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. ,. � . .. :.�. <br /> ._.. ,, .� . _. .:. <br /> ., <br /> , ._...,�...;,,,,.;...:�,;. � .';. _ <br /> , . , ,., <br /> ., , ..:r,:�.,; ..__.:_.�...� <br /> �llCdY!".°�.�� :L.._._ _ - ----�.._ <br /> g�`�,(l�'71 <br /> TOCiBTF1�R WITH all ttx improvementa now or iureaRtr erocta!on�he proprrty,xnct a easements, appunenancas.pnd <br /> fixtures now or heruRer e pat of tho property. All repl�n�nu �nd odditions sh�ll elso be coverod by this Security <br /> Inssrumcnt. All c�f 1he foregoing iti referrai to in thic Securiry Instrument ses thc"Property." <br /> BORROWBR CY)VBNANTS that&►rmwer i�I�wfully seisal of the es��r,o hercby conveyed and ha.r tt�right to grant uxl <br /> com�ey tho Propeny and tFuu �hc Pmperty is unencumberod, oxapt far cncumbrances of mm�i.Borrower wArr+�nts aixl will <br /> defenci gener�lly the ilde ta tt�e Pro}xrty against sll claims�nd daiu►nds,,ubject to any e�cumbrs�nces of rocord. <br /> THtS SECURtTY 1NSTRUMCNT cc�mbines unffarm co�ent�nts for national use and non-uniform rn��en�nts with Umitod <br /> vari�tions by jurisdiction to rnnstitute a uniform socurity instnrment covering ronl propeny. <br /> UNIFORM COVENANTS.Barruwer und I.ender coven+tint and�gtee�s follaws: <br /> 1. p�yp�t ot pr{pdp�l waid Intereat; lh�eTMymeat �nd I.�te Clurgcs. AorraH�er shall promptlY pnY when duc the <br /> princip�l of and intercst on the debt evidenced by tho Note a�d any prep�yment�nd I�te charga due under tho Note. <br /> Z. llube[ar i�xes and i�T. a4iiju:i:iA Bj.aIIC«t:la law or to a t:rittcn Watvcr by Trntle�, Anrmwer shall pay to <br /> Lender cu�the d�y monthly paymernts at�du�c undicr�fie Nde.until the Notc is paid in full.a sum('Funds') for: (A)ye�dy tu�s <br /> ud asseasments whi,cb may sttsin prioriry over chis Sa.uii�Instrument es�lien on tt�PropenY:!b)Ye�rty leu�hold p�yma�ts <br /> or Srn�a�f mNS ar t1�P:operty,if�ny:(c)yeari�bazacd a p+�p�eny jnsuru�cc premiums:(d1 YcarlY fload inwr�rnce premiuin9, <br /> if any;(a)��rr,,ictX f;�c�rtgage insarancc prcmiums,i,1f say;szc!�ij nny surns payabie by Hormwer to C.eixler, in aacordanoe with <br /> tlae peo��zsions af�rsph 8.in lieu of the�ayrm�eat of mongage insurance premlums.'[lksa items aro callod"F.scrow Items." <br /> Lendor rtwy, at any ti,cne, collect and hold Faixls in an�mount rrat to ezceed the m�ucimum amouot a londer for a federally <br /> K��ted mnrtgage lo�n msy requi�e for Borrowtr's escrow account under the federal R�1.�state Settlen�ent Pc�ocedures Act of <br /> 1974�amrnded from time ta ttme. 12 O.S.C.Soction 2601 a srq.("RFSPA').un6cs.s an�at Isw that appliea to the Funds <br /> sets a lessec amount• if so. L�ender may, at any time, collect an�l hoW Funds in an wa�ou,�r.,rnrat a exoead th� lesser arnount. <br /> L,cr�drr may estimnte tht am�wM nf Funds due on the buis of curnarc�daia and ra�sonADOe e�Cimxe.s of expaditures of futu�e <br /> p.scrow Itnm or othcrwise in aaocdu�cc with sppliable law. <br /> The Funds stu�ll bc held in Rn institution whose deposiu an insurcd by a fed�ral agency, ircttrumentality. or mtity <br /> (includiaR[.a�der.,if l.aider is such�n institution)or in�ny�ederal Home Loan Bmk.i�erder slull apply the Runds w pey the <br /> Esc,�row 1�ns. L.a�der may noc charge Bomower for tu►Iding�nd applying�he Funda,anrn►ally amlyzing the e.+c�+ow aooatnt.or <br /> ze�y:�•�:l�.�.�:.•lturr.unl�I�M+�!•r FnY�R!,�„�►vvn'�rere�c�n d�e�L�ls ud apalir.able taw permits I.ader�m�e1:y:'such <br /> a ctwrEe. Howeva.la�xkr rnRy requita Borrower no PuY a onciarr�clu�rge fcx.�n indeperdent red e.s�a�.t�x reQurtinfi�� . <br /> used by I�ender in co�nection with this lo�n. u.