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r 20�20134� <br />� <br />(C) "Lender" is BANK OF DONIPHAN <br />y Lender is a CORPORATION <br />1 organized and existing under the laws of THE STATE OF NEBRASKA <br />T <br />Lender's address is P 0 BOX 270, DONIPHAN. NE 68832-0270 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is WEST GATE BANK, P 0 BOX 67069, LINCOLN. NE. 6850E7068 <br />(E) "Note" means the promissory note signed by Borrower and dated 02-13-2012 . The Note <br />states that Bonower owes Lender NINETY THOUSAND AND N01100 <br />Dollars (U.S. $ 90,000.00 ) plus interest. Bonower has promised to pay this debt in regulaz <br />Periodic Payments and to pay the debt in full not later than o3-01-2027 , <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />� Adjustable Rate Rider � Condominium Rider � Second Home Rider <br />0 Balloon Rider 0 Planned Unit Development Rider � 1-4 Family Rider <br />0 VA Rider � Biweekly Payment Rider � Other(s) [specify] <br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similaz organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, <br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine <br />transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, awazd of damages, or proceeds paid by <br />any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ri) condemnation or other taking of all or any part of the <br />Property; (iii) wnveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and/or condition of the Properiy. <br />NEBRASKA-Single Femily-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />VMP � VMPBINE) (11061.00 <br />Wolters Kluwar Rnancial Services Page 2 oi 17 <br />