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<br /> 'I'U(iETHER WITH aU the tmpravements now �n c�ncaftcr crcctcd on thc property,ane�ll a cmcnts, appurtennnces, and _
<br /> fixtures now or herc,attcr a pa�t of �ho property.A11 replaccmcnts end addldons shall also bc covercd by this Securiry Inswmcnt. '
<br /> All of the foregoing is refercod w in this Sccudty Instrument as�he"Property."
<br /> BO1tROWBR COVHNAIV'IS that Bocrowu!s lawfuUy scised of che estate hereby conveyed end hav thc rlght tn grant and
<br /> convey the property and that the property is unencumbered,eaapt for encumbrances of rocord.Bocrowcr wcminGg and wUl
<br /> defuid generaUy tho tItle to tho Proputy egainst all claims end dernancls,subject to any encumbrances of rxord.
<br /> TFIIS SECURITY INSTRiJNIIiNT combines uniform covenants for national use and non-uniCorm covenants with limital
<br /> v�riations by jnrisdkdon co consstitute a unifortn security instrument covering real propeny.
<br /> UNII�RM COVBNANTS.Sortowcr and Lender covenant and agrec os follows:
<br /> 1.Payseat ot Pirincipal And Interesh Pr�p�yment and Late Gsarges. Borrower shall ptompdy pay whcn due the
<br /> principel of and inurest on the debi evidenced by the Note and eny prepayment and late cherges due under thts Note.
<br /> 2.Funds for Taxes and Imsur�rtce. Subjoct ta epplicablc law or to a written welver by Lendcr,Borrower shell pay w
<br /> Lender on the day moathly paymenls are duc undu the Notc,until tha Note is paid in fuU,a sum("Funds")for:(a)yearly taxes
<br /> and essessments whkh m�ey attnin pric►rity aver this Socuriry Instrument as a lien on rhe Prapecty:(b)yearly leasehold payments
<br /> or ground renta on the Proputy,if eny;(c)yoarly hazard or property insurance p�emiwn�:(d)yearly flood insiuenca premiums,if
<br /> �Y:(�)Y�ly mortgage insiu�ence ptemiums.if any;and(�any suma payable by Borrowu to Lendex,in accordance with the
<br /> provLtions of paragraph 8, in Ueu af thT payment of mortgage insurance prcmiums. 'I�ese items arc callcd "Escmw Items."
<br /> I,ender may�at any titne,cxnl�ct und hold Funds in an amo�nt not to exceod tho maaimum amount a Icnder fa a fi�er�lly related
<br /> mortgage loan may requine�nr Bortower's escrow account under the federnl Re�t9'��.smte Seulement Proceduces Act of 1974 as
<br /> amended from ti�ne to time,1�U.S.C.Sxtion 2601 et seq. ("RESPA").unless anoiher law that applies a the Funds sets a les�er
<br /> Arnount,If so,L,encter tnay,�t pny dme,�ollect end hdld Funds in an amount not to eacad ihe lesser amounG I.enda r�s�y
<br /> esdm�te the amount of Funds due on the basis of curn,nt data and reasonable esdmates of expenditures of future Escxow Items or
<br /> athawltu in aococdance wlth epplicehb law.
<br /> 7be Funds shall be held ir��n instiwtbn whose depositv are insured by a fedcra➢xgency.instrumentallty.or endty(including
<br /> irncler.if L�ndrr is snch an insawdonl or in anv Fedcral Home I,os►n Bank.I.ender shall epply tho Funds w pay the Sscrow
<br /> Itesns.I,endex may not charge B�rrowu for holding and applying the Funds,as►nually analyzing tha escrow account,or verifying
<br /> the Bxrow Item�,unkss I�fer p�ys Bomower interest on the Funds and applicable law petmits Lender to malce such a chargt.
