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20�20i34� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contai�aed in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Q (Sea1) <br />MIC A. SMITH - orrower <br />(Sign Original Only) <br />_���// . � ��!//�/� <br />��" - - - — -i <br />[� Refer to the attached Signaturc Addcndum for additionat Narties and signatures. <br />001122851729 Citibank 3.2.53.12 Va <br />NEBRASKA Single family-Fannic Mae/F'reddie Mat UNIFORM INSTRUMEN7 WI1H MERS Form 3028 1/01 <br />VMP �A� VMP6A(NE) (i105).00 <br />Woltcrs Kluwcr fin�ncial Scrvices Page 16 of 17 <br />