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<br /> S. H�uard or Propaiy Iww�tt�ce. &►rrower sh�ll kcep tha impmvoment� nuw existing or hereafter erected on the
<br /> ``�-� Propecty Insund a�alnat lass by tire, h�zar�a includod within �}�e i�rm"exln��t��xl cuvciagc" �asd any othc: haxsr�a, i:.cluding � -
<br /> �rA tlouds or flcx�ding, for whlch Lcndor requires insuranc.e.Thls inour►nce shafl br.maintained in the amm►nts and for the periodi
<br /> ":.��.7 that Lender requires. Tl�e in�urance carricr providing thr. insur�neR shall be chasen by Iiorrower subJect to Ixnder's appr4val � _
<br />:�'��. which shall not be unreason�bly withheld. If Borrawer fnil� ta maintein coverago descrihed abuve, I.ender mey, at L.endor's �
<br />"�,�� option,o6tain covorago t�protect Lender's righta in tha Pro{xny in accnrd:�►nce wl�h puagrnph 7.
<br />_^���� All insurance polieies anci renewals shnll be acceptabla to l.�nder and sh�ll fnelude a standard mortgage clAUSe. I.ender �
<br /> shall h�vo the rl�ht to hotd thc pnlicies u�d renewals. If I.ender requlres,Barcowcr shall pmmptly givc ta l.ender all receipts of
<br /> ti:.�.�:.; p�id prcmiuma and renewal noticea. ►n the event of lo�s,Barmwor shsli givo pr�mpt notice to the insurance canier au�d Lendar. �
<br /> � �" Lender m�y m�ice proof of loss iP iwt n�Ade promptly by Ik�rrow�r. �
<br /> .�� Unless Lendcr and Bortower othcrwise agree in writing, insur�c�o pracceds shall be nppliod to reatoration or rcpair of tho
<br /> Propeny dunaged, if�hc re�toration or repair ie econamically fcasibin�ncl L.enAcr'e security Is nat lessenal. If thr.restoradon or
<br /> --= rep�ir is nat ecanomlc�lty fe�!�sihle ar L.ender's security wo�dd bo Itrsscnetl. thn in►ur�nce prceeeds shnll bo a�lied to tha suma
<br />-�— securcd by th(s Security Instrument, whether or nat then dua, wlth any e:acess pAid to Bormwcr. If Bonrower abruidan� tha
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<br /> —= property,or does not unswer within 30 days a notice fmm i.endnr that tha incuruit�e curinr hos offered to settle a claim, thun
<br /> _ — I.end�r m�y wllect the insurance proceeds. Lendor may ucc thn pmcads ta �rp�.ir.or restore thc Pro�rry or to p�y sumF
<br /> -= sccurcd by this Socurlry Inun►ment,whether or not then dua T'hr,3Q-dqy periad wlll begin when the nosice is given. _
<br /> -�•m— Unless Lendcr and BorroKer oth�rwise agrec In writing, any appliaKlan of proceods to pnncipal shnil nat e�ctend or
<br /> -- — postpano thc duo datc of tha monthly paymentR rcfarr�d t� in paragraphe. 1 and 2 or changc thc amount 4f tha paymcnts. If
<br /> under paragraph 21 tho Froperty is acquired by Lendar,Borrowcr's ri,�dt tv any insuruice policics and procade reaulcing from
<br /> dam�ge ta the Aroperty prior to tho acquisit[on shall pass ta[.cndar tn tho eaunt of the sums securod by this Security InatNmcnt
<br /> immodiately priar ta tho acquisitlon.
<br /> T� 6.Occup�ncY, Prexen�tion,Maintenance wnd Protecttan of tha Nriupr.rty;Borrower's I.owa�`.PPt%c�tion;T,e�sholAs.
