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<br /> � � . TOGETHER N1TH alt thr impro��ement.noa�or hereafter ere�Ked on the prupen�. anJ all �:l�CI11C11(�.appuneu:u�c��..:u��4 .
<br /> ' � tirtures nnu• or hem�iter a p�ui i�t' the prup�rt}. All repla�-ement+ and addiuon. +hall alW. hr a�+�ntii b. ttu. S�YUrit� �
<br /> ' � � Imtrument. AU of th�ti�reruing i.refrrreJ ta in thi.Sctiunt} In�trument a.thr"Proprrty.° `;� •';
<br /> ' � � BORRQ�VER COVENANTS that Born���er i,Iawiully .eix�J uf the e>tatr h�rchy �y�m�rycd anJ ha+th�nLht tu E+,�artt an:) ,. '�
<br /> ' rumey the Pruperty and th:u the Proprrty i. uncn�vmbere�. e+c�zpt tiir rn��untb�.uic�.of mrurd. Burru��er��amant+an�! ��iti E�'
<br /> -. •. defend gener.illy thc tiite to the Pre�pert�ag:iin.t all cl:�im.anJ dtmanJ�..uhj�tit tu an} ent-umhrsncc.��f rccunt. � �;
<br /> ' TH(S SECURITY i1VSTRUh1ENT cumbin��.unifom�c�nen:snt.ti�r n•rtiunal u�c�nJ nan-unifom�cuti�nant. ��ith fimit�yl � _ ''``
<br /> � �ariatiom by juri+.iictiun w run,titute a unifi�rm securit}•imtrument�tin�ering rr;sl proprny. r
<br />- - _- . —= UNIFORtit COVF.NAyTS. Borro�►cr anJ Lxnder ro�en:uit:ind:tgree ati folte,w.: ; ---- -
<br /> � ' 1. Pa�ment of Principal and Interest: Prepa�ment and Late Charges. Burnn�er ,h:�ll pn�mptt� pay ��h�n due d�� {` , ,
<br /> ' . principal oE and intere�t on thr debt ecidenceJ b}�the Note and any prep�ryment and late rharge>dur undrr the\otr. (' �.
<br /> 2. Funds fur Taxes and lnsurance. Subject w applicahle la�v or to:�uritten«-aicer by Lxnder. &�rroa•er.huil pay t��
<br />_ � Ixnder on th�day monthly payments are dae under the Note.until the Note is E+aid in full,a+um 1"Funds"y tin:Ial yr,�rt}�tuxe� `. ���'
<br /> � _ _ �_ � ' � and assessments w�hich may attain priority uver thi�Security�Instrument a,a lien on the Pruperty: Ib1 yrariy lea,ehotd payment�. f
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<br />- � ar grourd rems on the Property.if any:lc)yearty harard or property iruurance premium.ti:Idl ye�arl}•flewd►n.unu►te premiums. : �;
<br /> - :..1 if any:le)yearly martgage in,ur.ence premiums. if an�:and ltl:�r►y aums payable by Bartuwer ta L.ender. in a���eriunce«•ith �,_ . . ,-.;5 �
<br /> � :?� the provisioc►s of par.►graph 8.in lieu of the pay�ment of mortgage insurance premium,. These item+:ue wlled"Esc�snv[tems." . `!'
<br /> :�-� Lender may, at any time, co11e�K and huld Funds in an amount not w exceed the maximum�unuunt a lender far a€c�tCrally � � .:
<br /> related mongage loan may reyuire for Borm�cer's escrow aceount under[he federaS Real Estate Settlement Pmcedures A�K of ; : �r
<br /> � � 1974 as amended from ume to time. 12 U.S_C. Section 2601 et seq. l"RESPA").uniess anotAer!aw that applies ta the Funds }'• ;: •�;s'
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<br /> sets a lesser amount. (f.o. L.ender may, at any time.rnllect and hold Fands in an amount not to eRCeed the I�.+er amaunt. '.�.::.s1,; :
<br /> �f`�;.�' �� � , ``- Lcnder may estimare the amount of Fundc due an the biyis�rf current data and reawnabte�timates of expendi[ures of futu� "� ,= } =
<br /> �� <>:_;!; . " ��oK Items or otherwise in accordance with applicsble lau_ :,E,.:?::
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<br /> ".�t� ; �• The Funds shall be held in an insatution whose ��i�are insured by a federal agency, inmumerrtrdity. rn'entity �, r �••
<br /> ' •��;` �including Lender.if Lender is,uch an ens[itu[iv���r m any Fed�eral Home I.oan Bank. [.ender shall appfy the Funds tu pay the •^� t� =,
<br /> �� � t; Fscro�v Itemy. Lender ma not char e Borro�tier fur holdin and a 1 in r�e Funds,annuall anal�zin the escro�v accannt,or • ?'; .,,;,<!°'::::°
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<br /> . (",;' ..,_ � verifying the Escrow Itecns.unless Lender pays Borrower interest on the Funds and appli�ble lativ permits Lender ta m2Fx such • "�''•`.%t'��`';
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<br /> � -•��<•-:•-�� • '- � a charge. However,Lencier may require Borrower to pay a one-time charge for an independent real estate tax reporting service '�>';,;`_�•:.�""�-.
