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<br /> . � TOGETFiER W(TH all[he impr�n•ements now oc hereafte P P� � ,
<br />—_ I ������� Ml4 .�r h�rwtftP� a nart ��f the nn�vertv. A!I rcpla��ement� and addrtion, tihalS :il�u be co�•ercx� by� thi> Sectuity ,
<br />— -- - - In,trununt.Atl oI thr f��rcguing i,rcfcrmd tu in this Security In,trumen[ati tha'Pr��pert�,. _—� �_ -
<br /> - BORROWER C(ri'EhA�STS that Bvrroaer i+lawfully,ei.ed of the e>tate hereby rom4�red and has the right to grunt and �. .
<br /> ° um<<� the Prupecty anJ that th� Prupert} i. unentumbered. except fi�r encumbrance,uf ru.�+zni. Borrnwer warrartts and will ° . :< '
<br /> , ;� defend grnerally the title tu thr Prupert}aQSin.�t all daim�and demanJs.subject to any en�v.^�h^�:r.ces of recorcl. , . , . .
<br /> � :-� THIS SECL'RITY lNSTRUl4lENT r��mbine+uniform coti•en:int+fi�r n:siiunal u�e xrd ne>n-u.°�s;rm rovananb with limited �� _
<br /> • j v;rriatiuns by juri,dirtiun to cun�titutc a unifurm�ecurity instntment c��vering real property. , ,, .•.
<br /> . , � UNIFORM COVENANTS. B��nox�er and Lender covenant and agree a�fotlows: �� � `' ��'•�
<br /> �,;:•.>::
<br /> . • 1. Payment of Priacipal and Intecest: PrepayTnent and Late Cha�es. 8errow,cr sh:sl'. �?7i1�F�y r^'dy u�en due the ;� , ...
<br /> `` principal of and interest on the debt evidenuxi by the Note and any prep�aym�nt and 3�::ch:uges•i'��der the'`�.e. ;( � `
<br /> 2. Funds for Ts�xes and lnsurance.Subje�K to applicabte taw�«r a�a writt�.uaF��Y;:_• L�rL'P-f. B0ITOLZ�"C 5�'.3iI `�'dt'•J3 � . :`ir;;:
<br /> Lrnder on the day monthly paymtnts are due under the Note.until the ticr�e is�aid in fi::l,a.ru.-:�"Ftr�ds")for. (a►����ti�w :''.:;i;t;'_;_
<br /> and asses,ments which m�y attain prioriry over this Security Instrument as a lien on the Pmperty:tbt}eurly IeasehoE3 pa�aien� ;' :. �r�;
<br /> or ground renty on the Property.if:u�y:lc)yearly hazard or pmpeny imurance premiucrs:(d?year{���Fa;d inscrance prerniums. �`` :i•:..i;';�'L,'if".`_
<br /> � • if any: le)yearly mnrtgage insurance premium,. if any:and(fl any +ums payah:e b_� Be�mver co Leruter. in a:.;..%rc�an:.'e n'ith .r .
<br /> . . •,t:,.
<br /> _ ',L�: the provisioas of paragraph 8, in lieu of the payment of moctgage insuram:e prem��.'�a- �lu'se it�=rrs as�e ca�����E�"=RR� IEess_" - �
<br /> ?�%� L.ender may. at any time. colleci and hold Fund�in an amount not to exceed the er.aximicr-: zmc+�r,t.a IeaL�r ii�r a fedc�Rk ,: �
<br /> _ retated mortgage loan may require for Bo:rcuer's escrow acrnunt under the federa! Reat Fstate y:'t�4:n'�re! ptt��l1��A��-'� 'r..:�:'{.�:,.,.�
<br /> • • 14'3 as amended fn�m time to time. 1?t'.S.C. Sec[ion _'60l et sey. l"RESPA"1.un:z�ar.ali`-�'.r:aw.rt'at aP�'i�tn the F�:�."s �y�z,.. �i : ._
<br /> - seFs a tes�er amuunt. If so. I_eFUier may. at any time.coitec[and hold Funds in aR;�.�u�i �v-'-sn�Q+x�i cF+�==5ser amount. ;�� , . ` .
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<br /> � • l,ender may estimate the�naurn of Funds due on the basis of current data and reas�r,aE:e es�r't�-'s n4•etpe�rtures°f�►� "' ° ' _ °''_'
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<br /> ' Escrow Item�or nthernise in aecordance with applicable law. , . �`�,:.
