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201201527 <br />(C) "Lender"isHome Federal Savings and Loan Assn of Grand Island <br />Lender is a Savi ngs and Loan <br />organized and existing under the laws of T h e S t a t e o f N e b r a s k a <br />Lender's address is 221 South Locust St Grand I sl and NE 68801- <br />Lender is the beneficiary under this Se,curity Instrument. <br />(D) "Trustee" is Arend R Baack. Attorney <br />(E) " Note" means the promissory note signed by Bonower and dated F e b r u a r y 17 , 2 012 . The Note <br />statesthatBortowerowesLender FIFTY THOUSAND AND 00/100 <br />Dollazs (LJ.S. $50 , 000 . 00 ) plus interest. Bonower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in fu11 not later than M a r c h 1, 2 0 2 2 . <br />(F1 "Property" means the progerty that is described belaw under the heading "Transfer of Rights in the <br />Property " <br />(G) "toan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrciment, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders <br />are to be ex�uted by Borrower [check �x as applicable]: <br />0 Adjustable Rate Rider 0 Con�ominium Rider 0 Second Home Rider <br />0 Balloon Rider 0 Planued Unit Development Rider 0 1-4 Family Rider <br />0 VA Rider 0 Biweelcly Payment Rider 0 Other(s) [sgecify] <br />(p "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opiirioffi. <br />(�} "Community Associstion Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />chazges that are imposed on Bonower or the Progerty by a condominium association, homeowners <br />association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, <br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine <br />transactions, transfers iniriated by telephone, wire transfers, and automated clearinghouse transfers. <br />(L) "Escrow Items" means those items that aze described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by <br />any third party (other than insurance proc,eeds paid under the coverages described in Section 5) �qr: (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other ta�n�_of all .orlany part o� the =-f� <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresenta�ion's of, or2�nissions the � <br />value and/or condition of the Property. �:, f ,� :,, � �� <br />a_ as a-, <br />NEBRASKA-Stngle Family-Fannte Mae/Freddfe Mac UNIFORM INSTRUMENT ' � � HOrm 3028 1/01 <br />VMP � m L� L> YMPBINE) (t 105)� <br />Wolters Kluwer Financial Services " .g i i � Page 2 of 17 <br />� �y ' � �"� <br />f.) "= #� <br />� �� <br />f...i <br />ca� � <br />� � �� <br />�. � . �.0 <br />��. <br />�' �.�^`� <br />`-� o _.� <br />r ' „� <br />_6! n � — <br />t_J �J `t�"v <br />� C <br />—1 i a& � <br />� � � <br />� � <br />f'� =11 <br />;� a� r^.�� <br />