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<br /> S. Hu�rd or Propaty [neur�nce. Bcti;rower stuill keep the iu�pruvcmentx �ww`r'x1KtI11Q UI' IICI�CARCY CIG{:ICQ OII INC n.
<br /> Prc�perty insured xguiast loss by flre, huzurds i►x;ludcd within tl�e temi "eateucled cover�ye" Kixl +���y �xhcr lu�z�u��. bwiwllt►�{ �.
<br /> flooda or tloocliag,for which Lender reyulces lnsur�nce.'�`hiy iarurWx:c:�J��ll l�,n�aint�ii�:d iis die n�nnuntN xixl for ehe�rluJa � _
<br /> thAt l.o�xler requlns. The la�;mnce c:anler pmvidin�dx inguru�ce shxll he chosen by 8ortuwer rubjat to I.,enJar's rp�nivKl
<br /> Laxlcr mxy
<br /> which shall aot be unreasanably withheld. If Borcow�r fuils to malnt�in coveragc describal alxrvc, , il� LC�14Itf 8
<br /> opdon,obtain caverage ta grotect Lencler's dghGg in the Property in�tccordance with pxraBraPh 7.
<br /> pA lntivcance poIIcies xnd renew�ls r,hall be�+ccapt�ble to i.endcr and stw11 iacludo� b��ve to L.eacler�Il rece pt�of —
<br /> sluU Isave the rlght to hold the polfcies And renewals. If I.encier rcqtures,Borrower shA11 PmmPay g
<br /> pxid premiums and r�newal nodces.In the event of loss,Barrower b1�aU�►vc prompt notice to the insurancx currier and Lend�r• �
<br /> L,eader may tnayce proof af loss lf not madc promptly by aomower• l�ed to restomtion or rep�lr�f the
<br /> Ualess I.onder aad Borrower otherwise agree in wridng,iusurnc�ce proceeds st�all tx app'
<br /> I'rc,pertyr damagod,if the restorudon or npair is ceonomicallY feusible amd Lender's seeurity is aot less��.d.If the restorxdon or
<br /> rep�ir is�xx economicxlly feasible ar Lender's securtry wauld be le:sened,the ins�u�snce proceals sl�xll be applled to the svms
<br /> secured by tbis Securlty Inst:ument, whether or nat thea due, with auy excesa pxid to Borcawer. If Barrower abandans the
<br /> Pmperty� or do�s aut aus�ver within 301iays a nodce from I.ender that the insurAnca carrler ha.9 afferal to settle a claima. then `
<br /> Lender mxy coUect the Insurnnce Proceeds. Lencler may usa the proceeds to repair or reston the Pec,perty or to pay �s
<br /> secured by thi.s 3ecurity Instrument,whether or not then due.The 30-dAy pedal wiII beBin wLen the rwdcc is given.
<br /> Uuless Lender and Bornower ot�e�rwise Agree ln writing, anY aPPlicxapn of proceals to priucipal shnll not eatend or
<br /> poatpone the�lua date of the monthly pa►y�sments c�ferral to in puaB�aPhs 1 and 2 or change tl�amount of tlse payments.It under
<br /> ���e to the p e Prope�or to the�racqui.wd n shull pa.s.s to Letxlesgo tbe extent of tb�tas secu��cd by thiR�SecudcY Iasuu�rnet+t
<br /> d�ma8 �rtY P
<br /> immedintcly prior to ttu Acquisidon. � L��,
<br /> 6,q��Prer�rrrution�Msdnienance snd Pratectlnn af the Propartyi Borrower's I.oAn AppUcati 3
<br /> Bomower stwll occupy,esublish,xnd�sa the Pmperty as Bacmwer's princip�l residence within sixty days wRcr t6e eaecut�on of
<br /> tWs Sec�rlry Insuunxnt ancl sball cnntlaue to accupy tbe Pmperty av Borrower's prineipal7esi�le�nce for At lexst one y�ar a8sr
<br /> ths��f��f�r„�+?+�cy;unless i.endes othecwise abnee.9 in wridng,which consent sball not 3x:unreasouably withheld;o�un1'ess
<br /> cxtenuuing circwns�uno�s �ist which an lxyond Bonowcr's c�naol. norraewer snxii i�:�� �es�J, �S��r -�•---- °
<br /> property. aliow die Prq�crty to deteriar�te. or wmmit waste au the Properly. Bw�rowor shxU be in defx�lt if Aay fork[ture