<br /> � The Funaf, shall be hetd in :u� imtitution whose deposits are insured by a federJ ageru:;!•. irs�crumentality. or entity ,'�_- :
<br /> :``)r• `, ,� (including Lender.if L,ender iti such an institutian)or in any Federal Hame Loan Banf:. Letuier sh.ail a�;�.the Funds to pay the . , , •�",.'• •°
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<br /> - . . ,� Escrow iter�s. Lender may�not charge Barrower for holdic�und applying the Funds.a:nually analyzir.�.tF�e escrow accaunt,or Y;�:.�:;
<br /> `4' veri f ying the Escrow Items,unless Lender pays Borrower inten�st on the Fuads and applicabie:a�a pern'it.Lender to make such � 4 � ,v,.,.,:
<br /> - " >".��-' a charge. How•eyer. Lender may require Borrower to pay a one-time charge for an indeperafers r<al.�state�tax reporting servi� ` ,_.,: •
<br /> ' �`��` used by I.endrr in connection with this loan, unlev applicable taw provid�: othenvise. Ucb:�:; aa agreement is made c-
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<br /> r � . applicable law requires interest to be paid.Lender shail n�t be reyuired to pay Sorrower any inter�t or eamin�s on the Fun��.
<br /> � � . Bar►c�wer and Lender may agree in writing, however.thas inte�st,hall be paid a��.he Funds. L,endcrshall��.�e to Borrower. }4}!� i :� , :
<br /> ` , a-it�out charge. an annual acoounting uf the Funds. +hou•ing credits anJ debit; tn:t-e Fundti an�i �e pu:pcue for which each ����,f :
<br /> debit to the Funds wati made.'i'he Funds arr pledged as additional�ecurery for all sums securrd��tk�:,5ecurity Instrument. `t�` �: ,4...�'`'„
<br /> � If[he Funds held by Lender excced the amounts permitted to be held by applicable law. I,�:n+ier shali account ta Borrawer _ _,-{f;��-
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<br /> � • for the exc�ss Funds in accord�ance with the requireme��s af applicable law. If the airtount of the Fn:�ds held by L.ender at any •,�. �,
<br /> . " tisne is not xufficient to pay the Escraw Items when due.Lender may so notify Bnrm•,�er in writing,a�,in such case Borrower . • �`�.�`, ,
<br /> sP�all pay to Lender the amaunt necessary ta make up the deficiency. Barrower shall make up thc deftciency in no more than � : _;;.:.�n.
<br /> . twelve monthly payments,at Lender's sole discretian. ••:`"_
<br /> U on ment in full af all sums secored by thi� Security In+[rument. Lender .hall pmmptty refund to Bo_►rower any :�f�N;�
<br /> P �� nc�to the ac uisitian or sa(e • -
<br /> l ' . Funds held by Lendcr.If.under paragraph 2i, l.ender shall acquire or seU thc Property.Lender,p ' •.� q :� ,;
<br /> ;-'}� , of the Property,shall apply any Fundc held by L,end�r at the time af acquisition ar rale ati a credit aguir.�t the sums securecl by . •. �.,.,,`.,,..
<br />'• i . � this Seeurity Instrument. ��;�.�; .
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<br /> � :, 3.Applir�tion of Payments.Unle�.s applicable law providcs atherwise.all pa�mentg receired Nq Lend�r under paragraphs }..•.. . ..�,�,;:•�.
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<br /> �'' ! and 2 shal!b:applied: firtit. ta any prepayment charges due under the Note: second,to amnw��s payable under paragraph 2; , �; r;. __
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<br /> • third,to intereat due: founh.to principal dae:and lati�.to any late c harges dae un der t he No te. . •• �•��. . •:
<br /> � ' 4,Charges;Ltens. Borrower shaU pay:�11 taxes. assessments,charges. Gne�a.nd impositiew�+at[ributable to the Property „_, •
<br />. � �, w�hich may attain priority over this Security ln�trument. and Icatiehold paymentc cs�mund rents, if any. Borrower shall pay :���;.• ��,.
<br /> these obligations in the manner pravided in paragraph 2.or ii'not paid in that munni�r. Borrower Sh31E pay them on time directly � -
<br /> � � � ' ta the penon o�ved payment. Borrower sh;tl prumptly fumish to Lcndcr all notices af amouma►tr h�paid under this paragra{�h. �-
<br /> "•..•����. . , • If Bonawer makes these paymentc directly. Barmwer shall promptly fumish ta l.ender receiFts e��i+.i�:ncin�the payments. .
<br /> �. ; � Bnrrower shall promptly diuharge any lien w�:�ic�a hac priority over this Security Instrument unless Bonower. (a)agrees in
<br /> ._':,� . .� writing to the payment of the obligation secured by the�irm in a manner accepis+ble to l.ender:tb>contests in ao.ui faith the lien ��.
<br /> ���•# by, ar defend�against enforcement af the.lien in. le�;a� praceedings which in the l.ender's opinian operte tu prever: the ; ,
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<br /> � � enforcement af the lien: or(c)secures from the holder of the lien an agreement+atisfactor�•tu S.�•.ndar subordimating the:aen to r.�: .
<br /> ',�i this Security In�trument. if l.ender determineti that any part c�f the Property ic subject to a lien �vhich may attaih pri�m��ae:r � . ��
<br /> :''��.'•.�: �ris Security lncwment. L.c�r�cr may give Barn�wer a notice identifying the lien. &�r.ower shull satiYfy the li�t or take on�ar �,,::
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<br /> ��,�,�,� . , . •• ��tre of Ihe actions set tort[i�bove within 10 dayv of the giving of notice. �'� - .
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