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201201354 6. OCCIIpenCy. Borrowcr shall uwupy, extablish, and use the Property as Bon�owcr's principal rasidencc within 60 days after the execution of this Secwity Instminent and shall confinue to occupy the Properry as Borrower's principal residence for at lcast onc ycer after the date of occupancy, unless Lender otlierwise agrees in writing, which consent sha[l not be um'easonably withheld, or unless exYenuating circumstances exisf which arc bcyo�d Borrower's control. 7. Preservation, M aintenance and Protection of the Property; Inspections. Borrower sliall not destroy, damage or impair the Property, allow the Proper[y to deteriorate or commit waste on the Property. Whether or not Bon�ower is residing in the Property, Borrower shall maintain the Properfy in order to prevcnt thc Property irom deteriorativg or dea�easiog in value duc to its condition. Unless it is de[ermined pursnant to Sccdun 5 that repair or restoration is not economically Ceaeible, Borrower ahall promptly repair d�e Property if damaged to avoid furthcr deterioralion or damzge. If insurance or eondemnaYion proceeds are paid in comiection with damage to, or the takiug of, fhe Propa�ty, Bon�ower shall be�espoi�siblc for repairing or restoring the Property only if I.ender has released procecds for such purposes. Lender may disburse proceeds for the repairs and restoration in a singla paymenC or in a series of progress paymenrs as the work is eompleted. if the insurance or condemnallon proeeeds are not sufficient to repair or restorc the Properfy, Bon�owcr is not relieved of Borrower's obligation for thc complction of such repair or restoration. Lender or its agent may make reasunable entries upoe� a�d i�spections of the Properry. if it has reasonaUlc causc, Lcndcr may inspect the interior of the improvements on the Propcity. Lcndcr shall give Borrower notice at the time of or prim�to such au interior inspection speciCying such reasonable cause. 8. Borrower's Loan Application. Borrower sUall be in default if, during the Loan application proccss, Son-owcr or nuy persous or entiCies acting at the direction of Borrowc��or with Borrower's lalowledge or consent gave materially false, misleading, or inaccm-afe iuCocmation or st¢tements to Lendei(or failed to provide Lender with mateeial int'ormadon)in co�nection with the Loan. Material representations indudc, 6ut are not limited tq eepresentations concerning Borrower's occupancy of tlie Properry as Borrowcr's principal residcncc. 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. Tf(a) Borrower fails to perCorm the covenanCS and agreemeerts conta.ined in this Security Instmmcnt, (b) tlicrc is a lcgzl proceeding that might significantly affect Lendcr's intcrest in the R�operty nnd/or righ[s under Chis Security Iustrument(such as a procccding in builu�uplc;y, probate, for condemi�ation or forfeiture, for enForcement of a licn which mny a[tain prioriry over this Security Tnsnument or to enforce laws or regulations), or(c)Borrower has abandoned the Property, then Lender may do and pay for whatever is reasot�able or appropriate to protect Lender's interest in thc Pxopccty and ri�hts undex this Security Insuument, iucluding protccring uid/or assessing the value of the Yroperty, and securing and/or repairing the Properry. Lendcr s actions can include, but are not limited to: (a)paying any sums secm�ed by a licn whicli has priority over this Security insCrument; (b) appcaring in wurt; and(c)paying reasonxble aUOrneys' fees to prorect its interest in flie Property uid/or rights under tl�is Security Instrument, including its secured poSiEion in a banlcruptcy proceeding. Securing the Property includes, but is not limited fo, entering the Property to make repairs, chFmge locks, replace or board up doors and windows, drain watcr from pipcs, eliminate building or other code violations or dangeruus wnditions, and have utilities tunied on or off. Nthough Lauder may fake action undee this Section 9, Lender does not have to do so and is not under auy duty or obligation to do so. It is agreed that Lender incurs no liability Cor nol teking any or all actions authorized under this Sectioa 9. eaoiisieze eeo��siszs NE5RASKA�Single Family-Fannle MaelF�eddie Mac UNIFORM INSTRUMENT WITH MERS Form 9020 1101 VMP�y VMP6A�NE7(11057 Walters Kluwer Flnanclel Services Paga 9 of 1Y � V "