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<br /> {�uuyn�ents n�ay no lunger tx rcyuircd, at ti�c option o� L�c�xicr,if mnrtgnBo insurance covcragc(in thc anx�um uncl for thc period
<br /> thrt l.encior roquircs)providaf by un insurcr apprur��!by Lendur u�nrn l�xcsuxti uvuilublc mxl is obtuiixd. Bc�rrawcr shull pay
<br /> dic premiu!nc reyuiral to muintnin mangAga insurun�ce in cffixt,��r ta pnovidc u lusv rcccrv�,until the reyuerenxnt for rr�ngxgc
<br /> insur�rxe eixls in accurdance«�ith any w•rittc:n ug�-e���;+:nt h..twcaii llc�nn,�er and L.cml�r ar:+�plicnhle I,�w. __
<br /> �►. In�pectlun. l.cncler or its agont nuiy nwkc reusonublti cnu•i.�H u�n und in.spectians of the Praperty. I.c►�ler shall give
<br /> 8orruwcr noticc at the tink oFor prtar to ar�inspcctsn��sExcifyinp rr.us�:innhic wusc for thc impection.
<br /> 10.Caudemnatbn. The proceals of any uwurcl or cli►im fur citnnnges,direct or coau.�yuentiul, in comxction with uny
<br /> ainelem�u�tian or other tuking of any pan oi'dx: Prc�perty,ar fi�r cnmroyunce fn lieu af corxlemnution, urc he►tiby ussigned und
<br /> shall be puid to I.encler.
<br /> In thc event of a total taking of the Pmperty,ih�:prc�ca.�`sEmtl ba applial t�tht sams securai hy this Securiry Instcument,
<br /> whcthcr or not then duc, with any excess pald to&►rrower. In tlu++:vent of u�artial taking of the Property in which the fair
<br /> m;►rkei value of thc Propeny immodiatcly bcfore che tnkinp i�cqunl d��or grcatcr than thc amount of tIK sums sccured by this
<br /> Sa.vrity Instrunxnt immediately beforc the taking,unless B:�rr��vr,r arid Q.erxler alierwisc agree in writing.the sums secured by
<br /> this 5eeurity Inst�ument shall be reduced by the anx►unt of tl�e. pn:�cc��ds rnultipliod by the foilowing fraction: (n) the tntd
<br /> amount of thc sums secured immodiately before�he tnkin�,di��idc;d by (b) thr. f�i� market vatue of the Pmpeny i►nnxdlete�Y
<br /> btifo� [he takine. Any balaace shull be paid to t3orrower. lu thR cvent of e paitial taking of the propeny in which the fair
<br /> market vulue of tha Property immod'eately bclore�he tnkinn is lass t4nn the amount of the sums secuml iuui�ediately beforc ihc
<br /> taking, unless Borrower ancl Lendcr othcrwisc ug�ee in writinB or uuless applicable Iaw otherwise provides,the pmcads shall
<br /> be applied to the sums secured by this Sixurity Irn.tn�ment whetl�m•ar nat the sums are then due.
<br /> If the Property is abandanal by Bormwer,r�r if,aficr nntice by [.cnder to Bomower that the rnndemnor offers to m�lca an
<br /> �ward ri scttle a claim for damages. Borcower fails ro mspn�d tn l.�ender within 30 duys after the dste thc notice is given,
<br /> Lendcr is authorized to mllect and apply thc pra.oed�.at itei optian,cithcr to restoration or repair of tht Prvpecey ar to the sums
<br /> securod by this Security(nstn►ment,wheth¢r or rc�a then dtto.
<br /> Unless Lender and Sorrowcr otherwise aHa'ea in writinB, anp applicatio�of procads to principal shull not oatend ar
<br /> postpane the due date of the monthly paymenGs rcferral to in pArn�n�phs 1 and 2 or change the amount of such payments.
<br /> 11.Bnrrower Nat Rda.qed;For6earpece 8y I.enckr N��t a W�iver.Exteruion of thc time for payment or modificsdan
<br /> of amorti7ation of the sums secured by this Secuvity instrument grtnted by Lender to any successur in interat of BormwCr stWl
<br /> �---�_��_...t:,;�u9rz;:so
<br /> not operate to rele�ase the listbility of thc ariginal Borrowcr�r e<►muwer`s succcssors in inic►osi.i..ci�uc��.�..��....
