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<br /> If�hc amounts hald by Lender for Escrow Itema exceed Ihc ert►oants Permitccd W b�hcld by RBSPA,I.endcr shall
<br /> account W Bamwcr for the ezccss funds as rcqulred by ReSPA. If thc amounts of funds held by Lcndcr at any timc
<br /> are not sufficient w pay the Pscrow Itcros when due,Lender may notify the Borrowec and require Borrown�iA mak�uP
<br /> the shoctagc as pemuttecl by RBSPA.
<br /> 'Il�e Escrow Funds are pkdged as edditional security f�r all sums securcd by this Sccurity InswmenG If Barawer
<br /> tenders to Lcadi:r the Cull payment of all such sums,Borrower's account shall be credited with the balanco remaining for
<br /> aU instaUment iwms(a).(b),and(c) and pny mortgage insurance premiun► it�stallmcnt that i.cr►der has not bec.ome
<br /> obligated to pny to the Secretary. and Lender shall pramptlY refund any excass funds to Harowar. Immediately prior to
<br /> a foroclosure salo of thc:Pnopaty or its ecquisidon by Le�r►der.Borrower's aacount shall be creditsd with any balanca
<br /> remaining for all insullmenta fa itema(a).(b),end(c).
<br /> 3.AppdcAtioo of Pa�naeats.All payments undu per�B�aPl..er►der to the Secretary o£r to the nmonthly ch ge by the _
<br /> Fj�.w�he moctgage insurmce p[anium to be peid Y
<br /> Secreta�y instcad of the mont�ly mortgagc insunuicc premium;
<br /> �����y�Gy� �peCial assessmcnts,kasehold payments or ground rents,and�re,flood and other hazard
<br /> insurancc premiums,os reg,uired;
<br /> ��,w intuest due under tha NW�e:
<br /> �y�,to arnortization of the principal of the Notc;and
<br /> Eifih.to Ia�e charp�ca due under tho Note.
<br /> 4.Fire,Flood�nd Ot1er H�r�rd Inaur�cer.Bonowu slwll insura aU impmvements�n the Pro�x.rtY,whethu
<br /> now in exLstence or subsoclua►tly erectod.aBAinst anY hazards�cesoalties�and conringenciea�including fire.for whicb
<br /> Le�ncfa ro4uires insura�x�e. 7his insurance shall be m�intained in the u�wunu and far the palods ihat Lender roquires.
<br /> Borrowa shW LL90 insure aiI impavoan:ni�w�i+`�e FYa�r�::!`e!!stt'ssQ�iss txisrrnce a suh�eaue�dY aocted,N!►,ainst
<br /> loss by flooda W the exlant roquired by the Soare4uy.All ineur�u►co sh�ll ba carria!with companies apjmoved by L.ender.
<br /> ���u�a p�licies and aay renewsile shaU be held by[�e+�der and shall include'bsc pxyabk clauses in fAVa of.and
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<br /> ��-In the event of bas�Barowa shall give Lutde�immediatn[wtke by mau�uaaer muy q,u�c p�u�►u• ment for
<br /> � mado pmmP�Y by Borrowa.6ach insunu�cu con�panY cor�eeincd is he�bY authoriza6 and dudatcct to m�lce PaY
<br /> such loss dieectly w L.ender.instead af W Barowet and 10 i,a►der jointlY.All a any parc of th��ee�urance procoais m�Y
<br /> � be xpplied by L,uKler.at ip opdo�►.aither(a) to the redaation of the indebt�u ond�c' tha Note�nd thia�SecuritY
<br /> � Instcumeat,first q u�y delinquent arnounts applied in ttxs ordrr iu per�'aph 3��:d thess to prc,peYment ef principd,ar
<br /> � (b)oo d►e reseor�iOn or r�¢of the dmnaBod Prope�Y•�Y APP�of the procoods w the prL�cipel shall not e�clend
<br /> = ar poctpona the due date of�monthlY 1�Yments which are reterrad tc�in pangnph 2�or ctw�tge the omount of such
<br /> : p�ymcnts.My exaaa insumce p�'oceeds ova w aawunt roquictd ta pRy all outst�►ding indeif�dr�css unda ihc Noto
<br /> and thie Socuciry Instrument�half be paid to the on8ty kgally endNCti therew. tlut extinguist�es the
<br /> In tbe cvent of forxlosure oF this Sccurity Instrument or oth�r trai►sfa of titk eo the PmQei'tY
<br /> indetxedn�s�s.all c►Bht,utle ind in►e[rst of B�xrower in and to insuc�ance po�icies in face shall p�ss to the purctu��.
<br /> 3.Uaypwcr� PreserratiM,MpieteNake ��d Protectlor�.of t6e Prnp�rtr� Bor�+'er's Loaa Applk�Non;
<br /> Laru�oldr. Borrowu shall occ;upy�cstablish,ond wc tha Property�s Barowa's principsl residC►ce rvithir►sixty days
<br /> �� af'ur�he exocution of this Securiry Iasnumci►t(or wil�in sixty days of a lata s�le a transfa of the Praperq�)and�11
<br /> oontinue to occupy tha ProperiY a� Borcower's prineipal t�oe for at kast one year afler the due of uocupancy,
<br /> unlesa Lender detamitKS th�t ctiquinment will Cause undue hardship for Borrower�or unlea�extenuating circumstmces
<br /> exist which are beyond Barowa's control.Borrowa shaU notify Lenda of my exba�usting circu�nwnoes.Bo�rowa
<br /> shall not canmit wa4te nr destroy. demaBe or substantielly cha�ge the Propaty ar alb�r the ProQatY tp detaiaral�e,
<br /> reasonabk war and te�r exxpced.Lenda may inspoct the FropcnY if the ProQaty u vacant a ab�ndonod a the ban is
<br /> in dafeulG L,a�d�x may teke reasonabta acpon w protoct and prex�rve soch v�cant or abeodon�d ProP�Y•
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