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<br /> TQa�R WiT4d�ll tho improvements now or herc�A�er esxtaf on �ho property,end all ca�emcnn,appurtenanccs�and
<br /> ilr;tutc;acc,r ar h.cec;ftcx a p�st of thc propttty.Ala rc�►)nccrmn�g and additions shall also bc covucd by this Saurity Instrument. G
<br /> AU of tho fae�aing i�re(ar�d a in�hia Security Insuumene a��he "Pcaperty.
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<br /> BORRUWAR COVfs�1ANTS �hat Borrowu is I�wfully sei.aod of the esute hereby conveyed end ha9 ihc dght to gramt and
<br /> convoy the PropenY u�d►hat Iho PropatY is uner�ewr'bend�wccept f°r a�cumbrences of rocotd. Borrower warrents and will =
<br /> de(mct gp�erdly tho dtlo W the Pro{xa�ty egainst all claim�and deln�nds.subjxt to any encumbranccs of rocord.
<br /> TliIS SECURITY INS'IRUMBNT combinea nnifcxm covenanta fa natlonal use end non•unifartn covenants with limitcd
<br /> variatlons by jucisdlction to canstituto s unifam socurity inswmentcovuing real propertY• �_
<br /> UNIPORM COVENAIV'I'S.Barowa and Lendcr covc,�wnt end�gre.c a�foUows:
<br /> 1.Paysest o/PNntipal ud I�terest:PreP�yment asd Late Char�es. Barower sh3ll promptlY PeY wheri duc the
<br /> � princi{Htl of�nd i�t�a�st an the debt evidutced by the Nou and enY P�PaY�t and lat�e ct�argcs due under the Note.
<br /> 2.Fwed�fa�Taxes�ad Inur�ace. Subjoct to applicablc law a to u wcitun waivcr by Lcnder, Bcumwer shal! pay to
<br /> I.a�der an �ho d�y monlhlY pYmenu an:due under the Nau,until ihc Note ls paid in full,e sum(���nds°)for:(a)Yearly uuc�s
<br /> and wa�.tma�ts which miy �aain prioritY ovu ihis Socurity Itistnunent�a lien on the Property�(b)Year1Y��^��P�+Y��
<br /> oc ground cents on tl�e Pnq�erry�if onY;(c)Yearly i�arefd oi p�aPer►Y insurancc Premiums�(d)Yearly flood lns�t prcmiums.if =
<br /> nY��a)Y��Y �S�Be���R�lums.if anY�and(fj onY aurns payable by Barowu to I.tnder.in eccord�n:e with thc
<br /> . provisio�.s of pr�grq�h S. L�lieu of tE�e p�yment of mo�tgage insunu�e praniums.Tlxse itans are called"Escmw Items."
<br /> Lendat en�y��t my time�colDect and hold Fund�in en anwunt not a w�c�eod tho mauimum t+mount a knder for a fedaally nlatod
<br /> ma�g�,ge�om may requhe fa Barower's escrow a�x�ount undc�the fodaa]Ral Esqte Swlanent Proc',edures Act of 1974 a�
<br /> �mendod fram dtne I�o time. 12 U.S.G.Secdon Z601 et stq. ("RFSPh")�unkss anottia law that eppUcs to the�nds sets a lessu
<br /> �mouae.If 90� Ld�fer tn�y.�any dme. colkct and hold Funds fn an Amount not t�o eaceed Rte ks�er wnount.L,endcr tnay
<br /> = atbnat�e the�mou+at of�nds due on tho lxsis of current data oncl ra.snn�bk cstimate�of expaidiwns of fuwre Escmw I�ems ar
<br /> olt�awiae in�cca�noa rvitt�pgliGbb Isw.
<br /> 'lUe Funds�ll bC he3d in�n inatiwtion whoee deposits arc inwc+ed by a foderal agency.insaumentafity.a eadty(Including
<br /> I.a�der�if L�a�da is such an(nstiwdon) a in�ny Fedad Hane Loan Bank L,encier s1uiU apply tho Fw�ds to psy the E,9cnow
<br /> - Ildns.Lenuer mry nos cus8c Suiuwci a`ui'i.Gtl�y;.:,d�l�itta L"L Fsi.':�.s.s�s:s!!;9tlaly�i�o�Iu�er�nw arcounL or vesifyintt
<br /> the Esc,mwr Ilams�unie�I.ender p�ya Borrowa inlaest on the Funds�nd s�pplicabk lasv pamits L,ender w make such a ch�rgo.
