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<br /> of Borrawer's covenants and agreements tsnder this Securtty Instrunxnt and the Note. For this purpose, Borrawer `
<br /> lmvocably grants and conveys to the Trusta, in trust, with power of sale,the following descdbed propert�l�atr.d
<br /> in Hal l Cuunty,Nubr3ska:
<br /> S 1/2 of Lot 1, Block 32, Original Town, City of Grand Island, H�ill
<br /> County, Nebraska. �
<br /> �vt►tcbhas�hcaddressof414 N. LocustStreet,Grand Island ls«a�,c�ryl.
<br /> Nebraska 68801 (z►y coae� ("Aroperty Addross");
<br /> TO()ETHBR WITH all the lmprovements now or hereafter erectod on tho pmperty, aud all ea5eru�ents.
<br /> appurtenances and fiatures now or herw�ier a part of the property. A11 replacemsnts and aciditIons shall a➢so be
<br /> coverod by this Stcuriry Iastn�maat. All of the foregoing is nfened to in this SeJcurity Insaumant as tho "Propeny."
<br /> BORROWER COVENANTS that Borrower is ln�vfully seized of the ostate hereby convayod and ht►s thc right to
<br /> grant and convry the�roperty and that the Prop�cty is unencumbered,exapt for encumbrnnees of recoid. Borrower
<br /> w�ITiI1L9 iud wIII o�Cicnu �cuciwij7 w� �u� :0 Sht !�ia�'It� �g�litat nll clAirtts and demHtld6. Sl1b�CCi �O aRy
<br /> eacuanbrauces of record.
<br /> THIS SECURITY INSTRUMBNT combines uniform coveuants for national use and non-uniform covenants
<br /> with limitod varlations by jurisrliction to canstitute a unifarm securitY ic►sttumene covering real property.
<br /> Burrower uid Lender covenAnt and agrce as follows:
<br /> UNIFORIvI(;OVENANTS. ' -
<br /> 1. Pag+meat ot PrinsipAl, Interest mcl l.atc Chprge. Borrowcr shall p�y wha►duo the principal of. u�d
<br /> interest on,the debt cvideciced by the Note wd latc chazges due under tho Nato.
<br /> 2. Monthly �yment ot Taxes, Itdurance ond Other Chugea. Borrowar shall includo in wich monthly
<br /> payment,together wlth the principal and interest as set forth in tho Nato and aAy lata chargas,a sum for(a)taxes wd
<br /> spa:Iel a�sessments levied or to be levied against the Pxoperty. N) lrasc�told P�yments or ground nK►ta on the
<br /> property,uul(c)premiwn+for insnrance requircd under paragrapb 4. In any y�ar in which tho Lrnder must pay a
<br /> mortgage insuruue pnmium to the Saretuy of Housiag and Urbu� Dcvelnpmmt("Secrctary"),or in any yeu in
<br /> which such pnmium would have been required if Londer still tKld�tho Securiry Ivstcumrnt,each monthly payman
<br /> shall also i��lude eithcr:(i)a snm for the onnu�l mortgage insuranco prcmiwn to be pud by Lender to the Socmery,
<br /> or(ii)a monthly charge inste�d of a mortg+ge insurance pnmium if thic Sa:urity Insnumcnt is held by the Secntuy,
<br /> in a reasonabie arYwunt to be deterrninal by the Secntary. Sxoapt for tko monthly charga by ihe Secretacy. these
<br /> item+are called"Escrow Items"amd the sums paid to Lender aro callal"Bscrow Funda."
<br /> Lender may. at any time, collect and hold amounts for Eurow Itcros ia en a�grcgato amount uot ro exooed the
<br /> maximum aawnnt that tnay be required for Borrowcr's escrow accaunt uncltr the Reil 8state Settlement Procedures
<br /> Act of 1974, 12 U.S.C. Section 2CA1 er aeq. and implementing rcgulations, 2A CFR P�rt 3500, as thay m�y be
<br /> ameadcxl from time ro time ("RESPA'), except that the cushion or resservo pernnitted by R6SPA for unuuicipated
<br /> •disbursements or di�bursemcnts befon t1u Borrower's payments aro avaUablo in tLo account may not be bued on
<br /> amounts due for the mortgage in�urance prcrtuum.
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