�i9r.is applicabla I�w provi�d�es otlKrwiee. Unku an ��csnxment i� made or �.'�.�,� <br /> �,niicyi�te iaw reouirm imer�t to be paid,:.�:r.�:. sA:!!:�:be reguired to pay Iio•mwer any it+tercst a��t?ui;idngs on the Punds. :�+:::; .• <br /> Borrower and L�ettde�may sgroe an rvriting.tawever, thu intesest slWl oe puu on tix i•unds. ix�w:ct�i;a;t 6:.:,•w w�...N.�.., `'�� ;.�� <br /> withou��harge� �n aoewal aoocx�nting of the �u�ds,showing crodits xnd debits to the Fund.s �+nd the pirpo�e fcx which a�ch �'',;,�t <br /> .�•.rt. <br /> debit w the Funds vvas`m�de.The Funds are�led�i As addition�l security far aU sums secured by this Secu�ty Instn�nt. .. . <br /> • If the Funds held by i�der excad the am�ru.��ts permittod to be held by applicable law.L.ader ehall s000unc to Hcxmwer �'�� <br /> • for the exass Funds in a000rduK�e with the roquirements of applicabk law. If the amount of the Funds held by I.ader�t any '��`; ��- <br /> time is n�at,sufticient to p�y the Escrow items whrn due.Le�der msy sv notify Borrowa in writing. and,in such cx.x Horrowe� ,�'';:. <br /> �hall,px;��to Lenler the amount neoessary to m�lce up the defiefe�c.y.Borrower shall make up the deficiency in no mc�i�e tlen <br /> twdi�e nwrMhlY P�Y�S.at L,axler's sole discrttion. •'•`:� .;,'. . <br /> UP�P�Y� in tull of all wms saxu+od hy•this Sxuriry Imtrumau, L.ender shall promptlY refimd to Horrower aay , <br /> Funds held by I.ender.If,urder puagcaph 21.Lea�eC slwlt acqu[re or xll the Propeety,I.ader,prior w the�oqiusition or sak - <br /> of the Propecty,shall+�pplY anY Funda held by L,�nder at ttK time of�cquisition or sde a�s crodit ag�inat the aunrs stlwrod bg <br /> this Socvrity Inmumau. .' <br /> 3.Appliatbn b�1'��td.L7nless appllcabie law pruvides otherwise.�ll payma�t�roxived by I.��da under p�raat�s <br /> . 1 and 2 shall be a��cG:Rrst,to u►Y P►q�Ym�ia'i chacges due under t!K Note:secad,to�rtqunts pyab[e unda p�ragnph 2: <br /> ., third.to intaest du4;7ourth.to pdncipal due:arxi'iau,to any I�te clurges due under the Nde_ <br /> �4,�'f�lae�ee; I.kro.Borrower slull pa�y all taxes,assessments,d�arges, fines aid impositions ataibuqble to thc PropeYey <br /> whic�'�'mty�attain priority over this Security Insttuma�t,and lasehold �ymaKs or ground rars, if any.Borrowa ad�Jl pY <br /> she�e'f�ii)igations in the mmner provided in pAragraph 2,or if not pud in that ma�uxr,Borruw�er shall pay thar+on time!.11irectly <br /> ; •_� to the person owed.�►yment.Borrower shall pnamt�tly fumish to I.axler�il notias of at�ounts ta be paid under this p�rrgraph. <br /> � , If Homower malca�i�c:vt�yc��.s dir..:.tly.Sarro�.�cr sl�:l!prompt!y f�rnish to!.nxler receipts evidencing tk Qayma�cs• <br /> Boirower sh�ll prnmpdy discharBe any lfen which has priority ovcr this Sa�►rity i�ttumant unless Borrower. (s)sgroes in <br /> writing to the payma�t uf the ot►ingation socurod by the lien in a manner aa�eptabk to Lsi�der: (b)contests�n Bood faith►he lien <br /> by, or defends againsc enforoaxKr.a� of the lien in, legal pnoceedings whicA.inn'klue�.eawla's opinion c�pa�te to pn.went the <br /> enforoema�t of the lien;or(c)secut�s fco�a tkir ts�r„t,der of the lien an agrximc:nt:3aeisfactory to Ler�der subadinating the lien to • <br /> , this Securiry Instcument. If[.ender determi►tes�u�:•i,�t 9ny pan.of tho Prc�oert�s �s subjxt to o ifen which may�ttain priority over • <br /> this Socuriry Instntment,i.ender may give Borrc►+w�r a notice identifying th�licn.Borrowcr shall satisfy the lien or talcc one cx ' <br /> m�x'to.f'rfie actions set forth above+vithin !0 days of the givim.*.�of notice. <br /> ' ian++3�� s»0 <br /> , pp�2 of 0 <br />