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<br /> S. }�� w. prope�ty iawe�pce. Bomower ahul kap the improvements naw exlstinR or hereafter erccted on the
<br /> property insured�g+�inst los�by firc.hr+z�rda included withln the term "exte�xled cover�e" and �ny wher haz�rds, inclu�in�
<br /> tloocls or tlooding, for which l.�nder rcquircs in��rance. This insurence ah�ll be maintdried ln ihe uraunta�m1 for the periods
<br /> th�t Lender roquirce.Tha inwrnnce caMer providfng the insuru�ce sl►�ll be cNo�en by Borcower wbject to l,et�dor's�pprov�l
<br /> which sh�ll not be unreawrubiy withheld. !f Borcower faile to maintain coverage dacribod above, Lender may, �t l.ender'�
<br /> option,aMdn cover�ge to protxt Lendcr's rights in tha Pr�operty in accordu�ce with pua�r�ph 7.
<br /> AU insurance policia uxi renewals eh�ll be�ocept�ble to Lender sirid shall iacluda�et�nctard mortgago cl�use. Leixler
<br /> shall have�he right to hold the policia ux1 renew�ls. If Lender c+equires,Borrowor shdl promptly glve to Lender tll receint�of
<br /> paid premiums and renewal notices, in the event of loss,8orrower shall give prompt notia to the insur+u�ce curier+nd l.c�xler• _
<br /> L�nder may make proof of los�if nat m�de promptly by Borrower.
<br /> Unlas Lender and Borrowsr othecwise agree in wd[ing,inwrmr,c procoals sh�ll be s�►pliod to restonUon or repair of�he
<br /> p!Ip�Y L�l�Rl11�Ef�,ii the xeatotation or cep�ic Is ix,�,r,u«�i:,::fy f�.iu"',�iC i1"�Iw.i�'i.��'a w:.uCl�y io�.�5�iC'.r'n.�.l2':�.�f t.'!�'S!'!�On1f1(lil fl�' _
<br /> eq�air ie not economically feuible or Lenckr's sccurity would be lesaeaed,the inwrance pmceeds sh�l�be+iPPi�od ro the sums _
<br /> xcurod by this Secwity Insaunia►t, wt►aher or aot then duo. with�ay eaceas paid to Borrower. If Borrower abu�doas�the
<br /> Property,or does not answer within 30 drys�uotia trom l,ender ih�t the insur�ace curier ha+otferod to eettle�cl�im, thcn
<br /> i,ender mq wllxt the insucana pcoce�is. Lender uu►y use the�racudc to repais or ratore the Propeny or to pa;+ s+uns
<br /> ea�urd by this Secudcy lnsuumeat.whether or not thca due.Tt�e 30-d�y perlod wi116egin wbea tLe notke is givea.
<br /> YJnleu Lender�nd Borrower otba�wlae Agree (n writinB. �Y aPPlication of proceeds to princip�! shall not extead or
<br /> pastpone the doe dxe of tae moathly paymeats referKd co in puagr+phs 1 and 2 or chanae the unuunt of tho payment:. If
<br /> w�der PariBraph 21 the Pt+opaty!s acquired by Lender. Bocrorra's righc to wy insur�rx policia md ptooeeds nsulting fmtn
<br /> dam�gc to the Pcopercy prior to tht acquisition sh�ll pus to l.e�es t,m the extcnt of the swns�oau+ed by tlus Security Inmuir�rn�
<br /> immodiately�.+,rlor to the acquisition.
