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<br /> � RE•RECORDED .. ����Ei — Ij�`�S �,�,
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<br /> TOGETHER WITH�11 tba improvements now or hereafter ereccal on the property,anst all easements,appuaenance�,nnd �`
<br />-.; ��'�� fixturea naw or hercaf¢er a put of tho property. A l l rep lacemen ta uid additions shdl �lso be covered by thi� Secudry
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<br /> Instrument.All of the fongoing is nterred ta in this Securiry Instnsment�s tho'PropertY•"
<br /> -�"� BORROWER COVENANTS thu Borrower la lAwfully seised of the estRte hereby conveyod and ha�the dght to grant and �-.°
<br /> -�"�� convey the F`ro�erty and that the Pcoperty is uneneumbered, cacepi fur ciwuraG;��cas af;�.ca.�• B�7oWer w^n�nts uxf wiU �
<br /> defend generally the titla to the Propetty egainst all claims and demands.subJect to Acry encumbranccs of record. __
<br /> � TH1S SECURITY INSTRUMBNT combines unlform coveaants for national usa u►d non-uniform covenants with limited _
<br /> ' ,� � variatione by judsdictfon co constitute a uniform securiry instniment covedng real property. __
<br /> UNIPORM COVENANTS. Bonower and Lender covenant aad�gra as fopows:
<br /> - ' 1. Pnyment af 1'r[nclpal and Interestt Preps�rment oad I.�te Charga. Boxxower shall promptly pAy whcn due the -
<br /> priacigal of and interest on the debc evidenced by the Notel�ble 1 wor to anwrittrn�x ve rb dLendereTBorrower shtJl pxy to �
<br /> 2. Fl�ntk[or T�uces�nd I�uraace. Subject to app Y =
<br />-� � A.er,der o�s�e da�a^_enthly paymcnts are d�ne under thc Note,until the Note!s ptid ice fn�l1,a sum("Funds")for:(a)yearly uuces -
<br /> ' " . � and a,sessments v�t►ich m��attain prlority over this Securiry Inatrument as a lien on the Pro�xrtY:(b)Year1Y leasehold paymz�,s
<br /> :� .: �r graund rents are the Pmperry�if any;(c)Yearly hazazd or prop�rty u►swana ptemiums:(d)Yeuly t�ood inauraz►ce pret�tiums.
<br />- �` if 1ny; (y Yearly mortgage insurana premium��ii auy� and (�:.�y�.:�F»�»~�•!'�fltirrOwCL tn iptul�i, in acoo�+daooe witt� _
<br /> -• '''"�:•! the provisians of paragraph 8,in lieu of the psyment of mortgage insur�nce pnmiums.ihese items are callai"F.scrow Iteau.'
<br />_, ,;�._4, Lender mav, �t any time, collect a�d hold Funds in an amount not to exceed the maximum amounc a lenckr for a feder�Sly
<br /> f`'�'��•~ nlated mortg�ge loan ma;� re9uire for BortowGr's escrow account ut►der the federal Real Estate Settlement Procedures Act of
<br /> t'.;. .,� ' .
<br />,y,�:k 1974 as emended from time to cime, 12 U.S.C. Soction 2601 tt seq. ( P.ESPA'),unless another law that applies to the Funds
<br />_e.:_:.� s��s a lesser anwunc. If so, Lcnder may, at any dme, collect and hold Funds in nn amount not to excad the lesser amount.
<br /> a.--i_ !.........•.I..�w nn�i �►�es�nshlr�cfimat!!S Af E7C�Dti1dIIUICS Oa'`�f11tl1IC
<br /> �y;,';�':�� I.ender may estimate the ar�aoimt oi runds due un ii,������+a wu►a�...»......... •-....--..____
<br />?r;�._,:,,�.�; Escrow Items or atherwl�e in accordana w+ith applicable law.
<br /> - Th� Fund4 shall be held in an institution whose deposits are insured by a �ederal ageney, insuumentaliry, or eatity
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<br /> _„�,.��"✓�'� � (including Lender,if Lender is euch an instltution)or in any Federal Home l.,oan Banic•I.cnd�r niiail.�,j�,ly iha:�ds;a gai t�s
<br />— _-�v �, � Escrow Iteu�+.Lender may mot ehacge Bormw�r for holding and applying the Funds, nnnually analyzing the esemw account, or
<br />�'��J�i�'f' :
<br /> •��:,�s. verifying the Bscrow Items, unless l,ender prys Borrower tntenst oa the Funds and applicable law permits Lender�to make such
<br />_��—��x� o�ti...�. u..�n��r r ender mav reuuire Borrower to pay a ono-time charge for an independeat real estate tax raporting service
<br />--,�,-T�i,,-•, _.....d-• ---. ..., a. ..,�.
