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<br /> '1'�OpETHER WITH �II the impr4vements naw or hueafla uxtcd on thc property. and allr�asemcnts,eppunenw�cea,and
<br /> fixwte�now or IKS+eatlrx a p�tt of Ihe ptoputy.All rcpt�cements and addiaons siuti aiso i�c c�v��:�i by L�is Su.u,1ry Inswrtt�.,nl. -
<br /> All of tf�e[oregoing b rcfar+ed to in this Sxurity Instrumcnt a�Iha "P►�patY•"
<br /> BORROWER COVEr1AN'TS tluu Borrowa u lawtuUy seisod af the esute henby convey�d and ha�thc right tn graz�t and
<br /> coovoy the Proparey ond II►At tha Property is unencumbercd,except fa encumbrances o[rocord. Bormwu wurunts anA witl --
<br /> detp�d�e�aflty the dtlt W the property�gainu dl cWms�nd demands,subjat to�ny encumbnnces of record.
<br /> TH1S SECLIRI'1'1' INSTRUMFNT combines uniform cavenanu fa natio��l use and nan•uniform covenants with limitcd
<br /> v�ri�tions by j�uisdiction w consritute a unlform�ecuriry instrument wvering rcal property.
<br /> UMF�RM C�VENANTS,8orrawu�nd Lender cover►ant and�roe as foUows:
<br /> 1.P��ait ot�riacipwl ud l�terati�P+►!'��t�Ute C4ar�a. Borrowwr shAU P�►PUY P�Y when due the —
<br /> pcinciptl of�nd intenst on the dobt evi�k,nced by the Note md�ny p�epayma►t+md 1a10 ct�ur6es dur,undcr the Note.
<br /> 2.Fund��or Taus a�Ia�raace. Subject w �pplic�bb lsN cx to �written waiva by Lender,Borrowa shaU pay to
<br /> Le,ndcr on the day monthly payma►is�re due unda the Nota,until the Note is p�id in full,a sum ("Funds")for:(a)yeuly wces
<br /> u�d assessrt�a�ts which rruy �pain priodry ova this Securiry]nstrument�s A licn on the Pinpeity; N)Yearly k,asehold p�yments
<br /> o�grounQ rents on the Properry.ii any;(c)Yarly hv.ard or property fnsursnce praniums; (d)Ya�rly tlood insunnce premiums�if
<br /> �Y;(�)Y��Y�rtB�Be insunnce pcaniums,ff my:md(n mY sums pay�blo by Borrower to Lenda�in acccxdance with the
<br /> provisiuus u► jwr+��rpi, o� yi 1:eu o:ihe j�ymr.Rl Of :t20Y+.eage ins�uence premiumg. �'hr.ce ittmc uc called "Escmw ItemS."
<br /> l,endar may,at eny wne,colloct and hold Funds in an wnount noi w eacceed die maximum amaunt a lenda for a fakr�lly relatod
<br /> mortg�ge lo�n rtu►y require fa Borrowu's escrow account unAcr ihe fedual Ral Estate Sealement Procedutes Act of 1974 as
<br /> �rn�ide�cl fmm time w ame. 12 U.S.C.Socpon 26Q1 u seq. ("RESPA"),unless anotha law that applies to c.ha Funds sets a lesses
<br /> uncxmt. If so, Laada m�y. u�ny time,caUoce and hold Funds in an anwunt not w ra�coai Ihe lexsa wncwnw I.ender r►u�y
<br /> e�tim�tha wno�utit of FS�nds due tm thc basis of c�urau detm end rea�on�bb Gsaimata Qf wcpa�diuua of future Ex:row Itpns or
<br /> oTha�fie in�Mid��pplic�bb 1aw.
<br /> Tbe Flu�da shell bc lxkf in an institudon whose de�OSits�re inwred by�federal�get�cy�instnunentaliry.a entity(includL►8
<br /> l.a�dar,if Lendar is such an insHtut�iion)or in rr►y Fedenl Hane Lo�n Bank.I.a�da stWl appty tho Funds to ppy the Fscrow
<br /> It�ems.I,etider rtuy not chrg�Barower fa holding and�pplying the Fw�ds�mnnally malyzing the eocxow aeccwnt,or vaif5'�8
<br /> the Esaow I4ans� unless l.end�x pays Bocrower interest on the Funds md appliabk�w pamits Lender w malce such a�rge.