<br /> • action or procealiag,wlse�her clvil or s.rimiu�l,1s be8un th��in l.en�l�r�d g°°d ituth 3udgment r,ould tesult in forfeiture of tbe
<br /> Pmperty or othecwi�e matuially impair the lien creatod by tl�is Secudty Instnunent or Lender's security interest.Borrower.aboy
<br /> cure such a defiult�nd reiasdiu.xs provldeti in pangr�ph 18�by causing tLe acdon or procadin8 to be dismis�a�e�d�d����
<br /> dut, ia l.eader'a good fnith determinxdon+ Precludcs forfefturo of the Bmm�wer's interest in the Propetty
<br /> im�i�nt nf the lien cc�ted by thLw SecuritY In�trument or Lend�r's rxcurlty interest. Borcawer sbull�lea be iu de£aw'¢if
<br /> Boimwer,during the lo�w applic�don process.8ave mitcrially false or jaaccurate Infomiation or st�umesus to lxn�er(off fx�lai
<br /> to pmvicb L�nder wlth any m�terial information)ia connecdon with the lan evldeucod by tbc Nota.laclud�n�,but not limfted
<br /> to,rep�tium co�,erning Borrower's occupancy of tl�e Pmperty as s p�incip�l resideir.e. If thia Sxurity I�is on a
<br /> ; �e�sehO(d, gorr�wer stnll comply wirh �il the pmristoag of the leuse. If Borrower Acquins fec dda to the PropertY� the
<br /> � laseLoid�nd the fee dde s1uU not merge unless i.eackr agroes to tlfe mcrger in wridng. �s wntained in
<br /> ` 7.Proted{on al I.ender'e 1tldW in the ProNa�t7.If Bomower fxils w perfoim.the covcnanw xnd agceane
<br /> � this Socurity Insuument�or thece is n�sgAl pmcadin8 thit may significxntlY iffect Lencler's ri�ts in tbs PropertY(such as 4
<br /> pco�ing tn b�nl�CUptcy,prob�oe, far condemnation or forfeinuc or to enfora lAws or regulationR),thcu L.ender maY do�nd
<br /> ; P�Y for wl�teva is�sxY W l�rouct the v�lue of We Property and Le�fer's rlghts in the Pmpacty. Lender's acdoas uu►y
<br /> : include PRY�� �Y �a4s seatred by st lien which hts priority over thls Security InsStumenR, alxxs�rin8 jn couet, WY�B
<br /> rasonabie uWrneYs'fees+wd eatesana on thC Pmpccty to maloe repairs. Although L.ender may qkc actton uakr thle W�Y�
<br /> 7,Ltnder does not W�ve W do so.
<br /> My �� ��by L.�,s�kr u�er this puagcapb 7 sl�ll become additioswl debt of Borrower sxure� L�3 3his
<br /> Socurity Inapnm�ent.Ud�Borrower and Le�lcr ag�ee to otlxr teims of pay�uent. tt►cce�uuounts shall ba�r interat fram the
<br /> due of disbursaueac at the Note rate xnd shxll be pAyable, with iuteresc. upau notic� from Ltinder to 8orcower roquesting
<br /> �yM ortp�e Insuranoe.If I,eYwier requlstcl moctgage in�uanct as a co�idon of c�ake��ihe la►n savr�d by this SKCUrity
<br /> Ia�ument, Bocrovrer s}ult pay the premiums requirat to mainta�n the mongage insun�i.�effect. If, �or aay raG.�n. the
<br /> mortgage in�uwce cmrer�ge required by I.ender lapscs or ceyses to be in effect.Burrower s1u+11 pay the prauiums requiral to
<br /> �n coverage substyatixlly equiv�lent to tLe mortgaSe insurance previaasly i..�effect,at a cost suhstautially equiv�lent to the
<br /> cost w Domower of the mortgage iasura�ce pnwiously in effect. from an alt�r�te mortgagc inwrcr approvod by Le�kx. If
<br /> subst�,��tially eqaivalent mortg�ge iwvrauce coverage is rot availible.Bottowa shsll Pay co l�evcl�r each month a sum equal to
<br /> oue-tw�lEW of the yatiy mortgsB�insnrance Premivm being pud by Borrow�er when tlie insvtan�cnv�r�ge lepsed or cease�l tu
<br /> be tn affect. Lender will�axpt,use ancl r�ta3°t�es�PaY��� a1o� �n'e in lieu of mortguge iutivtsna• I.oss res�rve
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