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<br /> ` t.• TOGE?NER�t'ITH ali the impror�ments no«•or hereafter erec[ed on the property,and ali�atiement+,appuncnan�«.anJ ' _
<br /> � , Ii�tur� now ur herrafter a part of the property. All replacemenu and addition, ,Fwll al.o be ru�<«yi hy thi+ Sct�urit} � �:`;; �' ; `
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<br /> in�tnemeut.Ait af Ihe fon�oing is rcferred to in this Securit}it�strumeni ac the"Propeny_" �.,
<br /> _, --_ $pRRQWER COvF.HAPITS Ehat Burn�wer i.laufl.dl�srised of the etitate hereby r��m�ey�ti:�nd ha.the nght to gr.mt and ° '`�`'
<br /> ,. '• ' .unt�ey the Property and that the Propeny i, unencumbered.except for eacumbrance+ of rc�tttd. Borrow•er«arrant� and will • __ �
<br /> � � defend generally the tide ta[he Pmperty:�eimt a!1 clainu and demarids, subjea to any encumhranre�i�f rnoni. _ , -
<br /> • ; . THIS SECliR[TY INSTRUMENT cumbines uniform covenants for national use and non-uniform coeenant.aith limited - .
<br /> r _ _L�:�-�� cari�tiun.hy juri�iction tn rnnstitute a unifarm�ecurity iactrnment cuvering real pmpert). �� • :':•�:•
<br /> , l�NIFOR�1 COYENANTS. Borm�cer and Lender rn�•enant anq agree as follows: �:�'� ��'� �`''�� ' ".
<br /> ' l. Pacment uf Principal and Interest; Prepay�meat aad Late Cha�gec. Borrawer shail prumptly pay «hen �tux �c "`�:'' ���
<br /> .. . � �_ `• principal of and interes[on the debt evidenced by the Note and any prepayment and late charges dur undzr the l�Icrte. r`s�`, �.: .._,,. �:,.
<br /> �,•r; ,,. .;:
<br /> � 2. Funds [or Taxes and [nsurance.Subject to applicable taw ar io a written�tiaiver by Lender. Bvrrtnrcr 4'Lttl�,�} ::* T F,..�:sµ`�;,:-;,:
<br /> � y Lender on the day monthly Qayments are due under the Note.until[he Note is paid in ful1.a sum 1"Funds")fcr• �al}c:arEv ca.z•z: ''��;�:� i`:'�"?%"�:
<br /> � � � and assessments which ma attain riori over this Securi Instrument as a lien on the Pro ert Ib) rarl Irs�ehold a :r_��nr•�; � .. ` ���F
<br /> Y P �Y tY P Y� Y Y P >
<br /> � , or grnund rent�an the Property.if any:Ic1 yearty hazar�d or property insurance premiumt:ldl yearfy tlood insurance premium�. ' `�� ''.. '
<br /> � if any: (e)yeariy mortgage imurance premiums.if any:and if)any sums payable by Borrower to L.cnder_ in accurdance with . ��`* =,�;
<br /> � _ ihe pro�nsions of paragraph S, in lieu of the payment of martgage insurance premiwns.These item+are c3I1c�E"Fscrow Items." � + � ',.
<br /> I.ender may, at any pme. collect and hold Funds in an amount not to exceed the maximum amaunt a [pr,:�- far a federally "'.;�f,..�`
<br /> � . related mongage loan may require for Eorrower's escrow accaunt ucutes the federal Real Estate Settlemeeu 2'rocedures Act af �. �:.°;�,,'.�'.
<br /> • . `,;� I974 as amended fmm time ta time. 1'_ C��_C. �ection ?501 et seq.c"I2E�A"1. unless another law thae�lies to the Funds . . �'4:`�,��,'
<br />"�;.i'� , :a�a lesser amount. If sc�. L.eccder mait_�;1 .r_y tirrs�. c��Itect and hota ��rn�s i�r.:u�amount not [o excers3:dn: lesser amount. ,•' �w � . '
<br /> ��: "• � �,+�fer r.lay estimate ctt•,ussnirsc�sF Eurn�;�.icse .�n�k-r itars,of cur�ecu,f:i.ca unS��v3nable estimates of�*_�:t��itures uf future •'�;`:`'� .�.
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<br /> Yrf :;,•��l,r�;t- C-�crow trrm�,�sr.atherair�irt.��:d:,n:�:� urrft appli�n.i;tw. . -4,` _.. f _`.�:-.
