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20�2013�� <br />for the repairs and restoration in a single payment or in a series of progress payments as the work is <br />completed. If the insurance or condemnarion proc,eeds are not sufficient to repair or restore the Property, <br />Bonower is not relieved of Bonower's obligation for the completion of such repair or restoration. <br />Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable <br />cause, Lender may insp�t the interior of the improvements on the Property. Lender sha11 give Borrower <br />notice at the time of or prior to such an interior inspection specifying such reasonable cause. <br />8. Borrower's Loan Application. Borrower shall be in default if, during the Loan application process, <br />Borrower or any persons or entities acting at the direction of Borrower or with Bonower's knowledge or <br />consent gave materially false, misleading, or inaccurate informarion or statements to Lender (or failed to <br />provide Lender with material information) in conne�ction with the Loan. Material representarions include, but <br />are not limited to, representations concerning Borrower's occupancy of the Property as Borrower's principal <br />residence. <br />9. Protection of Lender`s tnterest in the Property and Rights Under this Security Instrument. If (a) <br />Borrower fails to gerform the covenants and agreements contained in this Security Instrument, (b) there is a <br />legal proceeding that might significandy affect Lender's interest in the Property and/or rights under this <br />S�urity Instrument (such as a proceeding in banl�uptcy, probate, for condemna.rion or forfeitltre, for <br />enforcement of a liea vvl�icl� may attain priority aver this Security Instr�meat or to enforce Iaws or <br />regvlations), or (c) �orrower has abando� the Property, tl�en. Lender may do and pay for whatever is <br />reasanable or appropriate to gmtect Lender's interest in the Property a� rights under this Security <br />Instru�t, inclu�ing prot�tiag and/or asse�sing the value of the Property, and s�uring and/or repairing <br />the Praperty. T,e�der's act'tons c�n utclude, but are not limited to: (a) paying any sums secured by a Iien <br />which has griority over this Security Instrument; (b) app�ring in court; and (c) paying rea�onable attomeys' <br />fees to pmtect its interest ia the Property and/or rights under this Security Instn�ment, iacluding its secured <br />positian ia a bankEUptcy prc�ceeding. Securing the Property incIudes, but is not Iimited to, entering the <br />Property to maFce repairs, chaage Iocks, replace or boazd up doors and windows, drain vvater from pipes, <br />eliminate building or other code violations or dangerous condirions, and have utilities tumed on or off. <br />Although Lender may take action under ttus Section 9, Lender daes not have to do so and is not under any <br />duty or obligarion to do so. It is agreed that Lender incurs no liability for not taking any or all acrions <br />authorized under this Secrion 9. <br />Any ainounts disbursed by Lercder under ttus Secrion 9 shall become additional debt of �ormwer secured by <br />this Seeurity Instrument. These amounts shall bear interest at the Note rate from the date of disbursement <br />and shail be payable, with such interest, upon notice from Lender to Bonower requesting payment. <br />If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If <br />Borrower acquires fee ritle to the Property, the leasehold and the fee title shall not merge unless Lender <br />agrees to the merger in writing. <br />'!0. Mortgage Insurance. If Lender required Mortgage Insurance as a condirion of making the Loan, Borrower <br />sha11 pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the <br />Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that <br />previously provided such insurance and Bonower was required to make separately designated payments <br />toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage <br />substanrially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to <br />the cost to Bonower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer <br />selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall <br />NEBRASKA-Single Famity-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />VMP � VMP6(NE) (1105) <br />Walters Kluwer Financial Serv(ces Page 8 of 17 <br />