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2U�201522 (CI "Lender �Quicken Loans Inc Lender is a Corporati on organized and eacisting under the laws of t he S ta te o f M i c h i ga n Lender'saddressis 1050 WOOd1�rd Ave, Detr'oit, MI 48226-1906 (D) "Trustee" is �hii�C�goS�lT�di��I��n�e��t��VP��y1�I1�2�S �.��I (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corparation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the bene�iciary under tlus Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, rlint, MI 48501-2026, tel. (888) 679-MERS. (F) "Note" means the promissory note signed by Borrower and dated Febr ua ry 27 2012 . The Note s�aces r�at BoTTOwer oweS �nder One Hundred Si xty Three Thousand Four Hundred and 00l100 Dollars (LT.S $163 400. 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than Ma rc h 1 , 2 0 42 . (G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (H► "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under tliis Security Instrument, plus interest. (1) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable] : � Adjustable Rate Rider 0 Condominium Rider 0 Second Home Rider 0 Balloon Rider 0 Planned Unit Development Rider ❑ 1-4 Family Rider � VA Rider 0 Biweekly Payment Rider XO Other(s) [specify] Legal Attached (J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a wndominium association, homeowners association or similar organization. (L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instniment, which is initiated through an electronic teruunal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (M) "Escrow Items" means those items that are described in Section 3. NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MEIiS VMP � Wolters Kluwer Financiel Services Form 3028 1/01 VMP6A�NE) (1 1061.00 Paga 2 of 7 7 II I I� II'I I I III I�III I I IIII IIII III'll I II I lul I III