<br /> 8orrowar shalt occupy,esnbliEh,and use the P�•ty as Borrower's pdnnip�l�ro�idence within sixty days atter the c,,ecudvn��f
<br /> this Secudty Instrument and shall continue to 4cri��y tho Aroperty as Bann�war'e pdncipal residence for at least ona ycar after
<br /> the dato of occupuicy,unless I.endar ottlerwi,ce a,�rees in writtag,which�consentahall not b�unreasonably withheld, orunteas
<br /> exten�ueting dreumstancea exist which ane beyo��:�' Borrowar's contml, Barrowcr shall not destroy, damege or impair tho
<br /> Property, allow tha Propeny ta deterioratc, or�or�ximit waue on,dia Aroperty.Banower shall bo in dcfault if any forfeiturc
<br /> action or proceeding,wbethor civil or criminal, is begun tl�ai in I.�:�der's gaad fait,'�judgmcnt could result in forfeitcsre of the
<br /> � Propeny or otltarwiae matorially imp�ir tht lion croAtad by�tl�ir Security InstNment or Lender's security intenst. Borrower may
<br /> cure sueh e default and relnstate,u providod in paragnph�1$,by+czuaing the action or procooding to be dismissed with a ruling
<br /> tbu, in .'[xndcr's good faith dcterminntion, pmcltJdas farfoituro of the Borrowtr's inurest in tha Ptupacty or othor ro�tedal
<br /> ' impairment of tha lion crcucsd by thia Security Inutume�t or I.ender's security tnterest. Borrowcr shall also bc in deteulc•if
<br /> — Borrower,during tho luan.�pplic�tion proeess,.gAVe ma�orially false or inac.cu�ie iniom�+iivu oi st�tai,wats ia l.�rid�r�c�failca!
<br /> to pmvide Lender with�any matarial.inform�tian)�in•coanaction with the lo�n svidcnad by the Nota.including,but aot limitcd
<br /> ��� to. rcpre�ata►ions conpernln� bomr+�sr's oocupancy of thc Propcny�s a principil naidencc.If thia Security Instrum�nt is on n
<br /> -- •, ...r..�a n...-..._..... .w..ir.. .....1.+ ..:�Y. wll tM� ..mvi�in�� nF fh� Irf�M If Rnm►wr,r act:ui�ex fee t{de ta tha PtDUCtIY• �IIS
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<br /> leasohold u�d che foc titlo shall•not tt�erge uaJess Lcnder agcees co the merger lm writing.
<br /> 7_Antectlon of I e�odar's Rf�hts in the Property.If Borrower fuls to perform the covenante and ugreements conteinod ia
<br /> this Sac.vnity Iastruma►t, or thero is a legal pmcYeding that may significandy affect Lender's rights in the Pt+opcny(such at a
<br /> proac+dih�in MnkYUptoy+,pr�b�to,far•oonclemnatlon or forfeite►rt or to tntoroc Iwws or regulations),[hen Lender may da.�nd
<br /> pay fan whatevcr is nxasuy to protect the value of the Proporty and I.endcr's righte in thc Pt+�pertyr. L.ender's actioas may
<br /> include paying any sum�secucod by a lien which has prloriry over thia Security Instrument, s�ppeuing in court,payiag
<br /> reasonable attomtys'fxs u�d enteriag on thc Property to make repxirs.Although Lender may taka action w�der this pu�gr�ph
<br /> 7.La�der das rwt have to do so.
<br /> Any smounta dlsburaed by Lender under this puagriph 7 sh�ll baome additioaul dcbt o� Bocrower securod by this
<br /> Sscurity[nstcument.Unla�Bocrower and Lender agra to other tem�s of p�yrncat.these amounta shall bcar intcast ironi the
<br />-°� � due of disburs�ment at the Note rate and shall be payable, with interest,upon notice from Ixndor to �orrower eequ�stiag
<br /> wr�c. �
<br /> 6.Mat�e�reur�uce. If Lender requirod mortga�ge insurance u a eondition of milcing the loan xcured by this Security
<br /> Instcumcnt, Borrowcr sball pay the premiums required to maiittain the rnortgage insurance in effxt. If, for any c�eawn. the :
<br /> mortgage insuruxe wveng� requirod by L.endcr lapses or ceases to bo in effect,Eiorrower sh�ll pay the premiums reyuined to;,,V
<br /> obt�in coverige substantitlly equiv�lent to the mottgi+ge inaurance pnvioualy in effect. u a cost aubstantially equivalent xo the`�
<br /> cost to Bocrower o�f the mortgage insurance pmviously in effect, from an altetaate mongage insucer �pprove�d by L�fer. If�
<br /> subst�nti�lly equivalen[ mortgage iasurwce coverage is not availeble.Bortower shall pay to Lender each tnonth a sum equal to �.,
<br /> onc-twelfth of the yarl y mortg�ge insur�nce prcmium being paid by Bomower whea the insuru�ce covenge lapsod or ceaced to r/
<br /> ,�� be in effect.Lender will xcept,use and retatn these payments ac a loss rcxrve in lieu of mortgage ic►suru�ce. Loss rese e
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