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<br /> TOGETHER WITH ell the imorovements now or hercaftcr crocled an tho prApertY,and all casement4,�pFart�nancag. end
<br /> Cxtuna now or haeafter�{xut of Ihe Pn�patY•All replacemenGa and adclidon&FhaU al�o t�c c�vored by this Socurity InstrumenG
<br /> All af ihc foregoing u rcfeaod W in this Security I�swment as thn"Pro{�rty"
<br /> BORROWHR COVBNANTS that Barowu is I�wiully scisai o[lhc csu►ta hcrcby canvoycd end hu� thc right to grsuit and
<br /> convuy uic Fru�x;riy a►►d I,'�at lh� Praperty is ur���curtt,:.rcd. cxcapt for cncumbranccs of rr,cord. �iorrowcr warcunw nnd wilt =
<br /> dcfend gcnerally thc atk to the E'rc�perty agalnrt all claims and dcmands,suhjcct u�sny encumhranccy of rccnrd.
<br /> THIS SECIlit1TY 1NSTRUMHNT combincs unif�rm covcnants for natianal ur,o end nan•unlfc�rm covcnants with limitcd
<br /> variaUons by jurisdfction w consGwte s unifcxm socurity instrumcnt cavcring c�al propccty.
<br /> UNIFORM COVENANTS.Harrowcr end Lcndcr covcnant anA ag�cc a+folinws:
<br />' 1,Paymmt af Principal Aad Interest;Prepayment��d I.�te Chwrge� Borrowcr �t►all prompQy pay whcn duc �hc �
<br /> pdncipal of and intcrest on the dcbt evidcnccd by thc Notc and nny pnpaymene and Iflt�chnrgoa dua undar thc Note,
<br /> 2.Fuads tar Taxes and Insorance. Subjcct to applicablc law or to e written waivor by Lcndcr, Sonowcr Shall pay w
<br /> Lct�dct on the day monthly paymen►s Rre due under the Nolo,untll the Naio is paid in fuU,a�um("Funds")for:(a) ycarly taxcs
<br /> atnd asscssments which may auain priority over this Socurity Inr,trurnent as e tion on�hn Pro�sclr�y:(b)Ycarly leuschold paymencs
<br /> or ground rencs on the Property,if any;(c)yearly ha�.ard or pro�xrt�r inruranc.c prcmiume;(d}yoar�y flc�od insurancc prcmiums,if
<br /> any;(e) yearly mortgage insurance premiums, if any; and(� any sum� payubin by Borrowar tn Lender,in accordance with the
<br /> pcovisrot�s ot paragraph tl, in iien oi �ne paymnnt oi mortgaga in�urinu pr4uiiuiiir. 't:ax: i�r�r ora:.::!w "EG'*ow itemc." _
<br /> I.,endcr may,at any timc,collcct and hold Funds in nn amount not to excecd tha maximum amount a landar for a fedcrally relat�ed
<br /> mortgage loan may require for Bortower's escraw account undor dio fr.dcral Reel E.�tnta SetUement Procedunes Act of 1�74 as
<br /> amendai fmm lime to time, 12 U.S.C.Secdon 2601 et seq. ("RGSPA"), unlass annther�aw��nt applies to the Funds sets a Sesser
<br /> amounG If so, Lender may, at any time, collect and hold�unds in an amo�u►t not W exr.ec�ol the lesscr amoun►. I.endcr may
<br /> cstimet� the amount of 1Fdnds due nn tho basis of cumcnt dnta and reasona6k�sti�aF c�lxnditures of fuwrc Bscmw Items or
<br /> otherwisc in acoordance��oh applicable law.
<br /> 'ihc k'unds shall be hdd in an institution whose deposits ane ia�eucd by a�'e�lec%�t e8enr.y,instrumentality,or entity(including
<br /> I.enda, i2'Lendcr is such an inst+tui�)or in any Federal Hc�me �ean Ban1:•�nder shall apply the Funds to pay ihe Escrow
<br /> Items.I..ender may not charge Bonow�r for holding and epplying�ha Funds,s�anuully analyzing tho escrow account,or verefying
<br /> the Pscrow Items,unless Lender pays Borrower inoeM:st on the Funds and aR�c��le law pem�its Lender to make such a charge.
