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�. <br />�� <br />� <br />� <br />N � <br />0 � <br />� �� <br />N �� <br />0 �� <br />� <br />CT� �� <br />� �� <br />N - <br />� <br />- <br />�� <br />- <br />�� <br />� <br />� <br />e <br />) � <br />� � t/� <br />� <br />.�I <br />Y: <br />� : <br />i <br />i <br />�� . ,; <br />� I : <br />C. <br />[Space Above Thls Llne For Recording Data] <br />When Recorded Return To: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />S <br />A <br />r <br />r- � <br />c� <br />G <br />� �`a... . <br />� <br />� <br />in <br />� <br />rn <br />� <br />c� <br />� <br />� `L <br />M <br />m <br />0 <br />N <br />r .� <br />C� <br />HJ <br />�s <br />T) <br />rn <br />� <br />N <br />C� <br />"T7 <br />� <br />�-.+ <br />N <br />_� <br />}—+ <br />f.�� � <br />G A <br />Z ""� u . <br />� rn <br />� � <br />O 'Ti <br />'_'� z <br />z rn <br />D � <br />r z <br />r n <br />� <br />� <br />� <br />ii u <br />� <br />� <br />t <br />a� <br />� <br />� <br />�n� <br />�� <br />�u� <br />°�� <br />i'�� <br />� <br />� <br />� <br />1�V <br />O <br />�"'� <br />tv <br />O <br />N <br />tl'f <br />� <br />f� <br />/� <br />Loan No: 101248747 � � <br />� <br />Parcel ID: 400429209 <br />DEED OF TRUST <br />� <br />W <br />v <br />... <br />9 <br />OC <br />� <br />N <br />W <br />J <br />� <br />1 <br />IsJI <br />� <br />� <br />� <br />� <br />� <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated February 23, 2012 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Jeffrey W Hayes and Cynthia R Hayes, Husband and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />C,ender is a Nebraska Corporation <br />organized and existing under the laws of <br />Lender's address is 2009 N. Dier°s Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Poin� Bank <br />P.O. Box 1507 <br />Grand Island, NE 68802 <br />State of Nebraska <br />(E) "Note" means the promissory note signed by Borrower and dated February 23, 2012 . <br />T'he Note states that Bonower owes Lender <br />Two Hundred Two Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 202,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than March 1, 2042 • <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 30281/01 � _� , <br />Laser Forms Ina (800) 446-3555 �' <br />LFI#FNMA30289/11 Page 1 of13 Initials:� <br />