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201201354 Parcel ID Number: 40o1o03zo which currently has the address of 2220 N 3HERMAN BLVD (Sh�eetJ Grand island (CityJ, Nebraska 68803 ("Gap Code) ("Property Address"): TOGETHF,R WITH all the improvcincnts now or l�cxcafrcr crcctcd on thc property, ttnd all cascmcnts, appurtcnanccs, and fixtures now or hereafter a part of the properry. All replacements and additions sha1L also be covered by tt�is Securiry Instrument. A(I of the foregoing is referred to in this 5eeurity Instrument as Che "Property." Borrower understands and agrees that MERS holds wily legal title to the interest granted Uy Borrower i»this Security Instruincnt, but, if i�ecessuy to comply with law or custom, MERS(as nominee Por Lender aud Lender's sucecysors aod assigns) has the right to exercise any or aIL of those ir�terests, includi�ig, but�ot li�tuted lo, the right to foreelose and sell the Property; and W take any action required of Lender including, but not limited to, releasing and canccling fliis Sccutity Iustvument. BORROWER COVL'NANTS[hat Borrower is lawfully seised of the estate hereby conveyed a�d has the right to grant and convey the Yroperry and that the Yroperty is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally thc titic to tl�c Property against all claims aud dcmuids, suUjwt to any encumbrances of rern�rd. THIS SF.CURiTY iNSTRUMENT comUines wiifonn covc��ants for uational usc and non-unifonn covenants with liinitcd variations by jurisdiction to constilnte a uniform security insWment cwvering real prop��ty. Unifoi'm CoVenants. Rorrower and Lender covenant and agrec as follows: 1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower shttll pay when dne the principal of, and interest on, che debC evidenced by Che NoCe and any prepayment charges and lare charges due under the Note. Borrower shall also pay funds for Escrow Ttems pursuant to Section 3. Payments due under the Note and this Sccurity Instrumcnt shall Uc inadc in U.S. cm�rcncy. However, if any check or other instrument ieceived by Lender as payment under the Note or this Securiry Instrumeot is returned to Lender unpaid, Lender may require that any or all subsequent payments due under the Note and this Sccurity Inshumc�t bc ma�ic in one or more of the following tbrms, as selected by I.ender: (a) cttsh; (b)muney order; (c)eertified eheck, bank check, treasurer's cheek or cashier's chwk, provided a�y such check is drawn upon an institution whose deposits are iiisured by a federal agency, i�isuumentality, or entity; or(d)Electronic Funds Transfer_ Pa}nneuts u�c dccmcd received by Lender wlien received at the location designated in the No[e or a[such other locafion as may be desiguated by Lender iu accordance with tlie uotice provisions in SeeCion 15. Lender m¢y refurn any payment or partial payment if the payinent or partiai payments are insufficient to hring [he Loan cun�ent Lcndcr�nay acccpt any paymcnt or partial paymcnt insufficicnt to bring thc Loan cun�ent, without waiver of any righrs hereunder or prejudice to its rights to refiase sueh payment or paztial payments in the future, but Lender is not obligated to apply such payments at the time such payments are accepted. If each Periodic Pay�nent is applied as of its scheduled due date, Ihen Lender veed not pay inlerest on unapplied funds. Lender may hald such unapplied funds until Borrower makes payment to bring the Loan eurrent. If Borrowar does not do so within a reasonable period of time, Lender shall either apply such funds or return them to Borrowcr. if not applicd carlicr, sucl�funds will bc applicd to thc outstanding principal bnlance under[he Note immediately pxior to forec(osure. No offset or claim which IIorrower might have now or in the future against Lender sha1l relieve Borrower ffom malcing payments due under the NoCe and this Security Inst�vment or performing thc covcnants and agrcemcnts secured by this Security instrument. aauaisi�2� eeoiisi�ze NEBHASKA-Singlc Family�Fannie MaelFretldie Mac UNIFORM MSTRIIIdENT WITH MERS Porm 3�28 1101 VMP� VMPBA(NE)(1105) W olters Kluwer Flnandal Servlces Page 4 oi 1] S ��