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201201534 <br /> (C) "Lender" is EQUITABLE BANK <br /> Lenderisa SaVings BdnK <br /> organizedandexi5�ingLmderthelawsofTHE STATE OF NEBRASKA . <br /> Lender'saddressis 113-115 N LOCUST ST PO BDX l00 GRAND ISLANO NE 68802-0160 <br /> Lender is the beneficiary undcr this Security Instrumenc. <br /> (D) "Trustee" is EQUITABLE BANK <br /> (� "Note" means the promissory note signed by Borro��er and dated Feb r ud t'y 23, 2012 . The Note <br /> statesthatBorrowerowesLe,yndcr ONE HUNDRED TWENTY FIVE THOUSAND FDUR HUNDRED <br /> AND 00/100 <br /> Dollars(U.S. $125,400.00 )plus interest. Borrower has psoxnised to pay this debt in regular <br /> Pefiodie Payments and to pay the debt in full not later than Ma r c h 1 , 2042 . <br /> (F) "Property" mear�the property that is described below imder the heading "Transfer oF Rights in the <br /> Property." <br /> (G) "Loan" means the debt evidenced by the Note, plus intetest, any prepayment charges and latz chazges due <br /> under the Note, and all sums due uuder this Securih�Insmunent, plus interest. <br /> (H) "Riders" means all I2iders to fhis Sec�ity Instcument thaC aze esecutedby Borrowea. The following Riders <br /> are to Ue exccirted by Borro�ver [check box as apylica6le]: <br /> 0 Adj ustable Rate Rider � Condomuuum Rider 0 Second Hoine Ri.der <br /> 0 Balloon Rider � Planned Unit Development Rider � 1-4 Family Rider <br /> �VA Rider L�Biweekly Pa}nnent Rider � Other(s) [specify] <br /> (I) "Applicable Law" means all conn�lling applic9ble federal, s[aYe and local statutes, reb Iatians, ordinances <br /> and adininisfrarive rulzs and orders(that luvc the effect of law) as well as all a�rplicable fmal, non-appealable <br /> judicial opinions. <br /> (J) "Community Association Dues, Fees, and Assessments" mcans a11 dues, fees, assessme��ts and other <br /> charges that arc imposed on Borrower or the Property Uy a condominium associarion, bomeowners <br /> association or suniiaz organizarion. <br /> (F� "Electronic Funds Transfer" means any transfer of funds, other than a transacrion ori�nated by check, <br /> draft, or similar paper instrument, wluch is initiated tUrough an electronic terminal, telephomc instrmnent, <br /> computer;or magnefic tape so as to oider, instruct, or authorize a fin2ncial institution to debit or credit an <br /> account. Such term includes, bnt is not limited to, point-of-sale transfers, automated tellex machine <br /> fransactions, transfers usitiated by telephone, wiie transfers, and automafed clearin�ouse transfers. <br /> (L) "Escrow Items" means those items that aze described in Section 3. <br /> (M) "M iscellaneous Proceeds" means any compensation, settl.emenk, awazd�f damages, or proceeds paid hy <br /> any th�d pariy(ofhet than insuranee proceeds paid under the covesages described in Secfion 5)for: (i) <br /> dunage tq or destnzction of, the Property; (u) condemnafion or other talang of all or any part of the <br /> Property; (iii)conveyance in lieu of condemnation; or(iv)misrepresentations of, or omissions as to, the <br /> �alue and/or condinon of the Properiy. � <br /> 2400039] <br /> N'�RASICASingle Fanily-Fdnnie M ae/Retic.ie hlac UNIFORYt INSTRUMENT Form 3028 1l01 <br /> VMP ng VMP6(NEj(4105J <br /> \?'olters Kluw er Financial Servic=s Page 2 of'I] <br />