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<br /> � 98- ��;s�o
<br /> 'I�U(I�THFiR WITH �U tho improvemenl�aow or hereaRer erected on tho property,and all eaaanente,appurtenancea, �
<br /> �nd fixture�now or herc�Rer a pu� oF lhe propaiy. All replpcemente and additions sh411 nlso be covcred by thie Security
<br /> In�ttument.All of th�foregoing�t neferred to in this Socudry Inetrument as tho"Property:'
<br /> B(3RROWEIt COVBNANTS th�t 9arrowu ia lawfull,y seiaai of thG agtatc hereby convayal nnd has the right ca grant
<br /> nnd coavey the Propaty and th�t tho Property ia unencumbercd,exccpt for ancumbrrncea of record.8nnower warr�nts xnd
<br /> will dofend genu�lly the titla to the Pro�eity�gwinrt�11 clRime and demande,subjoct to any encumbrancca of record, _
<br /> 'Y`HIS SECURITY INSTT.UMEhT combinc� unlfarm covcnunts for nationnl u�e and non-uniform covcnante with _
<br /> limitaf vui�tiani by jurledktlon to conuitute�uniform�xurlty inetrument covering real proputy
<br /> UNIFORM COVENANI'S.Borrawu end Lendar covenant nnd�groe w followa:
<br /> 1. IMyn�ptt o[IMnclpRl�d Interat+Pt'eWYment�nd Gak Cb�rCa. Hoaower ahall pramptly pay when duo the
<br /> {xincipnl af and intereat on tho debt avldcnced by the Note and any prepayment and late chuga�dua under the Notc.
<br /> 2. Funds tor T�ucea�nd Insut�a�e. Subjoct ta�ppllcable law or to a writtcsn waivar by Lcnder,Horrower�hdl pay to
<br /> I.cnder on thc dny monthly paymenta ac duo und�r the Noto,until tho Noto is paid in full,a eum("Funds")�1 lsensehold
<br /> taxes aad asscssments which may att�ia priority ovu this Security Instcument a�a!ka on tho Property;(b)y y
<br /> �aymentn or ground renta on the Property,lf any; (c) ycarly hazud or propcny insurnnce premiume; (d) yeuty flood
<br /> tnsurAnce prenuums�,if any; (e) yearly modgage insurance prcmiums, if any; and(� any sums payabin by 5���::�:.� to
<br /> Lendu.in eccocd4nce with the provisions of pa�egraph 8,in lieu of the payment of mortgaga insurunce pnmiums.11iose
<br /> items are callod"Escrow Itema:'Lendcr may,at�ay time,wllxt end hold Funds in an amaunt not to cxcoed the msuclmum
<br /> amouat a leader for a foderully related mortgage loan may cequire for Barower'e escmw eccouat unda the fedaal Real
<br /> Eaute Settlement Proceducos Act of 1974 es uneaded from time to tune.l2 U.S.C. S'�641 et seq.("RESPA"),unlaa an.other
<br /> law that applies to the Funds xte a lea�er arnouat.If so,Lenda may,u aap time�colk�ci xnd hold Funda in an wnount not to
<br /> excoad the ksau amount.Leada may eacimsue the amount of Funds due on ti�5�a.s�s oi�rrcnt data and r�asnnable estimate�
<br /> of expenditurea of fut�ue Eecrow Itema or otherwise ia accadance with appliosbk�sw.
<br /> '1l�e Funda shall be lxld in an inatitution whose de�otits are insunod by w f�l agency, inewmentality,or entity
<br /> (including Leada.if Lenda is�uch an institudon)or ia any F�deral Home Loan Bmk.Lendcr ahall apply thc Funds ta pay
<br /> the Escrnw Itema. I,endu may not chuge Borrower for holdiag and a�plying the Funds, annually analyzing tho asciow
<br /> account,or vaifying the�3acrow Itcros,unless Le.ador pays B oaowa in:esest on the Funde aad applkable!sw permits Lendu
<br /> to make such a charge.Howaver,Lendar m�y�re�uire Bonowa to pay a one•time chargc for an indepeadont real estate tax
<br /> t-�ipg�rvea u;,�by L�ndtr ia eor.�rci?oa wunh this loan,unkas.q a;�nl�o�hle laa prov�des odierwi.+e.Unless aa�greemoat
<br /> is m�de or�Qplicable law roquir�s intarst to be�a�d,Lender shall not bc nequirod to pay H oaowa any intenst or eamings on
<br /> the Funde.Borrowcx and Leadu may�gree in wricing,howevu,►.het interest shKll be paid on the Funda. Lender shall give to
<br /> Borrowa,without chuge,sn waual eccoanting of the Funds,ehowing credits and debita to the Funds wnd the purpox for
<br /> � which each debit to the Funda w�s �n�da'It�e�unde are pledged as additianel security far aU eum�secured by this Security
<br /> Iasuument.