<br /> 6.Oaupamey,Pr�e�ervNion�Maintea�ace a�d Yr+oteetio�oP�the PropectY:Borrowa's L�o�a Appiicatlnni�•
<br /> Bamower sLull o�xuPY.establish,and use the PnoportY xr Bo�rower's priacip�l raideocx within sixty days after the executioa of
<br /> this Soeuriry [ast�umeflt and shall contiaue to axupy d�e Ptupaty u Borrower's princip�l cesidence for at teaat one ye�r after
<br />= the dAte of oocupxacy, unleas L�enckr al�e:wise�grets In wtitin6,which consait ah�ll not bs unre�+on�bly witLbeld.or unksa _
<br />= extenuuing cin:uu,stiu,�s e;ast �:hi� act �;�� p^���tr's s�ntml. Pesr±w�r .h.lt n�►r d�aaoyS damage or impalr tLc
<br /> property, ulow the Prc►per+y to deteriorue, �nr ooaanit wasee on tbe Pmgecty. Borrower shall be ia dtfault lf aoy focfeiture
<br /> . action or proceod'u►8, w�ther civil or ccimin�l,is tiegun thu in Leader'a good farh judameat ccwld ra�ult ia fforfei[ure of the
<br /> vrmxrtv ur othenvise mn't�rially f�air tl�e lka cnated�y this Socvriry Instiumeat or L,ender's securiry it�est-Sorrower m+�Y
<br /> etua such a default�ocl nuutue,as providod in puagraph 18.�r cauaing We actwa or proceeding to oc disnua►xu w'.'ut::�iug :
<br /> tl�at, in Lenc1c7's good faith determinAtiop, precludes forfeitu�oF che Bomower's interest ia ibe Pmpecty ar other m�enal
<br /> imp�irmeat of the lien cceat�d by thia Securiry Insuumeac or i.eaK7er's securiry interest. Bo�rrower sh�ll �lw be in defauit if
<br /> Bomower,during tl�ee lom�pplication proass,gave materially f�lye or inwccurato informuioa ot satement4 to i�eader(or fiiWd
<br /> w provide L.ender with wy material infom�ation)in connoction with thc loan evidenad by tbe Note,including,but not limited
<br /> to.nePresenations concerning Borrower's oocupu�cY of th�Propecty as a principal ratdeooe. If thia Securiry Insaumeat is on a
<br /> leasehold, Bocrower sh�11 comply witt� �ll the provisions of t6e le�se. If Borrower acqu�las fa title to tl�e PropertY, �he
<br /> leasehold�nd the fa title sh�ll not mex$e aiaiess Lender agroes to the merger tn writing.
<br /> 7.Protatloo ot I.eoda''s Rl�hts iu the Property.If Borrower fiil�to pesforai the covenmp md�greements ooaainod ia
<br /> this Socurity Instruaxat.oc there is a legal proceediag tttu may significandy affect I.endar's rights in the ProQectY(such�s a
<br /> pro�ding in ymkcupecy.plobue. for conderruuuion or forfeinue or to enfocr,e laws or regul�tions).tben l.eada m�Y da�d
<br /> � I.ender's actions m�r
<br /> pay for whateva is naxasuy co gmtect the valne of tLe Propecty and l,ender s righa in the�ropecty.
<br /> include WYinE �Y sums socured by � liea which has priority over thia Security Inshument. appar�r►g in caut. PaY«6
<br /> rea+onabla attomeya' feas and eatering on the Property ta m�lce cepairs.A1Wough I.ender may take actioa under this pa'�gr+ph
<br /> 7�Leadec doa aot have to do so.
<br /> M,y �mounts disb�uaod by Lender wWet this puagr+ph 7 shall become �ddition�l debt of Bormwer sxumd by this
<br /> �rity����t. Unleu,gorrower�nd Leader agsee to other tecros of pxyment.theae omovmts sh�ll bar interat from the
<br /> datc of disbursemeuc u tve Note rate end sHa11 be payable, with interac. upon notia from 1LRader to Borrower requesting
<br /> paymeac.
<br /> S.Mort�a�e Las�anee• If L,ender reqoired mo�tgags insuranoe as a condi[ian of nuking the losn secunecl by this Securicy
<br /> Insttumeat. gutroweY sLa11 pay the premiums requirai to myinuin the mongage insur�noe ia effect. If, for my nsson,the
<br /> �ortg�e insuruxe coverase required by L,axler lapsa or aases to be in effect. Bocmwer shull pay the petmiums►�e4ulnd to
<br /> obuin ooverage substana�ily oquiv�leac to tl�e mortgage insuranoa previousiy in effoct.ac n coat snbat�ati�liy equivaleot to the
<br /> oost to Borrower of tl;e moctg�ge inwnncx previously in effea. from on oltem�te mortgage insunr approvod by L.e�Jer. [f
<br /> substsmti�lly equiv�leot mortgage inwraace cuvaazze is not avail�ble.Bocrower shall p�y to Leoder each month a sum eqwl to
<br />— one-tv►�lfth of tl�e yeuly moctg�8e inwrance p�nmium being paid by Borrower when the ins�uu�oe coverage lapsed or esased to
<br /> be in effect. Lencler will accept�use and�+etain these paymeats as a loss reserve in lieu of mongige inwrancx. Loss rexrve
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