<br /> However,I.endtr may requii•e Botrowu w pay s oae-dme charge for an 3ndepcndont real estate tax rep�rting service usod by
<br /> L�tr in connaCdon with�tlris lo�n,unlzsa appik,abk law pmvides olharwise.UnOess an agreement is made a applicabk law
<br /> req�iro ineaest to be peid.L.ender ahall not be roquired w pay Borrowu any intercst or camings on the Funds.Borrower and
<br /> L.endei may�grcx in writing.howeva.that intaest shall be paid on thc Funds.Lender shaU glve to Bomowu.without charge,un
<br /> annw�l�coounnng of the Funda,sbowing c�odits md debits ta the Funds and tho purpose fa which exh dobit to thc I'unds was
<br /> ms�o.'lUe Funds aro pbdged e►�addidon�l sxurity for all sums secund by this Securiry Instiumen�
<br /> If the Funds hcW by Le�nda a�ccood the amounts pecmitud to be held by applicebb law.I.ende�shall account to Baxower for
<br /> the exass Funds in eocordmco with 1he requircmenu of epplkabk law.If thn amount of the Funds hcW by Lcndcr at eny time b
<br /> not suf6cient to p�y the Ascrnw It�ems when duc�L.ender may so notify Borrowu in writing.end,in such cave Borrowu sf�il I�Y
<br /> to I.a�der tt��rtwunt necessuy to make up the deC�ciency. Barowtx shall make up the deficiency in no mae than t�vclve
<br /> monthlY WY��•at I�cmder'�eolo di�cretion.
<br /> Upon�yma�t in full of all sums secured by this Socurity Instrumcn�Lcndcr shall promptly rcfund to Barowcr any Funds
<br /> heid by I�aider.If,wida peragraph 21,L,ender shall�cquire or sell tho Property,E.ender.prior to the acquisipon a s�le of the
<br /> Pr�oqxty,shall apply any Funds Ikld by I.enda at the dme of acquisidon a sale as e credit egair►st thu sume securat by this
<br /> Sociuicy Inwtunent
<br /> 3.AppYatb�of P�ymenb. Unkss applkpbb Iaw provtdes othcrwise,all payments roceivod by Lendu undcr pe�a�raphs
<br /> i aad 2 sh�ll bo applial: fust,to mY D�Ymerit charges due under the Note;second�to amounts payeblc undcr paragrapt�2;
<br /> tfiurd.W inta�est due;fo�cdi.to princlpal duc;and last.w any laro charges due�ndu tha Note.
<br /> 4.Ch�rRes;Lieas. Borrowa shall puy aA ta�ces, asses.unenls, ch�rges, Cuks and impositions awibutabla to thc Pro�nty
<br /> which may attt�in pdority ovu this 5xurity Instiument,and kaseNold�aymeats or ground rents,if any.Hosrowcr shall pay thcsc
<br /> obtiguions i»�he mmrKr provided in paragraph 2.or if not F�d in rhat menn�,Bomnwer shall pay them on tuna direcdy to zho
<br /> puson owed paymenG Borrawer shall promptly fumish w Lenda all norices of amounts w be paid under this paragreph.If
<br /> Barowa malses these pymra�u d'uxdy,Sarowa shall promptly fumish tn Lender ceceipts evkkncing tho p�yn�nt�.
<br /> Bommwer�all P�'�P�Y�Be any lien which ha5 priority ovtr ihi�Socwriry Instr�ment unkss Barower:(a)agrocs in
<br /> wribng W the paymant of the obiigotion secwbd by tha tien in a manna acceptable to Lendcr;(b}conicsts in good faith the Gen
<br /> by. or defentJs against r,nfar,�nent of tha lien in, legal procealings which in tl�e Lcnder's opinion opente to prever�t the
<br />° enfarcement vf tho lien;or(c)socwrs fmm tha holder of the licn an agrumcnt sabsfactory to Lender subor�di�ating the lien w
<br /> ¢�his 5ecurity Yn�nunent If Lender dctc,�mines that any pa�t of the Propaty is subject to a lkn whkh may aueln�raority over this
<br /> SeCnriry Instruma�t,I.endu may give Barower a notico identifying the Gen.Borrowu stwll satisfy tha licn or take one or more
<br /> of tho actions xt[orth abovc within 10 days of thc giving of notice.
<br />- Form 902� QIiO
<br />_ �•i8[NE1�o��m.o� P■o•2oi s ini�uic ... ,
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