<br /> kiaweva. La�der may roquiro Bortowa to p�y a one-dme ch�rge for n imk.pa�deat ral asute tu repo�ting savice u� by
<br /> I.erder in t�nectfon whh dil� bm,unk�applic�bb law provides odia�wi�e.Unle,a an agreana�:is msde oe applicabk law
<br /> E toquites iald�t 10 be pid,lt,ncfrr stWl not bo required oo pay Bomowa aay intaest or earnings on the Funds. Borrowa upd
<br /> � I�ier p�ay�ee in wridng�bo�wcver,lhat in�st shaU be pe�d an ttse F1ind�.I.end�er ehall give to Bomawer.Nithout shugo.an
<br /> , �oaual�ocauatiag of d�e Fw�ds.siw�uing aodits and debits w the Flinds and tbe purpo�c fot which eech dcbit W tbo Fu�ds vv�
<br /> � made.'Ibe FSmds�re piodga!a sdditicmal socuricy for all sums securod by this Security[nswma►k
<br /> � U t!�Fw�d+heW by L�esidei racceod tl�e�nout�ts pamitsed q ba held by applicabk law,Lender sl�ll account to Bonnwa for
<br /> the exaxs F�ds in aucard�nx�vith the requimments of�pplicabio law.If the amount of thc Funds held by L,aidei u my tfmme is
<br /> �� oot sutficient 10 p�y the E�cmw Iuxns when due.I.ender nwy so nodfy Bomower in wridng,and,in such ca�e Bcxrowcr sh�U P�Y
<br /> •, lu L��he mount neoeas�ry b mtice up tha def'xicr�cy. Barowa sh�ll milce up the daCxiency In no more than twetve
<br /> ; ��Y WY��•�t I.tnAar's sflb diacretkxi.
<br /> � UPon p►Yma�t in full of�Il sums xcurod by Ihis Sxuriry Inswmcnt,Lenda shall pmmptly refund w Bomower any Funds
<br /> ' h�Jd Dy I.eadrx.If.uncla pa�ph 21,I.aula shall acquire or sell the Propaty.I.ender�Priar co the acquisidon or sale of the
<br /> ' ' �y. ��PPIy �ny Funds hekl by I,ernSx�t the time of atquisidon a sak as e crodit eigainac tlse sums sacurod by ihis
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<br /> ' 3.Apwcado�o!'P��ab. UNess applicabk law provides othawi9o�ell psyments roceived by Lenda unda p�ra�t�s
<br /> �`�� 1 rnd 2 sh�lt be�lied:Cup. t�o�r+Y P�Y���Bes due undei the Note�second.W art�ounts psy�bk uncier��ph 2;
<br /> —, third.�o inldr.st due:fanh,w peincipal due:and 1ast,w�ny I�te ch�es d�u undu�ho Note.
<br /> � i.C6ar�pi Lkes. Bonowa afWl py tU Iaac.w.�csamen�, ch�rges�Cu�es and imposidon�attributable t�o the Property
<br /> . ,W?�i,Gh m�y att�in priority ova ttw Security Instrument,uxlleavehold poyrtiaus or ground re�nts.if eny.Barower sh�l1 pay lhese
<br /> obUg�tions i»tha m�nna provi�ed in p�graph 2.a if not p�id in thn manna,Borcowa ahall pay them cm tirne diroctly to tho
<br /> persa►owod peymcn�Bo�mwer sh�U P�A�Y fumish to I.�nda all nodas of amounts u�be pud under this par�graph. If
<br /> ' Bomower m�lcta the�e pymans dirocdy.Borrowu shnll promPdY furnish to Lender roceipts evida�cing tho payma�ts.
<br /> � Bomuwcr sh�ll promptly dixh�rge any tlen which has prioriry ova this Saurity Insnuument unless Barower.{a)agroes in
<br /> , wcifmg u��he payma�c of the nbligation sxnred by tha licn in a manna acx,cptab6e to Lenda;(b)contests in good feitti thc lien
<br /> by. a dcfa�ds qgainst enfarcment af the l;en in, Iegel procoedinga which in the Lcnda's opinion o�ru� w prevent the
<br /> !!.y enforcanent af the Ilen�or(c) secures fcom the holder of the li�an agrooment sadsf�ctory tc�Leoder suboMinating the lien to
<br /> ' . thls Soc�rity Lnstrumen�If I�enc�r detaminos that any part of the Projxrty�s subjoct to a licn which may attain priaity ova this
<br /> • �y�yr L►etrumcnt,L,onder may give Sortowa a notice ickntifying the lien.Bomower shall satisfy the lien a take one a moro
<br /> b�Eh��cdon9�ct fath abovc within 10 days of thc giving of naica
<br /> Forn��021�/10
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