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<br /> � TOC�ETHER WI7H �M th� frt�p�rNnU now or hMMRa K�ot�d on th� prop�d all wt�rrMnto, �ppuhln��r,ts, �nd
<br /> M�turN now or h�naft�r a p�rt ot th�propwty.AM r�pl�c�n�nts �nd addkbne �htN aho b�cowrW by thK S�curh In�trum�nt.
<br /> AH of lh�lorpolnp Is rN�rt�d to h thb S�curky In�trum�nt u th�'Prop�rty.'
<br /> BOFiFiOWER COVENANTS thtt Borrow�r is YwfuNy ��I�d ol th���tat� h�reby conv�y�d �nd h�s lhe rqht io qnnt �nd�
<br /> conwy th� Prop�riy �nd thNt thr Prop�rty h umncumb�nd, oxe�t lor �ncumbr�nc�a of rscord. Borrowu wamnta �nd wflt
<br /> dN�nd ptn�r�Ny th�tRk�to th� Prop�rty�p�hst�N cl�lms�nd d�ndf,�ubJ�ct to�ny�ncumbr�nc�s of noord.
<br /> THIS SEGURITY INSTRUMENT combfn�s unNorm cown�ntt for nRtbn�l ue• �nd npn•unMorm cov�n�nte wfth IImNs �w
<br /> v1lri�tbn�by Jurkdbtbn to conetRut��unMorm ��CUrNy httrum�nt cowrinp rMl prop�rty
<br /> UNIFORM COVENANTS. 8ortow�r�rtd Lwnd�r covsn�nl�nd A9r�as faibws:
<br /> 1. Payment of PrinclpN •nd Int�r�K; Prep�ym�nt ��d L.�t� Ch�rqes. eorrowe er,�n pro..�N P�r Wh
<br /> dus th� rinclpal ot and htunst on the dsbt wkNncsd by th� Not�and any pnpaym�nt�nd I�t�Ch�rpea du�undr th�Not�.
<br /> Z. �u��do ior Taxes snd Insurence.SubJect to flppl�Cabh!aw or tv � wrNten weNer by Lender, Bor�or�� ehall pay� �__
<br /> to L�nd�r on th� dRy monthy p�ym�nt� an du�uncNr the Not�,untY th• Not� b p�ld In full, a wm("Fund�") �or: (�) yarly
<br /> tex�a �nd eassasm�nts whbh m�y �ttah prb►ky ovw this SeCUrKy In�trummt �� a IMn on ths Property; (b) yeuy beaehold
<br /> paymmte or pround rents on th� Property, M any; (c)yeary hez�rd or property Inaurenoe pnmiuma;(d) ysuy fbod hsunncs
<br /> pr�miums,N eny; p) yNrly mortp�p�insurance pnmfums, N�ny; �nd (I)any sum�pW�bk by Borrow�r to Lendsc b`ceord�nc�
<br /> wRh the provfsbna ��par�pnph 8, h IMu of th� peyment o1 mortp�qe fnaunnce premlume. Thea� R�ms us c�Md 'Eacrow
<br /> ItNr►a.' lender m�y, at any tlm�, coNect �nd hold Funda h �n amount not to �xcssd the mexMnum �mount �bnd�r for �
<br /> foderally rolated mortqape ben may requke tor BoROw�r's escrow aocount under the fedaral Rul Eshts SottNm�nt Procsduns
<br /> Act ot 1971 4s�mended kom tkne to tkne, 12 U.S.C.@ 2601 st aeq. ("FiESPA"), unfaas enothar kw thAt �pplMs io the Funds
<br /> sels � bsaer amount. If so, Lender may, et any tkne, colMct �nd hold Funds fn an amount not to eYC�ed ths Wser�mount.
<br /> Lender may e5tlm9te the Amnunt of Funds due on the basis af curcont dat�and rsasoneble estkn�tes of sxp�ndNursa of future
<br />- Escrow Items or otharwlse In acaordance wilh appl�able law.
<br /> The Funds shtN be heM in an instkutbn whoss deposNe are h6ured by a tederal�yency, hstrumentalily,or enlRy (inck,dnp
<br /> Lender, Y Lender fa suah �n fnatRutbn) or In �ny Federal Home Loan Bank. Lander ahall�pply the Funda to p�y tho Escrow
<br /> Item�. Und�r msy not charpe Borcow�r far haldhfl and appyfnG ihe Funds, annuely �ndyzlnp ths �scrow �CCOUnI, or verMylnp
<br />- ihA Escrow Itama, unbss Le�d�x pays 6orrowx Inrorest on the Funds and epplfcabls yw psrmks Lendx to mak� suCh a
<br /> charpe. However, Lender m�y requke Bonowpr to p4y a one-tkne charpe for Rn Indpendent re41 estat� t�x reportiny serv�e
<br /> used by Lender In conneclbn wkh this loan, unbss epplbabb Isw provldes otherwlse. Unbss �n apre�ment Is mad� or
<br /> applfcabW inw requkes interest to be pakl. Lender sholl not be requkod to pay Bortowet nny fntnreat or eamfngri on th� Funds.