<br /> If the Puads held by Lenda ex000d ti�e amounts panutiai iu i� i�a1d�y iggl3cabla 1«�, Ls�der ;.h�!!�Q�!nt to
<br /> Barower fa the exasa Funda ln aocordance wlth the�e4uirementa of applic�ble law.If the amouut of the Funds lxld by
<br /> Lender at�ny time�i not suff'tcient ta psy the Eacrow Itoms when due,Lender may so notify Bocrowa in writing,and,in
<br /> such case Botrowa ehall pay to.Leada the amount nccessary to make up tho deficieacy. Botrowar shall meke up the
<br /> ..._.,__,_....�_a:........,.._
<br />� (1CIIOK',IIC.y�II IIO IQOIO�1YI1�WNYG 111UUUtly�yaiM1iiw�n�w+�urs o uwv..w.ar.+�+.. ,
<br /> Upon paynxnt in full of all sum+secured by thia Socurlty Insttvmeat,Lenda shall promptly r�fc+nd to Borrawet any
<br /> Funds held by Lenda.If,unda par�gcaph 21.Lcnda shall acquire or sell the Property,Leadex,prlor to the aequis�tion or
<br /> s�k of the Propaty,stull apply.anY Fund�held by I.�nder at the time of acquisidoa or aale ns a credit against the auma
<br /> �ecurod by this Security Instmuocat_
<br /> 3. Appl{cadon o[ Pay�ots. Unlesa applicablo law providcs otherwise, all paymente rooeivod by L.ender under
<br /> pungrapiu 1 and 2 shall be applied:finqt,to�ny ptepayment chargw due unda tha Nota;eecond,to unounte pay�ble under
<br /> paregcaph 2;thicd.to intaest due;fowth,to principal duc:and lau,to�ny late cxwgea duo under the Note.
<br /> 4. CWr�es;Liar. Barower atull pay aU t�x�a,assesamenta,chargca,fwes and impoeitions atuibut�ble to the Pro�eaty
<br /> which m�y attoia priority over thi,s Sec�rit�Inswment,and lwehold paymeau or ground rrnte,if any.Borcowa shaU paY
<br /> thae obligations la tha manna providod m pru�gnph 2,or if not paid in thRt m�u►na,Boirowa ehall pay them on time
<br /> dit�ectly to tbo pa�on owe�i payment.Hoaower ehaU promptiy furnish to Lender ell aotiaa of amounte to be paid unda this
<br /> puagraph.If Borrowu make�thoae Payments dlroctly,B�orrowa st:�ll promptly furniah to Lenda receipte evidencing the
<br /> pRynseau.
<br /> Borcowa ehall promptly dlschuge aay licn which h�s priority ova this Security Instrument wiltas Bortowa:(4)age+ees ,
<br /> in writing to the p�ymeat of tho obliguion xow�ed by the lien tn 4 menna axeptable to Lenda;(b)conteate in good i�ith the •
<br /> lien by,or defeads against enforcemcnt of the lwa in,legal proceodinga which ia the Lenda's opinion operace to preveat the
<br /> enforcement of the liea:or(e)secures from the holdec of the leen an eg�roement a�tiaf�ctory to Lenda wbordinuing the lien to
<br /> thh Security Inawmeet.If Lender dat�nina that any pnct of the Propaty is sub�'ct to a l�on which may att�ia priority ova
<br /> this Soauity Insuvment,L.enda may give Borrowar a aotia�dentifying the lien.Homower ehall satisfy the 1xn or take one or
<br /> more of Wo actions sec fath above withm 10 daya of the giving of notice.
<br /> S. Hasard or property 1�ur�oce. Borrowa sh�ll keep the nnprovements now exiating or h�,-rcaita erectod on the
<br /> Pmperty inaura!agunst loss by t"u+c,haz�rda included withia the tam"extended wvuage"�nd aay otha hiv.aMe,iincluding
<br /> floods or flooding, for which Lenda requires insurance. 'Ihie insnrance sha11 be maintainod ia the amounta and
<br /> Fe�303i!r!0
<br /> AHEA7lAN0■
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