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<br /> -�� TOoBTHBR W1TH�ll the impmvmtentx now ar herc�her rrectr�l on t!u property,ancl rll e�semenu�, appurtenances, and
<br /> ""� fixtures now or herexfter a part of �he pro�erty, A!1 rrpiwcrmrntM ei�l w�klitlonx ehAll al�a be coverul by this Sceurlry
<br /> � Insuument.All of the fo�e��ia�1�referral tu in thir Sa:urlty hu�uument�the"Pnq�erty," `-
<br /> BOkROWBR GOVBIVANTS tlwt Bormwor(�I�wNlly xel�ed oF iha oMt�le het�by conveyed And has the right to gnu►t swd
<br /> a coavey che Propeny And�h»e thC Propeny ia unern;umF�ral� CAL'C(1t GIP CIM�:UI11I1fKt1CCA Pf CtCOTQ. Barra�ver warrants and will
<br /> -� defend generally the dtle ta the Pmpeny�gNiru�t�U cl�lnu�Mrwl eknu�twlr,MuhJa:t tn wny encucubr�nces af record.
<br /> — TH1S SECURITY INSTRUMBNT ccxnbin�unlfi►mi u►ven+uur f�►t tuidi►nrl uxe�uxl n�►n-uniform cnvcaants with limited
<br />_ vuiAtions by Jurisdlct�on ro coastitute a udform�cudty(nruument awrtin�rexl pmpecty.
<br /> UIVIPORM COVENANTS. Borrower Atd Laxler cuvotu�nt�I RY�ee��"��°Ww' ahen due the
<br /> 1. PaymeM ot Princlp�l and Intaraq �M7� �nd L�1� Ch�r{�� Born�vwer xhsll promptlY PaY �:
<br />•��,eV:p�• �t..___..� 1�w �l M� •_
<br /> rf ,. ptincipui oi xuu uuc�ca►0«C..W,�:....c�lders__by t!!e Note wnJ�ny pcer�yment R�xt ixte chx�Qea due under che Nota �.-
<br />'::;�"�`: 2. Funds[or T�and Ineur+u�ce. SubJxt w anpticable lww or to w wdtten wxlvrr hy Lender, Bonower snat�pAy co
<br />--. Lender on the dxy monthly p�yments arr due under the Nate,undl the Nnte ie pKW in Cufl,x uum("Fundn")for:(a)yearly taaes
<br /> ---= aud uccess�pents which m►y atu�ia pdodty over dds Secudty I��stnunent�r x Uan on the Propeny;(h)Ye+►rly leasehold paymettts
<br /> -:;�� or grawad rents on the Progeny, if any;(c)Yearly tuuArd cr pn�perty inxur�nce prcmiuma;(d)Yeuly flood lnsurance premiums,
<br /> ;�,<,�: if any� (e)Yearly mortgage insurance premtums� if k��y; atul(�wny sutnx�ywhle by Borruwnr to[.es�ior, in xccordau�ce wlth
<br /> -= the provisions of parngraph 8,in lieu of the pwymept of mortQAQe inuuntt�:e premlum�.Th�rO�tetn��re c�1����row Itoms."
<br /> I,eader may, at any tlme, callxt u�ui hold Funcis in An xmount iwt tu exexecl the nu►ximum wmount a lender for x federally ,
<br /> nlated mortgage lwut ewy requin for Barrower's aK:row Account upder the frtlee[xl Rc�l Brt�k Setdeu�ent Prcxodures Act af
<br /> 1974�s amended from tiaie ro time, 12 U.S.C. Section 2601 et aeq, ("RBSPA"),unlr,w��r I�w thtt Applies to the Funds
<br /> sets n lesser wnounc. If eo, Len�der m�y, at+�ny time, colla:t�nd ho1J Fundi In�n�nxwnt t�t W exceecl the lcsscx arnount.
<br /> L,ender mAy estimAte the emount of Punds duo on U►e bASis of curnnt dxta and rr�utuibie eetlm�tee �f espenditures af future
<br /> Escrow Iums or otherwise iu�ccordxaa with�ppllc�ble low.