<br /> However,I,a+da r�uy requue Barowa to p�y a one•time clurge tor n indepaident n�J eanue ta�c crpoiti�g sm'icr�d by
<br /> La�da in oonnoetian with thi9 lan.unias�pplicablo Vw provi�cks exherwise.Unk�an a�re�+�i�+�t i.made or�plicab:e law
<br /> requires inta�at to be p�id. Lenda sh�ll not be nquired a py BaroNa�ny int�aest or earnings on the Flmds.Borrowa�nd
<br /> L�der may sgree in writing,however.thu inttrest stuU be p�id an the Funds.Lenda stwU give to Borzowu.without charge.�n
<br /> annutl accounnng of the Fw�ds.showing credits end debtts w the FLnds and the purpose for which each debit to U�e Funds was
<br /> ►�.'itso:usx�..:�pl�;�rs�ditiQnrl�.�suit;f�r�1!s���nA Recurod by this Securiry Insuumm�
<br /> If the Fundc heW by Lender wccoed the�mounis permittod to bo held by�pplkabk law,Lendcr shall account to Borcowa far
<br /> �he exce��nds in ece.oedanx with the requiranents of applicablo I�w.If the amount of the Funds hold by L.ender at mx time is
<br /> not a�t'f'xiaU w psy ihe Fiscrow ltans when dne.Lender may�o naify Borrowa in writing,and,in such case Baaowa st►�U paY
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<br /> RI00�}:�?9y[MJILSs Il I.�CJIdCT�S 301E 1�]SClCdO�.
<br /> �P+Ymait in fuU of�lI aums securcd by d�is Security Insdument,I.u�der sh�ll P�P�Y refund ta Bamwa any Funds
<br /> held by I�a�dei.If,unda pmngr+ph 21.L.enda stu�ll acquin or sell tl�o Anpexty. I,a�du�Pria to the acquisition ar s�1e of d�
<br /> PmQaty,sbW�pply any Funds held by Lcnder at the tirne of acquisidon or s�le u a cndit�gainst the sums secured by this
<br /> Security Instcumait
<br /> 3.Appliation of Ppme�ta. Unless applic�bk law providd othawise,W pf�yments reaived by Leatickr under pKagc�phs
<br /> 1 md 2 dull bo a�plied:first, w�nY P�Wnnenc ctwges duo w�dx d�e Note:aeca►d. a amounls p�y�bk unda p�nBr�h 2:
<br /> thicd.W intRrcxt due�foucth.ro priecipel due;md last.W�ny We ctirgea dne unda the Nde.
<br /> 4.CYar�esi Lia�e. Borcowa shrill psy�Il wces� asses�nenis,clsrges� fines md impositlor►s mribuabl�to the Propaty
<br /> which n►ty�aiin priaity ova this Sacuriry Inswment,md iwelald p�yma�ts a gro�und rents�if my.SocmNra shall p�Y d�ae
<br /> obiigatiaaa in the mnna prmided in p�r�gr�ph 2,or if not pid ia that rtwma�Sarowe�shall pay dkm on tLne direqlY to the
<br /> per�dn prred p�ymen� Bamwer slull PromPaY fumish�o Lenda all notices of riaon�a w be p�id unda this pm�gc�h.If
<br /> Barroaer m�lces thex pY�ts direcUy.Borrower ah�ll promPdY fumish to I.axla receipts evidarcing the paymenta.
<br /> Bamower th�ll pcomptlY disch�r8e my lien which hac priority ova this Socuriry Insuumait uniess Sa�rowa: (a)�grxs in
<br /> �g to d�e qyma�t ot the obliguion xcured by the Ikn in a mnna�cc�wble to L.endei:(b)cae►lests in good fiith tbe lien
<br /> by, or defends ag�nst enforcen�ent of tha lien in. kg�l pcocoeodings wDich in the L�erider's opinioo opdraoe b pcevent the
<br /> eafoccema�t of die lient or (c) sx�ues fran the holder of the lien�n �greement sarisfsctory to I.ender sabocdizuting tha 1kn to
<br /> this Seauity Instrnamet►�If La�da detsrmines that any put of the Propaty is subject a#aier►which may aq�in priority over this
<br /> Security Instrun�t,L�ndrs may give Bomower�notice idenufying the lien.Barrowa sheU suisfy tt�e lien or Wce ono or mae
<br /> of the acrions sa fcxth above�vithin]0 days of thc giving ot notice.
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