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<br /> S.Hasard ur Property Insurnace. Barower shail koep tho improvcnxntt now exisdn�oc hcreafiu eroctod on�he PropKty
<br /> insured evalnst loss by fire,harards included within the cem� "exttnded cover�ge" md a,ny othx haTaM�, includln� fbode a
<br /> tloodln8�far whkh L.ender cequirea insuruice.This insurance shall be ma�nt�ined i�n iho amaunts and for the puioda th�t L.a�der
<br /> requires.'It�e insur�nce carrier providing the insurance st�all t�e chosen by Bomower subJect to Lender's epprov�l which ehall not
<br /> be nnre�anably withheld. If Earowu fails to maintain coverago dexxibed aiwve� S.ender may. n L,ender's option, obuin
<br /> cavrrage W protect Lrenckr'�dghts in the Propaty in accord�nco wIth pwa��ph 7.
<br /> All insur�nce poll�ks and crnewils shall be accept�bk w I.ender md sh�U include a swndard moctgege clause.Lender sha11
<br /> have tl�e right w hold the poUcies and cenewals. If Lendu roquiras�Borrower stwli P�P�Y B�va to L.eoder all roceip�a of pdd
<br /> premiums and rencwal natica.In the event of loss,Borrowex shal!giva pmmpa rwtice to the inswance carrkr and L.ender.�.etxler
<br /> m1�y m�lce pcoof oP lac9 if not m�de promptty by Borrowu.
<br /> Unless I,e�cla end Borrowu otha�wise agree in writing�insuranca pr�ceed�stull be applied ta restohtion or repdr of the
<br /> pro��ty damaged,if tbe reqoca�on or repair is economically feasiblo Wtd Lenda's sxurity is not les,sened.If ihe rcsta�tiai or
<br /> repair is na ecoramiaUY feau'bk or I.enda's securiry would be kstened,the insurmce pror,ads shall be e�ppliod w d�e sum�
<br /> secured by this Sxurity Inu�et,whetha or not then due, with �ny exce� naid w Bcxrowu. If Bomnwer at►ardo�a the
<br /> Fr4perty,ar daes nat answu within 30 days a�ice from Lender th��t the insurw�ce carrier has off�od to senle a cl�im.d�en _
<br /> t.a�aer roay oouecc the inscumce pmcaeds.r.a�aa ms►y�so tl�e procoaas w rep.tr or restora the Propaty or w pry sums sociuea
<br /> by this Socurity Ins�umeat,Mhed�er a not tha►due.'R�e 30-day perlod will begip w�hen tho notice is given.
<br /> Unlrss L�ender wnd Bamwu othawise agroe in writing,ar►Y W�Plication uf proctxds to�rtincipal shall not ext�ead or postpone
<br /> the due tWa of the mon�hly Qaymenta refe�rod to in p�rAgraphs 1 and 2 ar change the xnount of the payma�ts.U under p�g�ph
<br /> 21 tho Pt�1y u acquired by i.ender�Borrowct's right co any insuru�ce policies and pcocexds ttisulting from damago w tt�e
<br />- �Y P�ao the�cquisidon shall pass w i.erKla to the eatenc oE thu sums securod by t��.s Security Instrument irtuoodiwdy
<br />� pricx oo�he aGquisidan.
<br /> ' 6.Oa�pamc7'r Pre�mtioo�Maintesa�ce aad ltirotection ot tbie I�ropaty: Bflrrower's Loan Application:Laueiioid�.
<br /> Barowa shall occupy.est�btish�and use the Pcopaty as Bocrowu's prertcipal residence within si�cty days afi�er tAe exaxttion of
<br />' thL�Secusiry Insauma�t and shall conrinua to occupy the Propaty ac Hoaower's principal rasida�ce for at ia�st one year�r the
<br /> - tLw �f ,t xu�.:,,3. ussl,-�..°Las� �!��";M,. �,..we in writina; which consca[shall not I�e unt+ea9ortablY Withheid. or unkss
<br /> cxtenu�ting circumstanas exist which are beyood Barower's contml.Boc�ower stu�ll not deaeroy.dan►eBe a�npir the Propaty.