<br />:;:y", . F,4�1���;`�,,• The I.u�;ci: yha}l be keld in an i�,?a?i-�*.ian whose deposits :�r.:�rrv�m� Uc a r"ecieral agency. instrum:�+:siity. or era�iz. ,. ,'h, :::•�4c.:,
<br /> i4i � � , ��_, `s; lincluding�:ard,�.if[.ender is sach an i�1:v.rutionl or in any Federai�i3'isi�_l.�.sn 3��nlc. I.ender shall apply the Fcend�t.��s�.? ;�s�c . : ,�,
<br />_.7,. ' .��`_�°'` Exrow %te�tt4•. i.:nder may not charge Borcower for hoiding and appl�:tr.�;,�� C�u.m.i�.annually analyzing the�..raw aecor.v�t,.��: . t s;�.;T-
<br /> ? ��. r: verifyiag che�crow Ii�n�. unless I.zrcder pays 6�urrua�-interest on the Fun�cs.,�n�':�Qpliu�tble law permics L�s:r to us�ta.� 9f r�
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<br /> : ,�,t ?.. a��harce_ Hc���4�c�er. tx�drs may require Sar*.a�er tc��xsk a one-time charge fur an *.ndependent r�al euace t,yc n�ortitsg x�vrr�� r� `s+'�s
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<br /> ?,; f+��r�Y�` us.u� �Sy F�r,sd+.x in conne�xion with dii:� 1�=:in_ �L��s �licafsle [aK� �Smti�fss �r.herwise. Uirlwza :in :�_ �m.�:st ix :rr��.��r. ;� +:^:;, ' .:
<br /> r "` , ;1��; '�Plira�te.��u reqaires interest�o be�L.ec�der sha[L rns[be►s�u�ie�t w psy Burmuer any imi�-�t ur�.unii3�� na th��-iusr,��. Y f(ss` r K ;
<br /> '�� r'�..�.��- Eurrower an�t�.end�ma• �*ree in writi howe�er.ti;.0 snterest shall 6e aul��tiu:Funds. L.�nder stT:3l1. v��+:r�arni��.�. t '��i:`����„��$�`�:
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<br /> , � without charge, an annual :ss:caunting of the Fut►ds.shuwiag cralits and defsits w_ttre Funds and the pu�+.w:.l;;r�dttic;h ea�fi '• %t �:��'�',•'���''
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<br /> • debic to the Funds was msde.'fhe Pundt arc pledged as udditional scxurity for all sw►u securod by this Socurity ins[ramant. •-
<br /> lf the Funds held by Lender ezeeed the amounts pemritted to be held by applicable law. Lender shall account to Borrower � ' ,-��
<br /> � for ti�e excess Funds in acwrdance with the requirements of applicabfe I�w. !f the amount af the Funds hetd by Lender at any � •`''`-=
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<br /> :_ _ _ _. . , time is nat su�cient to pay the Escmw Itemti when due.Lender mav,o notify Horrower in writing,and.in such case Barrower ` �, :.•c�
<br /> 4 � .: thall pay to l.ender the amuunt nece+tiary to m:ike np the deficiency. Borrawer.hall make up the deficiency in na more than � • •�
<br /> ' twelve monthly paymenty,at Lender'��ole di,crction. • '
<br /> , •. ' Upon payment in full af all ,um. �cxur�xi by thi. Security In,trumcnt, l.ender shall promptly refund to Borrowcr any `, � . , "•,�'
<br /> �:; � Fuads hetd by l.ender.If.undc�paragraph 21. I.cndcr.hall xcyuire or tirU the Propeny. Lcndcr,prior to the acquisition or ssslle : � ;�;.�..�f:
<br /> ••.; � , of ihe Property,shall apply any FunJy hcld by Lendet a�the time ni arqeisition or�ale a�a cre�iit against the sums secufed by .` � �
<br /> . this Security Instiurrtent. ..� 4"P'
<br /> � •� 3.Appltcatlon of Paymeats.Unletir applicable la�v provides otherwise,alt paymenta received by l.ender under paragraphs `'�>:�,�-�' � � -~�
<br /> - � �1: 1 and 2 shall be applied: Prst, to any prepaymem charges due under the Note:xecond,to amounts payable under paragraph 2: ' ., ,` �'"''
<br /> �;t'�: third,to int.rest due:fourth,to principal due:and lact.to any late charges due under the Note. � ��
<br /> =: � � .,�'� 4.Charge�s;L�ens.Borrower shall pay all taxe�,a�.sessments,chargcs, firtes and impotiitionc atiributabte to the Praperty ,,`���
<br /> --� ' .� � which may attain priariry over this Security Instrument, and leasehold payrt�ents or ground rents, if any. Borrower shall pay � •�
<br /> ��. �,. these obligatians in the manner provided in paragraph 2,or if not paid in that manner.Borro�ver shall pay them an time directly � ,. „
<br />'`, � � � to the person owed payment.Barrower shall pramptly fumish ta L.endcr all notices of amountc ta be paid under this paragraph. ' . .
<br /> ..; ' � � If Borrower makes these payments directly.Borrawer shall prumptly fumi�h to Lertder receipts evidencing the payments. ,. .'..
<br />- . Borrower shall promptly discharge any lien�vhich hati prinrity over thic Security Instrument unless Borrower:(a)a�rc�+in
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<br /> . writing to the payment of tEte ubligation secured by the lien in a manner acceptable to Lender:Ib)contests in good faith the lien �� �
<br /> - � � by, or defends against ert.on-entertt af the lien in, legal praceeciirtgs which in the l.ender: opinion operate to preveat �he � . �
<br />_�;, enforcement of'the lien;ot(c)secures from thc holder oi the lien an agreement sati�factory to Lender subordinating the le��s�to
<br />=v`1 : this Securiry ta�stnttnent. If l.ender determines that any part of the Property is subject t��a lien which may attain priority r.,rr . � :
<br /> •r:; • �°°��:��� �:� this Securiey F:►suument. Lender may givc Burrawcr a noiicc idcntifying du lien. Burr+�wcr shall ,ati.fy the lien ar take one or .
<br />- • more of the actians set forth above within l0 days of thc giving af notice_ ; ,. .
<br />.�,i�!; Fo�m 3028 9190 ' ' . `
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