CAa es. Sortower shall promptly pay
<br />-�':;,.... 1.Piyment of Princjpal snd Intenn�t;PreWl�rn �
<br />, i:'<�� � principd of�nd imaest on tho debt evidencaA by�he Nata and any prepayment and lale charses due undu the Note.
<br />•r� ��:• 2.Fuada tor Taxea�ad Ioarnnee. Subjoc► to applicttlila law or t� a wrinen waivaz by Lendu. Bomower shall pay co
<br />�"`` '"� mer�ts are doe under U�rz Nota.unFil th�s Nota is pxid in full.a sum("Fw�ds")for:(a)yearly taaGs
<br />����,:i:.. t.atiaa on che aay monthlr pay
<br />:`"•` an�d asxssma�t+which msy Htain�xbritY ovcr U�is Sccuriuy Iagtivment a a 11cn on the Proputy:(b)Yearly leasehold paymenLg
<br />�F��_ o�g�nound rents on the Propaty,if any�(c)Yeariy h�ud a�roparty insuru�ce premiums�(d)9eacly flood insuranee Pcemiiuns.if
<br /> �.�.,.� aAy: (�)Y��Y�B�Be insur�rice {x�iiiums. if any,and(f�any swces payable by Bc+rsower to I.endu.ia accordance with the __
<br />�:w��r Pn►vuions of perap,caph 8� in liw of tha pnyma►t of mortg�ge insur�nco premiums. 7tiese items are called "Esccow Iums.��
<br />�"`�-. Lencia may�at aoy time.colkcc and hold Funds in an amount not w eaooed the maximum anwunt a lcndu for a foda�alty zelated
<br />:-�i��;_ m�tg�ge lo�n rwy require for Bosrower's escrow �ecount under 1he fedecal Real Bstate Settlement Pror.edures Act of 1974 as
<br />::;��:jin� amcr�ded ttom time W t�iime.l2 U.S.C.Sation 1b()1 et stq. ("RESPA").unless annttter hw thu applies to tho Funds sett s lessd'
<br /> -'�� aimraanG If so. L.endrr may.at a�►y time.collect and hold Funds in an amount not w excoed the lesser emoun� 3�ender may
<br />:=�,r� �tim�te th�e emount of F�u�ds due on the ba4is of curtent data end reacomble esti�nAtes of expa�dipues of fuwre Fscqow Items or
<br />._=�._ai.� . ott�etwiee iit�ocord�nce with�pplicabk law.
<br /> -•• 'il�e Fw�ds st�U be held in m instiWdon wla�deposits ate insutotl by a fodael sigencY,insGtum'ntnliry�or tntity(incYuding
<br /> -�_� i,e�xkr.if 1�is such an inuiwtan)or in�ny Fedetd Hane Loan Bank. L�enclez shall�pply tht IF�nds to pay the Escmw
<br /> Itane.L,e�tider may not charge Barower fa holdNg�nd�lying the Fwtids�annwlly�wlyzing tha escrow eccount,a verlfyir+g
<br /> me es�aow Iiaris.u��I.�•rya°•�'��ir_�,��s �^F.!s!�t� �nn A;x►tic�ble law oe�ni[s Lendar to make such a charge.