<br /> aillow the Progaty to detaiorase, a canmit wasoe an ohe Property. Bamwa�haill be in default if any forleiuue �ction or
<br /> ' pmoeoding,wludjer civil or arlminal.is begun @�t in C.ender's good faith judg�nn could result in forfeiwrc of tda Prapercy or
<br /> ; otha�vlse met�eri�11Y imP�iur the lia�created by this Security Iastrument a I�erNkt's securiry fnterest.Boaower m�y cuce sueh a
<br /> a defiult�nd acingute.as providod in pwruBt�yh 18�by causing tbe��n oc pcocceding w be dismissed wid�a nding thM,in
<br />�' '`� S,aider's goaY f�ith d�xminadon.Pc�ecludes forfeiduo of the Borr�wrr'a int�rest in the Property a�otha m�trslil impsimRenl of
<br /> '':>>. +t�e lien creaoed by this Stcurity lnsnument or I.er�dar's sociuity intecest.Barowa stuiU also be in defwlt if Barowa.du�it�g it�e
<br /> �� loen nppljc�ticx�procesa.Stvo cn�taially felse a in�ccivate infamotion or smte�nent�w Lender(a faikd to pcovide L,end�r�
<br /> , �ny m�erW in{amxqn) in connection with tho lo�n evitkr�cal by tha Nota, inctuding, but not limited w,represen�s
<br /> '• concaniag Borrrnvar's occupancy of the Propaty a5 a principal residcnaa If thu Seciuity Instru�manc is on a kavehold,Borrowa
<br /> abpll oomply widi W tfie pcovisicx�s of the 3ea�e.If Barowa acyuirea feG dtle to the Pro�erty.the 9eaxlwld and the fee 6t1e shall
<br /> •� noc mage unl�s�I,ander agreGS to the maga in writjng.
<br /> ' 7.Prolectba o�I�ender's Ri�6b in the Property. If Borrower fail�w pafam the cove,nanb and agroerneats connieed in
<br /> this Securicy Znstruma« a thae i��kgal procroaling thac may signif".x�ndy effoea Lenda's dghts in the Piropesty (wch as a
<br /> . pe�oeedi�in b�ntrup�cy,PrW�oe�fa candemnation or forfeiwc+e a�u anface l�ws a regulationsr).then L�da may do�ndl P+►Y
<br /> � . fa wh�ever is neceasery�o psntect the v�loe of the PmnatY and Les�der's rights in the Proprn:��.i�aufa'a scdon�may�1ude -
<br /> P�Y�B my wms socured by s lien which has peiority ovu this Securiry Ins�nunen[, appesric►8 in court. P�Ying rauon�bk
<br /> a attomeys' fees�nd eat�aing on the Propaty w make repai�s.Ald�ough I.endu may take acaon undar thu p�xph 7�I.u�der
<br /> .�. � . �oes not havc to do so.
<br /> ' My amounn disb�u�sed by Lendea o�u►d�x this peragcaph 7 shall ixxara wc.'dition�l debt of Baruwa secured by this Soc�uity
<br /> Instrvma�t Unkss Borrowa and L�ndeF agcoe w otha tums of pnyment, �hae arnounts stwU bear interest from the datt of
<br /> disMusanent at the Note rate and shall be payabk.with intuest.upc�n noticc from I.rnder to Barrower re4�B P�YmenG
<br /> 8.Mort�a6e Iea�ua�e. If La�da requiral mo�rtgaBe insurance as a condition of m�king the ioan socuae9 by this Secnrity
<br /> lnsaument, Bomowrr st�aA pay the premiwns roquirod to maintain the nwrtg� insurance in eEfx� If, fa my reasan.tha
<br /> mortg�ge insurance coveragc cequiret6 by Lea�der lapsas a ccases Bu be in effxL Bocrawer shall pay the premiums nquired to
<br /> obuin coverage substantiaUy equivale.nt to the mo�tgage insw�nr.a previQUSly in effect,at a cost substantially equivala�c to the
<br /> cost to Borrowa of the mortgaga Insusance pceviously in cffect, from an alianate mortgage insurer approved by Lenda. If
<br /> subst�ntially eq�ivakmt moctgage insurance coveraga is not availabla,�amwa shall paY to Lender each mon�h a sum oqual to
<br /> one•[welfth of the yearly mortgage insu.-ancc premium being paid by Borrower when the insurance covcragc 3apsed oz cea�ed to
<br /> be in effect L,ender will xcept, nse ar��retain thesc payments as a loss rescrve in lieu of mortgage insurance.Lo�reseive
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