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<br />" . , . ` � TOC£THER��7TH all thc impr�s�•ertKnt,no��or hemsfter ererted on the prapem. •rnd all rasement,.appurtenance+.and � ' ` t
<br /> , . l � fi!cture+ na�� „r hrrwfter a p:ut uf the pruprrty. All mPlacemetuti and addition. ,haU ahu hr ro�ercJ b}• Ihis Securit}� ; , ��� .
<br /> Inurument. All uf ihe futrgoing i.refrrrc�i to in thi+Serurit� Inatrument ay the'Pn�pert��." ��` ` ''
<br />--_ —�,'—; � BORRU1�t1Z C'UY�1�AtiiS that &�mns�i.EawEult} xixti of thc c.tatc hereh}•t�m�r��tif:end h;��the n�*ht tn gr-ant and - _ _ ;
<br /> � , wme� the Prc�pert}'and that the Frop�rt)' i� unencumbered, except titt en�umhrancr.uf rcrunf. Burrowcr Harrsctti:uid wilt
<br /> defend gencrall}the title to the Pmperty:tgainst all claim+and dem:ui�+.suhjert tu an}enrumbranre.at nY��rd. ' '
<br /> ,� - � .� THIS SECL'RIT1' INSTRl14lENT combine.unifom►i�n�enantc for natinn:il u.e and nun-umform co�•enant.with IimitrA
<br /> _ ��:"` _ cari;�team b}•,�uriuiiction u�rnnstimte�uniform securin•instrum�nt cur•ering rt:sl pm�rq. _. -.-
<br /> .. - L'VIFORRf COVENANTS.Borruw•er and Lender cacenant and agree:n folluw.:
<br /> 1. Pa}ment of Principal and Interest: Prepa)�uYat aad Late Charges. BnrroKrr �hall prompd} pa} ���hen due the �
<br /> principal of and interest on the debt e�•idenced by the Note and a►�y prepayment and late ch:irge.due under the Note. , . „
<br /> � 2.�uctdc for Taxes and Iatmaace. Subject to applicabte!aw ur to a�vritten�vsiver by lxnder. Borrower�t�ll pay to • �'_
<br />' �F� � . � Lender on the day munthly paymenu are due under the No[e.until the Note is paid in full,a�um 1"Funds"1 for. tal y�y�� � - .
<br /> ` and a»e,s�nents w•hirh may attain prioriry aver this Secvrity Instrument as a lien on[he Pmpeny:ib►ye:uly lea�ehold paymenu '`f� '
<br />-� or ground rent�,on t!►e Property.if any:(ci yearly 6aiard or propert}insurance premium.,:fd1 Xearly flood insurance preauums. ._.
<br /> ` if any:�e1 yearly mortgage insurance premiums.if any:and if)any �ut►ts payable by Borrower to Lender, in accordance with ` ; . -..
<br />"`" ' • the provisiom of paragraph 8. in lieu of the payment of mortgage insutance premium�.These items are called"Escrow Items." ' ; _
<br /> - '. � - Lender�nay, at any time,collec[and hold Funds in an amount not to exceed the maximum amount a lender for a federally _ � ° '�:��
<br /> � related mortgage loan may require for Borrower's escrow account under the federal Real Estate Settlement Procedures Act of �� y'
<br /> ' ' ' ^� 1974 as amended from time to time. 1_'U.S.C. Secuon 2601 rt seq. ('RESPA"). unless another law tbat applies to the Funds •k���� "•�-•� '
<br /> �� � � :°i.�-ri..j, .:• .
<br /> �; set�s a lesser amount_ [f so. Lender may.al any time, collect and hold Funds in an amourrt not to e�cead the lesser amount. ,��.,,r.,; •,:, .
<br /> � � Lender may e�timate the amount of Fundr due on the basis of current data and rea�anable�timates of e,�penditures of future :y'f
<br /> � • � - Escrow ltems or aihess�ise in acrordance with applicable law. '_i:{t��t;,�(a �� ��
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<br /> '` The Funds shall be held :a..:,n institution whose deposits are in�ured by a federa9 a=ency, instrumenialicr, o�.-entity ,:z1�.a �,,,.;;
<br /> '����:S.E .
<br />� • �<• (induding Lender. if Lender is s�.�i an institution�or in any Federal Home Loan Bank. Lender shall appiy the Fun3s a•��Say the •.�:,�.:`��s•,,;•_
<br /> ` ,�'`'', Escrow 1[ems.Lender ma not ehar e Borrower for holdin and 1 m the Funds,annuall anal rin the escmw a:�unt,or '°�#�
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<br /> ' --- •� �• verifying the E�crow[f�ns.ucilc�ss i.ender pa}s Borrouer interest on the Fundy and applicable law permits Lender co malce sucfi � ;�;�'"__t_,_-�r
<br /> :°;.` ' a charge.However,Lu,�.irrr cnati•require Borrower ta pay a anetime charge for un independem real estate tax reporting service „ -
<br /> �;� ° • use� by Lender in c��r�aon nith this laan, unless applicable law provid�.+ otherwise. Unless an agreement is made or •.r'�•.