<br /> Borrownr and L�ndsr mny agree in wrkiny, howwer, thot Interest shell be p�ld on the Funds. Lender shaY piv�to Borrower,
<br /> wilhout charp�, �n annual�coountinp of th� Funds, ehowinq cndks �nd debks to the Funds and the purpos� 1a whbh s�ch
<br /> debR to tha Funds was made. 7he Fund9 ere pMdfled as additbn�l s�curky for all auma sscured by lhc Security hstrumant.
<br /> N th� Funda hsld 4y Lendsr ucc»d the Yrtwuntu p�rmkt�d to b�h�ld by �pplica6k kw, Lsnd�r shatl accaunt to Borrower
<br /> for ths excess Funds In accordence wRh the rsqukemsnte of ippNc�bN kw. If th�amount of the Funds held by le�idor �t�ny
<br /> time Is not suff�Mnt to pay the Escrow Itwns wh�n dus, Lender may�o notffy BoROw�r In wrkin9, and, In suah uso Bo►rowsr
<br /> shRN pay to LsndM th� amount neC�ssary to mek0 up tho deffcfeRCy. Borrowir sh�N make up the def�iency in no more th�n
<br /> twalw monthy paymente, at Lenders sob dlacretbn. �
<br /> Uppn p�yrrNnt In iull of aN sums secund hy thy Sacurity Inetrum�nt;L�ndM shaA prompty rsfund to Borraxv �ny Funds
<br /> hsid by L�nder. If, undsr par�pnph 21, Lender shell scqul'� or s�H thn Propetty,L�nd�r, prbr to the 1�cqufaYbn or sew ot th•
<br /> PropKty� sheil appy ��Y Funds held by LenWr�t m� tKne oi acquisRion vr n•i�.s M 4���n sp::'sst,ths su^^s �»�sed b;!h!s -
<br /> S�curky InstNment. '� '
<br /> 3. Applicdtion of Payments. Unbss applicable law providss othsnvk�, �N psym�nts r�alv�d•by land�r undet
<br /> paraprophs 1 and 2 sheU be app�wd: iket,to �ny pnpayment cherpee du�und�r the Nots; saCOnd,to �mounta p11ylbl� under
<br /> ... � �•�wra �n r,►..n�� rMu� fnurth.tn prinobel due:and lut. to anv �ts Ohsrpes duY undsr the Notl.
<br /> Nu:�r.�r. ....� ._
<br /> 4. Cfiargea; Liens. Bonower ehiH pey aN tazos, ass�aamsnts, charpoe, finea �nd knposkbns attrbutab�e to the
<br /> PropKty whbh may attain prbrky owr thfs Security Inatrummt, �nd Iw�s�hokl payments or pround rent6,M �ny. Barrowor ahaH
<br /> p�y th�sa abligntbns In the manner provided in p�npr�ph 2, or if not pdd In that m�nner, 8orcow�r.ahal poy Ihem on tYrN
<br /> dlncty to the perion ow�d payment. Bortow�sh�tl promptly fumish to Lender aN notfces of amounte to b� pld undsr thle
<br /> �• parapraph. N Bortower makea these payments dinoty, Borrow�r ehall prompty turnish to Lend�r roc�lpts wldencinp th�
<br /> . paym�nts.
<br /> Borrowe►shsM promptly dischnrpe pny Ibn whbh has prbrily owr this Securky�Instrument unlea� Bonow�r (s)�prM� In
<br /> i wrRinq to ths payrnent of the oblipatbn secured by the Iten h �manner accepUbls to Lender; (b)contaste in pood faRh tha
<br /> IMn by, or tl�nanua a�uhet �ntoresm�nt of ths Y�n In, Ip�l prxNdings whbh In the Lend�r'e opinbn operl�te lo pyv�nt ths
<br /> a��urcemsnt ot the Ifen; or(c) secuns hom the holder of ths IMn an apre4ment s�tfshctory to Und�r su6adirntip ths Nen to
<br /> thia Securky instrum�nt. If 4ender determinec thet any part of the Propwty Is subj�at to a Hm whwh may attah priority over this
<br /> Sscurity Inttrum�nt, Under mny plvo BOrtawer i notfce IdentNyinp th�W�n.Borto�wrr she8 eatfsfy the Wm or t�ko ona or mon of
<br /> th��ctbne set(orth �bow wfthln 10 d�ys ot the pHkp of notica.
