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�..:'r��r -*�e...,. ..-, , , -- .i•i . ....d._ ,�._'�14'iTr_-...�-_'__ '.�q,q`�i!1'F��iii�'0°'ra�ar - -- — �.:�',"�w`.,�"�J�:.:`"— ,,..— . , . — � ,,.. , •. ,::'4�_ .gn��--- s ��'�::°'mif:��i�r _�:•�7w��'�.F�:�...-��.:��._.__.._ . APPLN 003-i0�0�037 . �,DJ[JSTABLE RA°TE RIUER �"" 10�035 THiS AUJU5TA9LS R/�'IE RlJ�it is t►►�do Ihis �3RD �y of MAY � 1997 �� ir�oo�porMed in�o and shall 6e�ieertKd ui amemd and wppfana�t tho Matg�go.Dood of 7Yust at Socurity Daed phc"Socurity � In:rxusr.:,nt")of th::�cr�d:�,gi��;�7 Gy�tha ur►da:olgrs:.d(tF.c"IIcu��wu")to s;�ur„fioi�o•ar;,r's Acljus�t►b�;lYaa(�i�e "NOIe")b HQt�f� PBDSRAL $AYINCi9 A LOAN A8&C�IATYON OF (1I�►ND x9LAND (the"I.u�der")ot the awne daMS aad covr.n4ng the prq��ty dexribed in the Sxurity I�trumrnt and locsated a4 ao�.o ai.�wsm�x Gz�ac�.R QRAND I9Lt�1D, NFiaRAB!(A. 68803 IPropaay Addrcu] 7'f�S N07'E CONTAIN.R FROVk�:ONS ALl.OWING FOR CHANGES IN 11�IY INTEIFEST RATE AND MY MONTHLY PAYNff.N7'. I1VCF.fdA.�I�1� IIH THF. INTEREST RATE WILL RRSULT IN HIGHER PAYMENTS. D�C1tF.ASE3IN THB II'tT'�'�'FA,'TE WILL RE.SULT IN LOWER PAYMEN'�'3. ADDI'hONAY.CO'VHNAN'�'�. Itl sddition IA dte covaynts �nd �grearfaMS rtude in t6e Security Iastrwnenb Ba�ra�+er and I.ender[ueEfier oo��n�nt am�1 tlgcee n[ollo�ws: A.IKrERLST it!►TE�LlVD�MONN'HL3'PAYMENT CHAI�GES 'Ibe Ndo provides f��r aa initi�l ir�ta�st rate of 6.soo 46. 'iLe IVot�e prov,ides fcx chmges in tbe inla�at rue�nd 1he monthlY PxY�+ts,xn foilaw�: 4.INTF.AEST RATE k,ND 1Md�"�'iQ.7 PAYMF.NT CHANGFS (A)Clu��e Drtra 7:1.�inlarst n1e I will ptw aam�cbAngo�n the first day of Oc.'TOBBIR , �.998 �and aa IA�t day � 12TH nxmW lh�m.pf.�ua�I':,�ch dale on Nhich ary imftaest raoo cauld change ia alled�•Chfqgo D�e.• (B)T6e Lda� �with thn firat C'hur�y�Uirjn�mY interat rale wiU be bred on m Indc�.Tbe"Indac"ir. THR If�BlCLY l►VRRAQB YTI67.Di QN UlJITSD STATBS TRBASUY2Y SSCqRITTBS ADJUSTBD TQ A C`n2JSTl1NT k'�L'c�'Cf1xTY 4P 1 k'Bl1R, A8 MADS AVAII�HLR BY THB FSDSRAL RBSHRS'B BO,ARD. '[1�e most rooa�t tedac fi�txn m�aal�bb a�of the d�1e:� �45 t4ys❑ 6efae each Cl�o�D�ta i�s calstd @rN"Cumcat Ind�ae." if tbe Indac is r�k�er wM1�1�10,tha Nae Holder will choo�e a r�w index dsat b broedt upoa campar�ble inform�tion. 'Ibo Nole Holder wriU qiv�a ano aotitn of this choioe. (G�Caic�iiMio�of Ci�aLrs Befaoe ac�C�r,w�o Dw1�,tba tiwlo NoWer will alcuWe my nerv inlasst rate by�ddin8 �o u�� oxs �u.r.F pana��s�t�Is)( s.s o 0 9�)�u�ttie�ureac tndeu. . 71Me Nole�iolder�v�71 Uim nxmd Itvt�tusult of thb additan b t6c Q Ne�rest Q Next Highe�t []Naet Y.owe9t . aee eicr� � .iss g6), Snbject b tbe liaits�aled in Scramibn 4N)be'Jo�v.thit rcwnded�mo�nt Nill be my new inla+at tale until the next Ch�nae A�I� Tbe IdoEe Hukkx ayC!@k�dtt�n»no ttre�nouot of the moathly pyro�nt th�t arould bt sufticient to repoy Ure unPaid prioCipd d�[I m ptpOcltd b or»'r at tt�e Clunge Dr�e in[u11 an the ra�duity d�te�t my naw�intaest rate in subst�nti�iy ap�l P�yma�.'If�o�ult of B�h�ciwWia►wiU be the ncw anxwnt of my monshlY P�Y�� (0)Lf�rils u�Iute�rat Wde K"Ms�ses P chtckq�o►a,oriotc btuus:l�eo box Ls clYtcked�tbere will b�e no►►�a�inu�t limit on slwngex.l (1)7riero rviU t�e�ama�zmum Ihnit on in�ense r�e cl�nges. � (2y 71�e irNlt�t.fa10 I�ru roquired b p�ty at the first Chfnge Da1e will not be greatet Ihyf e.50 O g, ar I�,jq�r, �.soo !�. l'°�J C3)MY bre�'st roie w�71 r��rer be incr�ocd or daarea�od oc��ny singie Clnnge Usk br more�tu�n �o �a�:•rasx puca,y�c t,o;,,c{�) ( a.o00 �,) �rom the r�e of inlar�t I ha�e l;�r,��aying fnr the Proceding Puiod, Q(4)MY IMarst rato will nv�rar be�t�u liw� il.500 �,.which u calkd the"Muimum Rate," — THB "M2NIM[7FS RATCs" NZLL NBVER SS LBSS TtiAN 4.SQOfir. -- YUL71fTATE ADJt�YAMLE RATE pIpER•3inpl�Famfly �JN r.�.s a t -- �'�A1140�1 VN►YOpTOAOF KORM�•1�00162tqitt tnRtaM. _ � t �. �,