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<br /> . =�? Begimung nith thr first t'hangr Datr.my inte�st rtux c�ilt t+a t'a�ed on an lndr�.Thc "Indrx" is • ` � ;•'.�' °�-
<br />_ • • "• thr acrrage uf intCrbank offe[ed cates for six'munth L:.S.dafler'd:tuats►inat�drposits in thr I.ondon � ;`;r
<br /> • ' ��'r' market{'LIBOR"),as published in The«'all Sttcet Jourtesl.�Titr s�t�s�.'rnt Indci�gure a��ailahlr ��� ;r�°
<br /> • � as of the first businrss daf of tRe month immrdiate�}� prcreci�in�th:cnt�:�4t�in n hich thr('hangr Date � �...,��; :-_;_�;'_::.�_
<br /> ., accurs is callad thr"('urrent Indet." �"" , '
<br /> � ` - If the indeY is no longcr a�•ailablr, thr\ote Holdnr�iti rtv.s��e�x rtec� lnde.r• that is basrd up�m ��` , , ;�° = "
<br /> '_ � comparablr information.The\otr Holdcr�vill gitr mr noii�e of cks choicr. •`' �• �
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<br /> • • - (C)Calculation af Cbanges • �"�'���'• _
<br /> � . ' Before each Change Date,the 1Tote Holder esill calcutat�my-.�ten intrrest rate bp adding ;`;:���'�-:;�::� _
<br /> y' F f VE AND 75/100 P���PsC P��r�'�S}� 5.750 %) � the ' . .•;J t.
<br /> ��= Current Indes.The\ote Ho(der cvi l l then roun d t he resv t*.�f�t h i s a d dition to t hr n r a r r s t o n e'e i g h t t►o f ` r,_>
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<br /> �:�; one percentage point(0.125%�.Subject tu the limiss stated in S�.'tion 4{D)belocv,this rounded amount � ` ,al.,,:-
<br /> - ' will be mq new interest rate until the next(�hange Date. : •���„'•,� `�
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<br /> ��;�, .. �.�` The I�nte Holder�cill then determine the amount of the monthly payment that would be sufficient � ��'.t*�',-`.•��
<br /> '- ; .. •.} to repay thr unpaid principal that 1 am espected to one at the Char�ge Date in full on the�iaturity Date . � ;.° '�k. ,•_;
<br /> •� at my neN interest rate in substantially equal paymenu.7'he result of ttis calculation cvill be the n�w . . -•.�.,>:`
<br /> � ' amount of my monthlp payment. : �
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<br /> ��' (D}Limits oa Iate�rest Rate Cb.awges :����
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<br /> • •Y The inte�ast rate I am requis� to pap at the first Cliange Date �ill not be greater than '"t,• :� � �{;
<br /> 13.200 °�orlrssthan 10.200 `�. �►���r. mp intrrest rate nill :''"" ;
<br /> ' '•.' �_� _;
<br /> �' ne�•er be increased or�a•r_r.�sed on any single Change Aatd by mote tha�on�percentage point�1.0"!) ':� + �'p':�:�-
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<br /> ':� from the rate of intere�-t I ha�•e been paying f•ir the preceding six months.it�-interrst rate�eill never he yy;�, �":f'i:
<br /> . � rr���s,
<br /> greater than 16.200 %or lesg than 10.200 `�• ` :
<br /> � � �} . (�)Effective Date of Chaages '�� � .��.
<br /> � •�. h1y new interes[rate will become effecti�•e c�c each('hange Date.l wiU pa.3 thear*�ount o!my ncw ' 2--:
<br />-- �- ��-=-°� rnonthly paqment brginning on ttse�rst monthl}�;::;ment date after the Chan�Date�htil theamount ,__ �___ ?��=
<br /> r'� � of my�manth!}�paYment changrs again. � � .. . _;:.='�
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<br /> ` - ' lF)`�Yice af Changes . � ... . ,�'�=a-r.
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<br /> � � '. � The Note Holder c�iil deliver or mail to me a notice of any changes in my interest rate and the tri:� '_:..�`"�
<br /> ' ' � ` : '��s �' amount of my monthl�� ,-a3yment before the effective date of any chac�;. The notice �vill include °,:'s•t��r�i�}F� _ ' :�
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