<br /> 6. HeZir�l or Property Inaurence�BorrowK shaM kNp 1Ae Improvert+snts now�xktfnp or h�rMftKlr�Ct�d on th�
<br /> . Prop�rty In�ursd �yalnst bas by fks, heiards hcluded wkhh ths tam "�xt�ndetl cowrape" �nd iny other haards,hcludfnp
<br /> tbods or tWodhp,for whbh Lender rsqukes hauranc�. Thla Insur�na sh�N be mahf�h�d In the �mountt�nd br th� p�rbda
<br /> ihat l�ndar nqulres• 71'+�haunnce cartbr provldinq th�haur�nce ahRH ba chos�n by BorcowK subJ�ct to L�nd�s approwl
<br /> � whbh th�N not be unrMSOnaby wkhhNd. II Borrow�r tatis to malntaln cownp� drtcrWd �bow, L�nd�r rny, at L�nd�r'o
<br /> � optbn,obtain cownp�to pratect Lsndsr's riphts fn the Propsrty h accord�ne�wRh�par��ph•7.
<br /> All insurance poNcfes �nd renawals shsll b� �ccspt�bie to LendK �nd sh�l! Inolud� a atandard mo�t�g�claus�. Under
<br /> , .shaq h�w the rlqht ta hold the poNclss�nd r�wals. Ii LMda requfn�,BorrowK ehap prompty atvr to Und�r all ntNpts of
<br /> pafd pnmiuma and ronewlll not��s. In th�swnt of bss,Borrower ShaN yN�promp!not�e to�the �nsunna canMr and L�nsNr.
<br /> LondK m�y rr�ak�proot a1 los3 M nCt mAd�promptly by DorcowK. �
<br /> Un4si Und�r and Borrower otherwfs� ayrM in wrRinp, insunnc� proc�eds yhAll be appiMd to restontbn a rep�k of th�
<br /> , Propsrty demaQad, if ihe restoretlon or repak b scanombany fs�aibM and LenWr's swurity Is not bas�n�d.If th�restorntbn or
<br /> �` np�k fs nat economkally feasibls or Lender's securRy would be bssened,the fnsuranca proceeds sh�M be�ppiM to the eums
<br /> -�` aecured by ihis SeCUrfly InatNment, whethar a not then due, wkh eny sxc�ss pafd to Borrow�. If Bortow��bmdona the
<br /> �ii Property, or does not answer wRhln 30 days 4 not�cs hom Lender that the hsurance carrler haa oMend to settk a c4�kn,then
<br /> Lsnder m�y Co1Mot the insurance proceeds. Lender mey use the proceeds to rsprY or restore the Prop�rty ar to pay suma
<br /> secured by thM SecurRy Instrument,whether or not then due. Ths 34day perioc3 wHl begin when th�not�Ce fs giuen_
<br /> Unless lendor antD Borrower otherwiss �pree In writing, any eppl'catlon of proceeds to prfnalpal shall not extend or
<br /> ' postpone the due date of the monthly payrnents re(erred to fn parepraphs 1 snd 2 or chanpe the amount of tM payments. If
<br /> p undM {wayrpph 21 tAe Property fs ecquksd by Lender, Borcower's rfght to any hsunnCe polfcles end proceeds resuRlnp hom
<br /> -= dama� to the Property prbr to th� acqufsRbn sh�N p�as to L�nder to ths �xtsnt of tha sums by this Seturfty Instrum�nt
<br />' I knmadMtsry prbr tn the acqukkbn.
<br /> - a_ occun.ncv. Preservatlon, M�Intenence and Protectlon of the Property; Borrower'� Loan
<br />,_� i AppllcsUon;�Leaseholda eorrower shaN xcupy, est�blish, and use tne Property �e tsoROwers princpai midanc� wan.�
<br />=a abcty clays eftor the executbn of this SecurRy Instrument and shad continue to occupy the Property as Borro•�rer's prMclpal
<br /> -� residenco for at bast one yesr eRer tho date ol occupancy, unkss Lender otherwfse eqrees In wrftiny, wh�Ch cansent sh�N not
<br />-� be unrwsonably withhetd,or unless oxtenutitinp ckcumstnnces exlst whlch ere beyond Bonower's control. Bortower shaM not
<br />.'.� desVay. damape or fmpair the Property� o�bw ihe Propsrty to detxbrale, or Commk w�ste on the Prop�rty.Bortoxer 6heN be In
<br />°`-, dehuk M eny torteRure actbn or procaodhp, whethM cNY or crMlnel,Is bapun that fn Londer's pood(aNh Judpm�nt could resuR _
<br /> '� h torhRure of th�Proparty or otherwfsa materYNy ImpaM th� lisn creited by thls 5acurky Instrumw�t or Lend�r's cwvrity IntKest. _.
<br /> ,� Ft�te.tMa(+lOS) pap•t o�6 �%� �
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