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<br />THIS INSTRUMENT PREPARED BY: 94AFTER RECORDING RETURN TO:
<br />Home Federal Savings & Loan Association of Home Federal Savings & Loan Association of
<br />Grand Island Grand Island
<br />221 South Locust 5treet 221 South Locust Street
<br />GRAND I5LAND, NE 68801 GRAND ISLAND, NE 68801
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<br />(Space Above This Line For R�ording Data)
<br />DEED OF TRUST
<br />(PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br />BY THIS DEED OF TRUS�
<br />THIS DEED OF TRUST ("Security Instrument") is made on February 18, 2012. The grantors aze KEITH E
<br />MEYER, a/k/a KEITH MEYER, and BRENDA K MEYER, a/k/a BRENDA MEYER, HUSBAND AND
<br />WII�'E, whose address is 2824 S SHADY BEND RD, GRAND ISLAND, Nebraska 68801-8786 ("Borrower").
<br />Bonower is not necessarily the sazne as the Person or Persons who sign the Equity - Line of Credit ("Contract").
<br />The obligations of Bonowers who did not sign the Contract are explained fiuther in the secrion titled Successors
<br />and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend R Baack,
<br />Attorney whose address is P.O. Bog 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary is Home
<br />Federal Savings & Loan Association of Grand Island, which is organized and existing under the laws of the
<br />United States of America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801
<br />("Lender"). KEITH E MEYER and BRENDA K MEYER have entered into a Contract with Lender as of
<br />February 18, 2012, under the terms of wluch Bonower may, from time to time, obtain advances not to exceed, at
<br />any time, a�**MAI�IIIVIUM PRINCIPAL AMOUNT (EXCLUDING PROTECTIVE ADVANCES)'�'�* of
<br />Twenty-sig Thousand Five Hundred and 00/100 Dollars (iJ.S. $26,500.00) ("Credit Limit"). Any party
<br />interested in the details related to Lender's continuing obligation to make advances to Bonower is advised to
<br />consult directly with Lender. If not paid earlier, the sums owing under Borrower's Contract with Lender will be
<br />due and payable on March 15, 2017. This Security Instrument secures to Lender: (a) the repayment of the debt
<br />under the Contract, with interest, including future advances, and all renewals, extensions and modifications of the
<br />Contract; (b) the payment of all other sums, with interest, advanced to protect the security of this 5ecurity
<br />Instrument under the provisions of the section titled Protection of Lender's Rights in the Property; and (c) the
<br />performance of Borrower's covenants and agreements under this Security Instrument and the Contract. For this
<br />purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and conveys to
<br />Trustee, in trust, with power of sale, the following described property located in the COiJNTY of HALL, State of
<br />Nebraska:
<br />Address: 2824 5 SHADY BEND RD, GRAND ISLAND, Nebraska. 68801-8786
<br />Legal Description: LOTS ONE (1) AND TWO (2), IN MEADOW LANE SUBDIVISION, HALL
<br />COUNTY,NEBRASKA
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />gra.nt and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Bonower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the principal of and
<br />interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract.
<br />Applicable Law. As used in this Security Inst�ument, the term "Applicable Law" shall mean all controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as all applicable final, non-appealable judicial opinions.
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<br />� 2004-2011 Complience Systems, Ina ADCD-B9E2 - 2010L1.15.461
<br />Consumer Real Eatate - Security Inshvment DL2036 Page I of 5 www.compliancesystems.com
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