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<br /> � 98- 11,�
<br /> TOGETH6R WITkI �II the Improvements now or hercafter erecteJ on the propony, an euements, wppu ,�nd
<br /> flxturGS now or hereafter � put ot the pmpeny. AU repi�ccments and additions 6�lAII also b� �avercd ts� thi.: w:,.urity
<br /> In�tnimen�.All af thm farcgoin�is referred ta in ihis Securi[y Instrumen�as the"Propeny.'
<br /> QQRttOW ER COVEMANTS th�t Borrower is lowtully sefsed nf the esta�c hereby convcyed a��d I�ac thc right to grant a��d
<br /> com�ey the Propeny arul thut the i'ro��erty Is unencumbered, ezcept for encumbrances of record.Rorrower watrants and wUl
<br /> ckfend�ener�lly tht ti�le to�he Propeny���in:t all cl�ims and demands, subject to any encumbrances ai record.
<br /> THIS S�CURITY INS'fltUMENT cambines unifurm covenwits for national use nnd non-uniforrn covcnants a�ith limited
<br /> variAtions by juri�diccion to constitute a uniform securi�y ins[rument covering real propeny,
<br /> UNIFORNi COVENANTS.Horrowcr and Lendcr cavenant and agrce as follows: _
<br /> 1, Pryment of Princlpwl�nd lnterest; Prepwymmt �nd l.�te CFuirQes. Borrowcr shall pramptly pay when due thc �
<br /> princip�l ai uui lnterest on the debt evidenced by the Note and any prepayment and latc churges due under the Note.
<br /> 2. Funds for Twzes and Insurwnce. Subjcct ta applfcable law or [o a writ�en waiver by Lender, Borrower sh�ll �ay to
<br /> l.onder on the day monthly payments arc due under the Noce, untii the Note is paid in full,a sum('Funds')for: (a>ycari��taxes
<br /> and assessmen[s which may attain prloricy over this Security Ins[rumen�as a lien on[he Propeny;@)yearly leasehold p�yments
<br /> or ground rents on the Property,if�ny;(cl yearly�hazard ar property insurance premiums;(d)yeuly flood insurance premiums,
<br /> iT any: (o)yearly mongage insurance premiums,if any: and(� any sums payable by Borrower�o Lender, in accordance wich
<br /> the provisiu�w ui pai�i��raph o. in iicL af tl:e p��meat of mortgagt�^�urance p►emta*ns. Thru items aze called"Escrow ltems."
<br /> Lenckr may, at �ny time, collat and hald Funds in an amount not to exceed th� maaimum amount a lender for a federally
<br /> reluod mongage loan may require for Bonower's escrow accaunt under the f�deral Real Estace�ettlement Procedures Aet of
<br /> 1974 as ad�ended from time to time, 12 U.S.C.Stction 2601 et seq. ("RESPA"),unless another law that applies to the Funds
<br /> seu � laser amount. If so, l.ende►. may, st any timc, collect and hold Funds in an unount not to excad the lesser unounc.
<br /> I,ender may est[�t�ate tht amount of Funds due on the ba+is of curnnt data and reasonable escinutes of e�cpenditnns of future
<br /> Escrow ltems or otistrwise in accorduuc with applic�ble law.
<br /> The Funds shall be held In �n institution whose deposits are insured by a federal agency, insUVmencality, or entity
<br /> (inciuding Ltnder,if Lender is such an inatitution) or in any Federal Home I.flan Bank. Lender sh�il apply the Funds to pay the
<br /> Escrow Items. Lender may n�t charge Borrowar for holding and applying the Funds,mnuilly an�lyzing the escrow�ccount,or
<br /> verifying the Escrow Items,unless Lender pays Bonower interest on the Funds and appliceble law permits Lender to make such
<br /> a cduge. However, Lender m�y nquire Aorrower to pay a one-time charge for an independent ral estate tu reponing servia
<br /> used by Lrnder in connection with this loan, unless applicable law provides otherwise. Unless an agr�►t�ent is m:de or
<br /> •pplicable I�w requim interest to be paid. Lender shall not be required to pay Borrower any interest or earnings on the Funds.
<br /> Borrower ux1 Lender may agra in writing,however, that interest shall be paid on the Hunds. Lender shall give to Borrower,
<br /> without chuge. ut annual accouating of the Funds,showing credits and debits to the Funds and the puipose for which each
<br /> dcuii co iY�e Fu:ws u�madc• '^�;. F•w.�'s 3rt pl�gt�as addi!lnr�al security for all sums secured bV this Securiry Instiument.
<br /> If the Funds held by Lender exceed the amounts permitce�l to be held by applicable law, L.onder shall account to Borrower
<br /> for the ezcas Funds in accordence with the requirements of applicable law. If the amaunt of the Funds held by L.er�der u any
<br /> time is not sufficienc to pay the Escrow ltems when dur,Lender may so notify Borrower in writing,and,in such�ase iBorrower
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<br /> sh�ll pay to Letufer tne amoun[necessary �o mai;c: up �i,c ut,��,«���. ............. .,.........W... ..� ...- ---•------. --.
<br /> twelve monthly p�yments,at Lender's sole di,cretion.
<br /> Upon payment in full of�ll sumc secured by this Security Instrument, Lendcr shall promptly rofund to Botrower any
<br /> Funds held by Lender.lf,under puagcaph 21.Leader sh�ll uquire or sell the Properry, l.ender,prior to the�cquisition or ssle
<br /> of the Pcopercy,shall apply any Funds held by l.tnder at the time of ecquisition or sale as a credit against the sums seeured by
<br /> this Sxuriry lnstrumrnc. '
<br /> 3.Application ot Aaymeots.Uniess appli�able law provides otherwise,�il payments received by Lender under puagraphs
<br /> 1 u�d 2 sh�ll be�pplied: first,to u►y prepaymrnt chugcs due under the Note; aecond, to amounts pay�ble under paragraph 2;
<br /> third,to interast due;fourth, ta principil due; and lact, to any late chuges due under the Note.
<br /> 4.C�es;Liea.s. Borrowcr shall pay all taxes. usessments, chargea,fines and impositions attribut�ble to the Property
<br /> which mry attain priority over this Securi[y [nstrument, and 1eas�hold psyments or ground rents, if�ny. Borrower shall pay
<br /> thae obliguians in che m�nnerprovidcd in paragraph 2,or if not paid in that tnanntr,Borrower sh�ll p�y them on time directly
<br /> to the penon owed p�yment. Borrower sha11 promptly fumish to Lender all notices of amounts co be p�id under this puagriph.
<br /> If Borrower makes these p�yments directly,Borrower shdl promp[ly furnish to L.ender receipts evidencing the payments.
<br /> Borrower ch�11 promptly discherge any lien which hu prioriry ovar this Security In�trument unless Borrower: (a)agms in
<br /> writing to the p�ymem of the obliguion secured by the lien in a manner acceptabie eo Lender;(b)conces�s in good faith the tien
<br /> by. or deferols �gainst enforament of the lien in, legal proceedings which in the Lender's opinion operite io prevent the
<br /> enforcement of th�lirn; or(c)securcs from the holder of the lien an egreement utisfectory to Lender subordinattng the lien to
<br /> this Stxurity Instrument. If Lender determines Ihat any part of the Property is subject to a lien which may attain priority over
<br /> this Savrity I�strument, Lcnder may give Borro��+er a notice iden[ifying th�lien,Bonawer shall satisfy the lien or take one or
<br /> more of the actions set forth aboNe within 10 d�ys of the giving of notice.
<br /> Fam 302e 9/90
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