<br /> 'I'6e Funds shall be hsld in an insdtudon whose depaslw �re lnnuured by x faknl �ency, insuumeaality� or ent�ty
<br /> (Inc�uding L,endar,if Lender is such�n insdtudon)or in Rny Palentl Homo Lo�n B�nk.lxixlcr�11�pply tlu�unds w pay thc
<br /> .� �� �y«�, ttrder may mt chuge Borrawer fat holding xnd Applyin�the Punde,Knnwilly�lyziu�tl�e aemw�ccount,aT
<br /> — verifying the Escrow Items.unles�Lendec p�ys Bormwer interast on the PutK1s�nd�ppiicxni�i�w pc��3►:3..:�r�;,s tc m��`'-�
<br /> s charge. H�wever, Lerxler mmny requln Bormwer to pAy K one•dme ctuu'Ke for Kn itKtepetKknt re+�l ext�te wc reportl°�s�'1�
<br /> usod by Lender in counecdoa with this lw�n, unless Applicrble 1Rw provider utherwi�e. Unle� an �roaneac ie ro�de or
<br /> -- AppIICADIC lYw tCtjuiicei iuieic5i.:.�:.���.'�'"!"*�h*t1 me he reauired to p+�y Borruwer u►Y intere�t or e�rala��on tbe Pw�da• _
<br /> - Bnrrower and I.ender may xgcee in wrldng�tawever, that interest ehxp be E►Kid un the Pund�. I.eader�lt�t��wbich eacL
<br /> � wit�wt clu�rgc� �a annual accoundng of thc Fw�de, s1�awlnQ craflta� u�d ckbiu u� t!w Fu�xla�uxl the pucpu
<br /> debit to the PuMs was mede.Tha Funds iue plalQed�s rddidonxl�ocurity for�11 1 c�i�bl��Leu k��11��irc^.YoIunt�wer
<br /> If the Puads held by I.ender eaceod the�mounts pem�ltted to be held by app
<br /> � for the excess�nds in accocds�nce with t�a�Quimnents of epplic�ble law. If tbe rmcwnt uf 1bo Pttt�held by Leadet at any
<br /> _.; time is mt suffictent to pay�he Bscrow Iteme�un tho ckflciC�ncy Bn�rrawer��ll einxke up the deAcloncy�la no m tUau
<br /> -: aball pay w Lencler tlu�unount necessAry
<br /> � twetve monthlY p�ymems. u 1-enider's sole dlsccetion.
<br /> � tJ p on payment ia full of all sums aecuced by thie Sa;ur[ry Instrumept, I.encler atuill peumlxly r�4Wnd w Horrower�ny
<br /> ' Punds held by L.ender,lf. wWer pAragt�ph 21,Lender�11�cqulro or sell the Propeny,I.,�n c l er,p dar ta t b e�c y uiddon or sale
<br /> uf tbe Pmpeny,shall�pply ony Puixls hcld by Lender at the dme of�cquixlqun ur wda wr x cralit���1►a�t tho�u�a�oc��by •
<br /> thL9 SecurIty Instrument.
<br /> � 3.Application ot Pwyma�te•UiQes.g Applic�ble lxw pravides utherwise,�11 prymetu�raelvrd bY Lxuder under p��
<br /> 1 s�ud 2 sball bo applied: first. to nny pr�p+►Yment chruges duc under thc Note:xa:ond,co�mauna p+►Yxbk urnkr p�n�n►ph 2t
<br /> third,to intcnst due: fourth,to pdncipAl due;Rnd 11st,eo.ny l,�ee ct►ac�es due under�he N�xe.
<br /> 4. Ctu�r�a3 Lar. Bocrower sl�wll pny xll taxes� rsse�.wnenta, ch�u�es� tlne�xad impo�tidup�Klttibut�ble tc�tl�e PropertY
<br /> � which m�y Attain prlority over this Secur�ty Insttum�nt, xrd leasel�olJ p+�ymrntr or Qnwnd crnu, if�ay. Burniwe��11 P�Y
<br /> these obligaflon9ln the manner providal in paragr�ph 2,or if not pRid in thnt mnnner�Borrower aluill M►y tbcm on dme dirxtly
<br /> to the person owecl payment.Bonower shall prompdy furnisl►to I.eixler nll�xidcea uf Mcnout►ut to he pritl utwkr lhir p�r�rnpb,
<br /> If Borrower makes these pAymeats directly,Borrower shull pnxnpdy furaish t�i Leixkr rcceipt�evldetx;ity�the pKynKnG�.
<br /> — B�rrower shall promptly dischacge xny iten which luu pdority over thte Sa;urity In�tctunent unlarw Bum�wer: (M)�1{�in
<br />-==-� writing to the payment of the obligation secured by th�licn in s inamur acceptxblo w l.et�lor;(b)cuntr�t�In�xx!fMlth 1tw lien
<br />`,`;"�"'�, by, or defends �gainse enfarcement of the lien ln, legal procacltnys widch in the Le�xler'r «pinlun aprrnta tu prcvent the
<br /> v �nforcement of the lien; or(c) secuns from the holder of thn lien�ui�rc�n�eut entiafw�:u►ty to Lernkr rulxxdinNtlty{the lian to
<br />-=���� ttris Security Instrument. If i.ender detemunes thac any part uf tho Pro{�etty ie�ub,Ject to N Ifen which nu�y Ntt�ln�►rlorlty�ver
<br /> - — dvs Security Insuvment, Lender roay give Borrower a notic:e id�utifyinQ tho lien. Bnnower,�II�tixfy the Ilrn�►r txko one ur
<br />,�;`t"�1 more of the acpons set forth above within 10 days of the givi��of uadce.
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