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201201354 <br /> (C) ��LEndB�' isBank of the West, a California state banking corp. <br /> Lendcr is a corporation <br /> organized and existing under the laws of 2he State of California . <br /> Lender'S addre55 is 13505 California St, NE-BBP-LL-P, Omaha, NE 68154 <br /> (D) "Trustee" is Bank of the Weat, a California atate banking corp. <br /> (E) "M ERS" is Mortgage Electru�ic RegistrNtion Syslems, I�a MERS is a separate corporation that is acCing <br /> solely as a nominee for Lender and Lender's successors and assigi�s. MERS is the beneficiary under this <br /> Security Inetrument. MERS is organized and existing imder the Iuwc of Delttwnre, and has an address and <br /> telephonc number ofP.O. Box 2026, Flint, MI 48501-2026, teL (888)679-MERS. <br /> (F) "Note" means the promissory uote signed by Rorrower and da[ed February 13, 2012 . The Note <br /> states that Borrower owes Lender Fifty Thousand And Zero/100 <br /> Dollars(U.S. $50,000.00 ) plus interest. Rorrower has promised to pay this debt in regular <br /> Periodic Payments and to pay tlie debt iu fidl not latcr than Mareh 07., 2037 . <br /> (G) "Property" means the properry that is described below under the hending "TransFer of Rights in the <br /> Property." <br /> (H) "Loan" means thc debt evidei�ecd by the Note, plus inceres[, u��y prepayment cherges and I�te charges due <br /> under the No[e, aiid all sums due under this Securiry Insf�'ument, plus interest, <br /> (I) "RlderS" means all Riders to tl�is Secw'ity Tnstrument that are executed 6y Borrower. The following Riders <br /> are to be executed by Borrowcr [check box as npplicable]: <br /> 0 Adjustable Rate Rider 0 Condominium Ride�� � Second Home Ride�� <br /> �Balloon Rider � Planned llnit Developme�rt Rider � I-4 Family Rider <br /> 0 VA Rider 0 Biweckly Payment Rider � OCher(s) [specify] <br /> (J) "Applieahle Law" means all contro(ling applicable Tederal, sta[e u�d local sta[utes, regulatious, <br /> ordinanccs uid administrative rules and o�ders (that have the effect of law) as well as all applicable fina(, <br /> nov-appealablejudicial opinions. <br /> (K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br /> charges that nre imposed on Borrower or the Properry by a condominium associution, homeowners <br /> association or similar organization. <br /> (L) "Electronic Funds Transfer" meaus any truisfer of fimds, other thu�a t��ansactiai originated by check, <br /> draft, or similar paper instrmnent, which is initiated Chrough an electronic Cerminal, telephonic insGVment, <br /> computer, or magnetic tape so as to order, instruct, or authorize a fina�icial institution to debit or credit an <br /> acco�nt Such tcrm includcs, 6ut is not]imitcd to, point-of-salc transl'crs, automatcd tcllcr mnchinc <br /> tr�nsactions, trausfers iuitiated by te(ephone, wire transfers, and automated cleu�iughouse tra�isfers. <br /> (M) "ESCrow Items" means those items that azc described in Scctioii 3. <br /> 0001161929 8801151B2B <br /> NEBRrtSKA-Single Fam lly-Fannie M aelPreddie M ac�NIFORM INSTRU M ENT W ITH M ERS Form 302 B 1l01 <br /> VMP np VMPOA�NE�(1105� <br /> W atlers Kluw er Finenclsl 9ervlcas Pege 2 011] <br /> �\ \� y �� <br /> . F/ \ � <br /> `V <br />