<br /> �p��"�' '��: USCtI Y�}i LCA(ICT in connxtion with this IOIIII� ualess applicab[e law prov�aes otnerwi�. v�uvai ni� ad�r:.W�... .- °—_ �'r
<br />'��;w,,�` _ uppHcable law requtres intenst to be paid. Lender sh�ll not be requircd�o pay Borrower any intecest or eamiags oa the Funds.
<br />�v:�.�;�� Borrower and Lender may pgrx ia wdtin8,hawever,that interest ehall be paid on the Funds. Lcnder ehell give to Bornower,
<br /> __.:=n a� , without charge, an annual accaunting of the Funds, showing credits and debits to tfie Fuads and the purpose for whieb each
<br /> °-y->^: debit to the Funds was made.The Funds an pledgod as additionW sxurity for all sums secured by this Securlry Instrutneat.
<br />��''�; If the Funds 6eld by I.ender excad the amount�permittod to be hetd by applicable law,Lender stull account to Borrower
<br /> T�'��� for We excess Fwids ia accordancc with the requinmencs of applicable law. !f the amonnt af the Funds held by Lender at amy
<br />- — time ia not sufficieat to pay tt►e Escrow Items whcn due,Lender may so notify Aorrower in writing.and.ia such c+ase Borro�►'er
<br /> shall pay to Lender the amount noces+nry to make up the deficiency. Borrower sha11 make up the deficieacy in na more than
<br /> —� twelve monthly payments,at Ltnder's sole discntion.
<br />__ __m�� Upon paycneat in full of all surn� socured by this Security lnstniment, Leader shall promptly tefund to Borrower any
<br /> �
<br /> �.�,�• Funds held by Lender.If,under paragraPb 21.Lender sh�ll acquin or sell tbe Proparcy�Lender,pr[or to the acquisition or sale
<br /> �:� of the Property, aha11 apply any Fuuds held by Lender at the timc of acquisition or s�le as a crcdit agalnst the sums secund by
<br /> - �----� this Security Instrument.
<br />�=•Y-F� 3.Applk�t{on of Payment+.Unleas applicable law provides otherwise,all payments receival by Ireader under paragraphs
<br />_�=-�:f`?'�' 1 and 2 sha11 be appliai: first, to any prepaYment charges due umder the Note; second,to amoun�s payable under parugaph 2;
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<br />-��:�� •• third,to interes►due;fourth,to principal due; and iast,to any late charges due under the ote.
<br />�"�`'�-��'�! q,Cl�rgrs;�.ien�, Borrower shall pay all taaes. assessments, cherges,fines and impositions attributable to the Property
<br /> ` ����� which may attain priorlty over this Securiry Instrument, and leasehold puyments or ground rents, if any. Borrower sh�ll pay
<br /> z�J;�.•. these obligadons!n the roarmer provided in paragraph 2,or if not paid in thet manner,Bc�rrower shall pay them on time dire�tly
<br />-w��='�'`.��';�� to the person owed payment.Borrower sh�ll promptly fumish to Lender all notices of amounts to be pald undcr thte par�gtaph.
<br /> _ ,:_S:,;
<br /> -�` • If Botrower makes these payments dicYCtly,Borrower shall promptly fumish to 1.ender receipts evidencing e paymcats.
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<br />`'� �'' Borrower shall promptly discharge aay lien which hac priorlty over this Security Instrument unless Borrnwer: (a)agcees in
<br />-. �vriting to the payment oS Che obligatien stcured by the lien in a manner acceptable to Lender; (b)canteats in good faith the lien
<br />`:�t� ' by, or defends against Pnforcement of the lien in, legal proceedings which in��ie Lender's opinion operute to prevent ttiC
<br />-i,.,; :�•.,
<br />-_...._, , � eaforcement of the liea;or(c) socures from the holder of the lisn an a�rament�tisfactory to Lender aubotdinating the lien to
<br /> '� "��`'�`,� this Security It�strument. If Lender detercnines that any part of the Property ls subjsct to a lien wbich may astaln priority over
<br /> _ . , .,t<�;,.'<'
<br /> "r:� this 5ecurity Inauument, l..ender may give Bonower a notice idsntifying the lien.9onower sba1l satl�fy the lien or take om or
<br />-� • �;}� �ore of the actions set fo�above within 10 days of the giving of nouce.
<br /> ,....�• form 3028 �1�.
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<br /> �,.�� ��lIA.ltV(NE)�9�ezi-oi P.�.aao
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