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<br />21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" are those substances
<br />defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following
<br />substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides,
<br />volatile solvents, materials containing asbestos or forn�aldehyde, and radioactive materials; (b)
<br />"Environn�ental Law" means federal laws and laws of the jurisdiction where the Property is located that
<br />relate to health, safety or environmental protection; (c) "Lnvironmental Cleanup" includes any response
<br />action, remedial action, or removal action, as defined in Environmentat Law; and (d) an "Environmental
<br />Candition" means a condition that can cause, contribute to, or otherwise trigger an Environmental Cleu�up.
<br />Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous
<br />Substances, or threaten to release any Hazardous Substances, on or in the Property. Borrower shali not do,
<br />nor allow anyone else to do, anything affecting the Property (a) that is in violation of any Environmental
<br />Law, (b) wliich creates an Environmental Condition, or (c) which, due to the presence, ase, or release of a
<br />Hazardous Substance, creates a condition that adversely affects the value of the Property. The preceding two
<br />sentences shall not apply to the presence, use. or storage on the Property of small quantities of Hazardous
<br />Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of
<br />!he Property (including, but not limited to, hazardous substances in consumer products).
<br />Borrower sliall promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit or other
<br />action by any governmenial or regulatory agency or private party involving the Property and any Hazardous
<br />Substance or Environmenkal Law of which Borrower has actual knowledge, (b) any Environmental
<br />Condition, including but not limited to, any spilling, leaking, discharge, release or threat of release of any
<br />Eiazardous Substance, and (c) any condition caused by the presence, use or release of a Hazardous Substance
<br />wliich adversely affects the value of the Property. If Bonower Iearns, or is notified by any governntental or
<br />regulatory authority, or any private party, that any removal or other remediation of any Hazardous Substance
<br />affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in
<br />accordance with Environrnental Law. Nothing herein shall create any obligation on Lender for an
<br />Environmental Cleanup.
<br />Non-Uniform Covenants. Bonower and Lender covenant and agree as follows:
<br />22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration followittg
<br />Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to
<br />acceleration under Section 18 unl�s Applicable Law provides otherwise). The notice shall spe�ify: (a)
<br />the default; (b) the action required to cure the default; (c) a date, not less than 30 days from the date
<br />the notice is given to Borrower, by which the default must be cured; and (d) that failure to cure the
<br />default on or before the date specified in the notice may result in acceleration of the sums secured by
<br />this Security Instrument and sale of the Property. The notice shall further inform Borrower of the
<br />right to reinstate after acceleration and the right to bring a conrt action to assert the non-existence of a
<br />default or any other defense of Barrower to acceleration and sale. If tha default is not cured on or
<br />before the date specified in the notice, Lender at its option may require immediate payment in full of
<br />all sums secured by this Security Instrument without further demand and may invoke the power of sa.le
<br />and any other remedies permitted by Apglicablc Law. Lender shall be entitled to collect all expenses
<br />incurred in pursuing the remadies provided in this Section 22, including, but not limited to, reasonable
<br />attorneys' fces and costs of title evidence.
<br />001 1 2 2851 7 29 Ci[ibank 3.2.53.12 V4
<br />NEBRASKA-Sirtgle Family-Fannic Mae/Freddir. Mcc UNIFORM INSTRUMENT WITH MERS Form 3028 1l01
<br />vnnp c� VMA6A(NE) (1705).00
<br />Wolters Kluwer financial Services Page 74 of 17
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