<br /> --— Hoa�va,LaKler may requiro Borrower w pa�y a ane-time cfiarge for�n indq�a�dent nal aabte�reporting service usod by
<br /> ==y,.� , Lenda in connoctbn with Ihis ban�uakss�plieable I�w provida odkcwlse. Unks.� �n a�oar�t�s m�de a applieabb law
<br /> __---,� ralaires int�est�o be p�id.l.ender shall not be requi�+ed to pey Bomo�va any intaest or eamings on the Funds, Botmwa and
<br /> - , I�entkr may agroe in writing,ho�veva.thu int�aest ehall be paid on the Fltnds.I.endtr slull give W Barower. without charge.an
<br /> �m1 aocounting of the Funds,showing cxediu and debits to the Hlu�dt and the putpose fa whkh each debit to tLe�nds wa9
<br /> �� m�do.'It�e Funds m pled8od a�xWitional socuritY fa all sums sxured by this Security In.str�ment
<br /> If the Ftinda held by I.enda exr,00d the enounts pumittod to be held by epplkabb law.Lender shall eccou.nt to Borrowa for
<br /> -- the excess Fundy in accatefmce with t�e coquiraneau of epplkabla law.lf the artaunt of the Funds Aeld by Lender at any Uene is
<br /> -`i not sufficiait lo pay the�.+ao�r[ttms when du0.L..a�der may so noiiffy Boaower in wridng.and,in such case BorrAwet shall PaY
<br /> ib �l� ��t �, to m�e up the def'�cirncy.BKxrowa s1W1 makc up tha deficiency in no mose lhan twelve
<br /> � nwnthlY pYma►t�,at Lecda's eob discrdion.
<br /> � Upon poyma�t in full of�Il sums secund by tliis Security Inswment, I.enda sha11 promPtly rer'u�r�d to Sarower any Funds
<br /> � heW by L.ender.ff.under poragraPh 21.Lcnda st�all acquire a sell�he ProartY.I.enda. Prior w tt�e acquisiaon a sale of tha
<br /> pronpty� shaU apQly any Funds heid by I.�ndet at th�:dme of acquisition a sek 4s a erodit ageinst the sume sacacod by this
<br /> � Socutity InsttumenG
<br /> � 3.AppYcador af P�yaenb. Unkss applicsbk law provWcs othawise.all payrtsents coceived by 3.ender wda p�ragraph.c
<br /> 1 and 2 s1�U be appl�d: fust.a anY P�Yma�[charges �luo under the Note:second,to �rtiounts payabk under peragn�ph 2;
<br /> --'° ihird,W intarest dua:fourth,w principa!dvc;amd lax,oo any late charges dua unda the Noce.
<br /> 4.Cl�e�a;Lie�. Barower shaU pay all taxes. asse.�.vnenta�cNarges� fic�es and imtwsitions attributabk to tho Propercy
<br /> which may aaain prioritY ovar�his Socudry Instrurnrnt,ana ks�ehold paymaua or grcwnd rents,if any.Sarowa s4�all pay t1►ese
<br /> oblig�tions in the manner provided in parsigraph 2,a if not paid in that manna,Barower st�all pay thcm on timme diroctly w 1he
<br /> -= Payo"owed PsYma�� Borcower shaU PrarT►1�1Y fumish co Leada all notices of amounts w be paW under this paragraph. If
<br /> -= soaowu m.ke�these paymenv diroctly,sorno,ver snaII promptly rumisn Lo t,enaa�roce,lpes eviacncing cho payments.
<br /> Borrowa shill p'omIN1Y di�C�wg�e"Y liai which has �xbriry ova this Socurity Instrurt�ent unkss Bomower:(e)agrcxs ln
<br /> - writing to the paymau of the obligetion sxurod by I he I k n in a manna a c c e p t a bk to I.cnda; (b)contests in g o o�1 ffeith the licn
<br /> -- by. ot detcnds eRainsc a�foic+ament of�he lien in, legal proceodings which in the I.enda's opinion opc�lte to prevent the
<br /> --�se. enfarcemeot of the lien;or(c)secures trotr► tho halder of the licn u� agreement satisfactory w L�nder subordinating tha liei►w
<br /> _"`'`- thu 5ecurity Instr�mu►�If Lender determinss thas my ptut of the Propraty is subject to a lien which may aaain pciority over this
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<br /> Security Instnunr,nt,Lenck'l m4y give Borro�va a nodce icientifying the lien.Borrower shall satisfy 1ha lien dr take one or more
<br /> �+T::�R� of the actiau set forth above wi�hin 10 days of�he giving of nwice. _
<br /> .—-.:�.. -- Fa�m 502� P/f0
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