<br /> commenoe�roccedings against any successor in n��tcrest or refi�e�e t;r�xtend timc for payment a othenvisc modify amorti�tion�
<br /> of the aams securcxi by this Security Instrument by reason of uny demanJ m�de by the original Borrower or 8orrower's
<br /> SuCC�sbi� 9n IAtttest. Any forbearance by Lendec in cr.emisin�}liny right or remedy shull nat be a w�i��er of or preclude the
<br /> eaercise of nny right or mmedy.
<br /> 12.S�wcessors and AssiSas B�wnd;J�i��.'nd Sevcral Liubility; Co�e+ers. The covenants aa�d agraments uf this
<br /> Security Instament shall bind end benci��c tht sw�c�essars and ansigns of Lender and B�nrroWer. subjoct to the provisions of
<br /> paragraph 17. Borrower's covenants a*r1 agrec:m�snts shKU bc juint and scveral. Any Borrower who co-signs this Securiry
<br /> Instrument but does not executc the Note: (a) is co»signinB thin Sccuriry Instn�ment anly to mctirtgage, grant and rnnvey ttwt
<br /> Borrower's interest in the Propr,rty under thc temr,;of thfe Sa.'urirty Instrument;(b) is n�t personx��y d>��Batod to pry the sumt
<br /> socured by this Security Insttunxnt:and(c)agrees that Lender ami any other Borrower may agree to extend,modify,forbear or
<br /> rnake any aconmriadations with regard to the tcrms nf this Sncur'sfy Instrument ur the Note without that Borrower's rnnsent.
<br /> 13.I.wn Clutraes. If the loan secured by thi�Sa:wity lns����::aent is subject to a law which sets maxisuum lou�charga,
<br /> and that law is finally inte�pretal so that the intercst or other Imm�charges mllated or to be collectod in connxtion with the
<br /> loan excad the permittod limits,ihen: (a)any yue?,'�-�s�ch�r�o shall tre reduced by the:unount nxessary to reduce d+e chxrge
<br /> to the pem�ittod iimit;acxi(b) any sums almadp cei;�c:t�d fir�m Bonower whi�,5 oxcceded permitted lim5ts will be refunded to
<br /> Borrawcr. Lender mxy choosc w make this rofurxi by ral►tcinE thc principtx� owcd under the Note ar by making a diroct
<br /> payment to Bo�rower. If a refur� roduccs princtpal, dtt� mduction will bc trcuted as F partlal prepayment wtthout any
<br /> prepayment charge under the Nae. .
<br /> 14.NM1cee.Any notice to Borrower pmvidoci for in thiF�tcuriry Instn►m�ent shall be given by delivering it or by maiiitys
<br /> it by first class m�il unlcss�slicable law rcquircs�.�se of nnotlrer mediod.Tt►�:v�oticc shalf be directed to the Prope�ty Address
<br /> or any other ocWress Borrower dcsignates by notic:e t�� LemlErr. Any notice to I.e�xler shall be gi�en by first class mai! to
<br /> Lenda's address stated hercin or any other address Lcmler dc�,+gnatcs by noti�ce to Bortow�r. Any notice provided for ia this
<br /> Security Instntnxnt shatl be deemed to have been gi�ren tu 9niy�tu�er or Lcnder when given a.g provided in this pa�agraph.
<br /> 15.Gov'rnl� I.aw; Severability. This S�ocurity It►sttaimcnt shall be govemexl by federal law arKt the law of the
<br /> jurisdiction in whieh the Prope:rty is locatai. y�n tfi�e evont il���any provision�r clause of this Security Imstntment or the Nott
<br /> conflicts with applicable law,such cor.flict sha31 nat afi'aK oll�ttt provisions oF this Security Dsistrument or U►e Note whicn can be
<br /> givaa effcxt wid�out the rnnflicting�pr.ovision. 'Co tFtls cntt tht�provisions of this Sccurity Er.sstrument and the Notc are dcclared
<br /> to be scvcrablc.
<br /> 16.Sorroh�er'�Cupy.Borrowcr shall bc bivcn onc c�nfumx:d copy of thc Notc and of tltis Security In,trument.
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