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201201532 <br /> 12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment or <br /> modification oP amortization of the sums secured bp fhis Security Instnunent granted by Lender to Borrower <br /> or any Successor in Interest of Borrower shall not operate to release the liability of Borro�er or any <br /> Successors in Interest of&orrower. Lender shall not be required to commence proceedings against any <br /> Successox in Interest of Borroa�er ar to refuse to extenfl fime€or payment or otherwise modify amortiza�ion <br /> of the sums secured by this Security InstnunenL by reason of any dc,�nand mzcle by ihe original Borrower or <br /> auy Succzssors in Interest of Borrowcr. Any forbearance by Lender in exe=cising any right or iemedy <br /> Including, without limitarion, Lender's acceptauce of payments fiom third persons, entities or Successors in <br /> Intaest of Borrower or in atuoLUrts less t]ian the uuount flien due, shall not be a waivea of ar preclude the <br /> exercise of any right or remedy. <br /> 13. Joint and Several Lia6ility; Co-signers; Successors and Assigns Bound. Borrower covenants and <br /> agrees that Borrower's obligations and fia�il3ty shall be joint and several. Iiowever, any Borrower who <br /> co-signs this Security Tustrmnent but daes not execute the Note(a"co-signer"): (a)is co-si� � g trus <br /> Security inshument only to mortgage, gxant and eonvey the co-signei s interest in the l�roperty under the <br /> Yeruis o£fliis Secutity Instrumenl; (b) is not personally obligated to paq the swns seeured by this Security <br /> instrument; and(c) agccs that Lender and any other Borrower can a�nee to extend, inodify, £orliear or inakz <br /> any accommodations with reg�d to the terms of Lhis Security Instnvnent or the Note��ithout the co-signer's <br /> consent. <br /> S�bject to the provisions of Section 18, any Successor in Interest of Borrower who asscuncs Borrower's <br /> obliga#ions under this Security Instrwnent in writing, and is approved.by Lendcr, shall obtain all of <br /> Borrower s rights and benefits under this Security Instrument. Borrower shall no[bc released from <br /> 13orrower's obligations and liabiliry under this Security Instrument unless Lender agrees to Snch release in <br /> writina. The covenants and agfeemeuts of this Security Instnunent shall bind(except as provided m Section <br /> 26) and benefit the successors and assigns of Lender. <br /> 14. LAan Charges. Lender may charge Boaower fees for sexvices performed in connection with Borcowes's <br /> default, for the purpose of protectine Lender's inter�st in the Property and rights under this Securiry <br /> Instruxnent, including, but not limited to, attorneys' fees, property inspection and valuatipn fees. In reg•ard t� <br /> any other fe�s, fl�e absence of express aut]s�rity in this Security Instnunent to charge a specific fee to <br /> Borrower shall noC be construed as a prohibition on the chazging of such fee. Lender may aot chargc fees <br /> flTat are expreeslq prohibifed by ffus Security Instr-ument or by Applicable Law. <br /> If the Loan is subjeet to a law wluch sets inaximum loan eharges, and that law is finally interpreted so that <br /> the interest ar otker loan cl�arges collected or to be collected in¢onnectipn with the Loan exceed the <br /> pernvkled limits, then: (a) any such loan charge sl�all be redu�ed by the amouut neceseary ro reduce the <br /> charge to the permitted liuut; wd(b) any swns already collected from Borrower which excecded permitted <br /> limits will be refunded to Borrower. Lender may choose to make this refund�y i-educing the principal owcd <br /> under flic N ote or bv making a direcC payment to Borrower. IP a refund reduces principal, the reducuon will <br /> be treated as a partial prepayment arithout any prepa}�ment chazae(�vhether or not a prepa}nnenc charge is <br /> provided far under the A'ote). Borrower's acceptance of any such refund made Uy direct payment to <br /> Borrower will consfituCe a waiver of any ri�t of action Borrower might have arising out of such overcharge. <br /> 15, NoticeS. All notiees given by Borrower or Lender in connection wlth this Securi4y Instnmient must be in <br /> wriCing. Any notice to Bonowex in connec;rion v✓ith this Security Instrument shall be deemed to have bzen <br /> given to Borrowex when mailed by first class mail ox when actuaUy delivered to Borrower's nofice address if <br /> sent by otlier mcans. Notice to any one Bonower shall consritute notice to all Bonowers unless App7icable <br /> Law expressly xequires otherwise. The notice address shall be the Properiy Address Luiless Rorrower has <br /> zaoaeazz <br /> NEBRASKA-Single Family-Fannie A7aelF2etlie M�c UNIFOkbi INSTRUM14 ENT Form 3�28 1l�� <br /> VMP� VMP6NE� ) <br /> ( (1105 <br /> bVolters Kluwe�Financial Services Pzge i 1 of 1] <br />