<br /> � i'' applicabte law requires i�erest to be paid.Lender shall not be required to pay Barrawer any interest or eamings on ttte�unds. �u� �..
<br /> '' ,'r�` Borrowcr and Lend�r rr�ay agree in writing,however, that interest shall be paid on the�unds. Lender shatt give to�rrower, _
<br /> � without charge. an annual accounting of the �unds, showing crediGs and debits to the Funds and the purpase for which each •� ��'��:� . �` �
<br /> � � � debit ta the Funds�vas made. 't'he Funds are piedged as additianal s�curity for all sumr secured by this Security Instrument. -'���;,�.;��;;'��'�'�
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<br /> r ;,;�>,;�. .• �� If tF..e Funds hetd by l.ertdgr exceed the amounts permitted to be held by applicable law.Lender shall account ta�asrower r; 'l�` �,
<br /> -'3 `�ki'� for the excess Funds in aecordanor vvith the requirements of appticable law. If the amount of the Funds hetd by Leada at aay ,`�;��f;,`����,+_.7'
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<br /> `�.•' :. . ` �. .._ time is not sufticient ta pay the Fscrow Items when due,Lender may so natify Barrower irr writing,and,in such case Borrower : ,. :x.:;
<br />- ` ' . � shall pay to l.ender the amount necessary to make up the deficiency. Borrower shall make up the deficiency in no more than '�`: "+�!�- .
<br /> �? � .. � ; twelve monthly payments,at Lender's,ole discretion. .�
<br /> %�>-.. � Upan payment in full of all sum��ecured by this Secarity Instrument, t.cnder tihall promptly refund to Borrower any ;'��
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<br />-`;,' • '�;i,:,•,:;;: �- Funds held by Lender.Tf,under paragraph 2!. L.ender shall_aquire ar sell the Property.I.ender,prior to the acquisition or sale : �,Er��
<br /> �'1% of the Pro ert Shall ! an Funds hetd b Lender at the time af ac uisition or sale ac a credit a ainst the sums�cured b '�� �
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<br /> �t , `` : ' this Security Instrument. - ,-::�:,`-
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<br /> ;' y z , � 3.Applicatton ot Payments.Untess applicable law;.•�SV ides otherwise,aU payments received by E�der under paragraphs • '.�,, ,
<br /> �f���'4 � ' i and 2 shall be applied: first. [o any prepayment charges due under the Note: second, ta amaun�s payabte under paragraph 2: �.�� �+a �"'
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<br /> third,to interest due:founh,to nnci al due:and lart.to an late cha es due under the Note. �%�'����u;:, •
<br /> <r } ` P� P Y r5 :�;;,y;
<br /> ;. � � . : 4.Cha�es: L[ens. Barrower shal!pay all taxes, a.sessment�c,charges.6nes and impositians anributabte to the Pcoperty ''' �.'�t'��'-.^�.';
<br /> ��� •� � ' ��•t� which may attain priority over this Security Instrumcnt, and leasehold paymentc or ground rents, if any. Borrower shall pay � +�� "
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<br /> ;•f`. ,, • .'� these obligations in the manner provided in paragraph 2,ar if nat paid in that manner.gorrower shall pay them on time directly . . :
<br />`,..;; .� . � � � j to the person owed payment. Borrower shall promptly fumish ta Lender all notices of amount.r to be paid under this paragraph.
<br /> • �� �i iy..; � ' If Borrower makes these paymenes direcdy.Borrower shall pramptly fumish to Lender receipts cvidencins the payments. �; ,;;f,.. `�"
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<br /> =•:•;` , .*��.�rrower shall prompily disr��.ar�e any lien which hac priarity over this Security lnstrument unless$onawer.(a)agrees in ;_,,�,�•��j�,c: :
<br />_ • • writing ta the payment of t�e obligation secured by the lien in a manner acceptable to I.ender,Ibl contest�s in good fa�th ihe lien ::;f i�.�'.,
<br />_=���, �• � by. or defends against enfi�rcement of the lien in, legal proceedings which in the Lender's opininr n�erate ta prcvent the , :.+' �
<br /> enfa:otment of the lien:or Ic)secures from the holder of the lien an agreement ratisfactory to Lender su6ordinating the lien to � �'c,:,�;;'�4`: �'.
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<br /> �;� i • this Se�curity lnstrument. If Lender determines Ihat any part of the Property is subject tu a lien which may attain priority over „�+i•'�.r.:�,��.�;,. ,
<br /> _fs :;:-t;,i�,�°;:?, .
<br /> this S�curiry Instrument. Lender may give Borrower a notice identifying the lien. Borrower shall�atisfy the lien ot ta6e one or �;;�
<br /> • .;r:�'s�'1
<br /> t;.;, : more of tite actions set forth atrove within 10 days of the giving of noticc. � `'' ^`�'
<br /> �'i•f.. Form 3028 9190 '
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