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2��201505 <br />BY SIGNING BELOW, Bonower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />� <br />� a (Seal) <br />Michael A Fletcher Jr -Borrower <br />��/C�� � ��L���c.� � (SeaU <br />Rosa E F1 etcher -Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />� Refer to the attached Signature Addendum for additional parties and signatures. <br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM IIdSTRUMENT Form 3028 1/O7 <br />VMP � VMPBINE) (1105) <br />Woltera Kluwer Financial Services Page 18 of 17 <br />i� <br />