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<br /> '�" . �!�`�`�� � used by Lender in connection with this loan, unless applipble law pmvides otheru�ise. Unless an agreement i+ madc or '��°'�ss['"-`:``�„�,{�.<
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<br /> � - appliqble law requires interest to be paid, I.ender shall tu�t be required to pay Borrower any interest or eamings an the Funtis. ��..-:- � .,,:.s,,,
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<br />-.•.�.;;,�„�, , • Borrower and Lender may agree in writing, however,that interest shall be paid on the Funds. Lender shall give to Borrat��er. .,.`�,•:,«;:, ���.:; ;._,
<br /> �f�'f , without charge, an annua!accounting of the Fund�. showing credits and debits to the F4utds and the purpose for which e�ch �`�` � '
<br /> �''•�r ' debit to the Funds was nu3de.The Funds are pledged a,ad�iganal securiry for all sum���by this Security Instrument. {'��' ' �
<br /> � . • • ' if the Funds held by I.ender exceed the am:�unts pem-utced to be held b a licabte faw.Lender shall accoun t to B o r r o«e r ��•��� r�� � `f -
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<br /> . ���� far the excess Funds in acoordance with the r�:,�.��rements af applicable law_ If the amount of the Fun�s held by Lxnder at any ` '•� .
<br /> '�'��'�`%� time is not sufficient to pay the Fscrow Items u�en due.I.ender roay so nU:i�fy Borrawer in writing.and:in wch ca.�e Borro+�er ' , ���'...,,
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<br /> • �••���.. shall pay to Lender the amount nece.�.sary to make up the deficiency. Borr�uer shall make up the deftoi�ry in na mora than �.;.;F
<br /> ��7�i, � •�'�` twelve monthly payments,at I.ender's sole discretion. � '�'��
<br /> • ' Upon payment in full oi all sums secured by this Securiry Instrument, Lender s4�a11 promptly rcfnn��ta.8arra�ctr any �•�c,
<br /> ;,; Funds held by Lend:r. If,under paragraph 21.Lender yhall acquire or sell che Property.I.ender,prior to ths acc�uisitian��r sale
<br /> uf U�z Pruperty.sha:;�^;��iy any Fund.,held by Lender at the time of acquisition or sale ay a creclit against tht�ums securod by _ i __::�_:.�X±<,
<br /> � � ` ` � tbis 5ecority Instrument. ,�. � ' `'
<br /> �',`-�°���. "��' 3.Appfication of Payments.Unles.�applicable law provides otherwise,aU paymW�n4 received by IxnJer und�r parngruphs ' '�
<br /> �'(;��t:�l+ ' •�; , 1 ar�.f' 2 shall be applied: first,ca any prepayment charges dne under the Note:secon�+_w amounts payable under�paragruph 2: :.,`,1;����::';..:�.','��'.a�'
<br /> ���lr.� third.to interest due;fourth,to principal due:and last,to any late charg�due under the Note. 'sir , ;
<br /> � `` ';��';��; 4.Charg�:Ltens. Borrower shall pa}ait taxes,assestiments, char��..fines and impositio�attributnbla tu ihe Ptaperty i; _
<br /> ' ' :,.�� w h i c h m a y attain psiorit y over this Securit y Snstrument. an d lease ho t d pz3:ments ar groun d ren ts, i b a ny. H n r m��•+e r s h a i l p a y � �� � �.
<br /> _ ` ' these obligations in the manner�:ovided in paragraph 2.or if not paid in tt�at manner. Borrvwer shall pay them on�tlme cllrectly �� • ����
<br /> �;'��..;,,r,;f$; ' co[he person owed payment.[��r��wer shall pramptly fumish to Lcnder all notices of amounts to be paid undET ehis paragruph. �°.�;';+;';� .
<br /> lf Bormwer makes these payments directly.Barrower shall prompdy fum�dr��o Lender receip�c evidencing the paym:nts. t `"-• �
<br /> ' � `� - Borrower shall�romptly discharge any lien which has priority over�-�i,Security Instrument unlecc Borrower: (�1 agroes in � • . ,
<br /> :;,!':, . writing to the payment of the obligation secured by the lien in a manner a:..-eptable ta Lender:(b)contectti in gcx�d faith th�lien ! :�� .., '. . _
<br /> _;`{:;.�:� � ,; by. or defends against enforcer��nt of the lien in. legal �t�ceedings which in the 3_ender's opinion operato ta pto��em the �,�.�h��f;;j: �-,
<br /> � �••'•+�:�� � 1� enforcement af the lien: ar(c)secures fram the holder of tt�e lien an agreement satisaa�ry to l.ender subordinating the lien to '�:•• •
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<br /> �, � .. . this Security Instrument. If i.ender determines that an�•part of the Propeny is subject to a lien which may attain ptiority ovor , ,�?,>.�� � :
<br /> ��:`• this Security Instrument, Lender may give Bi�m�ucr a notice identifying the lien. Borrower�hsll tiati.fj the lien or tal;o on�or � �
<br /> { � • ��� more of the actions set fonh abave within 10��.�:�of the giving of notice. � � ..
<br /> "� �,,;' , Form 3028 8190 j.� • ,�1, �
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