<br /> How�ever.Lendu may t�equire Batrowa to pay a c�e-:ime charge tor un inr#rAendcnt real estate tax repoctin,�service usai by
<br /> • Laida in connoction with this loan,unlcss appliaab']e Paw�novides otttawisk,.�.Tnless an agra,ment is made or applicab{e law
<br /> roquins interest to be paid,Lender shall not bc n;quired W pay Borro;verany 1ntc�es�or eamings on the Funds.Barowcr and
<br /> Ltnder may agra in writing,howevcr.that intcrest shall be paid on tha Funds.Lender shall�jwe to Borrower,without charge,an
<br /> annual accounting of the Funds,showing credits and debit�to the Fundp end qxc purpose for which each debit a the Funds was
<br /> made.77u Fnnds arc n3adged av addldonal security f�r ell sums securcd by Ihis.Sccuity Instru�rr..nt
<br />- � If the Funds held by 3,ender eacoed the emounls petmitted t��be held 6y e�plicable law.Len�er sbaii a�ccoant to Barowa iex
<br /> the excess Funds in a�cordance with the requiremon�s of applttz+C++1e Saw. If�he amount of the Funds hcW by Lendcx at any aime is
<br /> not sufficienc to pay dx Escrow Iums when due.Lender mep�nos�fY Borto.ver in writing,and.in such cax 8arawer sha7{paY
<br /> to L,pulet 1he artwunt necessary w mate up tno doncie;ney. tM![�UwG[ �W[J ��1fwG uE► urc uciw,iui�Gy 'u� ��v �n"wv i:w+'� iwi.i�G -
<br /> monthly paymcnts.at Lendu's sok dlscretian.
<br /> Upon payment in fuU of all sums soeured by thls Sc�c:uri►y Inst=umant,l.ender shall�romptiy refund eo B�rrowa a�sy Funds
<br /> held by Lender.If,undu perap,raph 21,I.enckx shall ecquiro ar.c�U tha Pro�citY.Lendu.Pria to�he acquisiaon ar sal'c af thc
<br /> propaty�shall apply any Funds held by Lender at tho timo of�acquisition or selo av a crodlt against the sums socured by this
<br /> Socurity Inswmen�
<br /> 3,Applkatloa of Payments. Unkss applicabk,law providos adurwiae.all peYments roceivod by l�der under pazagr�hs
<br /> 1 and 2 ahell be applkd: first,to enY P�'�PaYmu►t chargw duo unda tha Nato;saond,to emounts payable under pazagraph 2:
<br /> third�w inte�t.due�fourth.to principal due;and lau,to any tata chatgos du�under the Note.
<br /> 4.C�ar;ea�A.ieas. Bortnwa shall pay AU uxes�avsessment�,charges, fines and imposidons auributable to iho Property
<br /> which may auain priority over this Socuriry Inswment,and leasch.�ld payments or ground rents,if any.Bortower shaU paY these
<br /> obligttions in the mar►ner pcovidod in peragraph 2,cu if not paid ir�tlu�t nw►net.Borrower shall pey them pn timn direcdy to the
<br /> pet�on owod payment Borrowu shall prompdy iw'ni.sh W Lender ull t�odces of anwunts to be peid undc�r this pragraph.If .
<br /> Bor[owa makes these payments dirocdy�Barowu shaL prompUy fumish a Le�dcr receiptv evidcncing the payma�ts.
<br /> gpr�uwer sl�all peomptly dischnrge any lien which has priority over t�is Socuirity Tnstc�meat unkss Sarowa: (�)agroes in
<br /> writing in 1he payment of the obligetion secured by the liai in a enanner acceDlabk to Lendes:(b)conusts in good feith the lien
<br /> by. a deFends �gainst cnfoecement of thc lien in. kgal proceodinBs whicd in the L,endr.r's opinion opaatc to preveat the
<br /> enforoernent of the liar.or(c)secures from�he twlder of the lien en egra�nenc satisfuc:tory tn Lendu aafiordinating thc lien W
<br /> this Security Inswme�t.If Lendu determincs that any part of the properlY is subject to s 4aen which may atiain priority aver this
<br /> 5ecurity Instrument,L,ender may give Borrower a notice ideatit�ing Ihe lirn. Borrowu sh�l1 satisfy the lien or Wkc me or moc�e
<br /> of the actions set forth above within 10 days of the giving of norice.
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