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<br /> ' g�.,. �("j��� I_dAN NO. 1 5 3 s 2 t � 5 s s
<br /> THIS SECURITY INSTFiUMENT combin�a unMcxm covenante fcx ne�tlnn�l u�e arul nrur•unHorm covenante wfth
<br />: I�m(ted va�fai{ona by J�risd{ctbn ta conatftuto u un!larm socurfty fnairumnnt ccrvorinQ r�n1�troperry• --
<br /> UNIFORM COVENANTS.Bonower end Lendar covenertt end a�ae as tnilc�w�:
<br /> 1.P�ym�M of Prinaipd�nd Int�nst;PnpaymeM�nd l.�t�Cherpn�. B�rrrnniar ahall promptly paY when due
<br /> the principel d and intereat on the debt evkiencod by tha Note anci an�pr9paymAnt and late charges due under th� -
<br /> Note. ._.
<br /> Z Funds for Tax�s�nd Insunnc�. Subject to applk.�bl�law or ta a writt�tn wnivor by I.ender,Borrc�wer shall aey
<br /> to Lender on the day maMhly paymeMs are due under the Note,until the N�n4�isi pakl ki(ull,a sum(`Funds')fcx:(e� _
<br /> yeaiiy texed end ass�same�te wh�h may attaln prlc�y over thla Seaurity Inetn�mnnt efl a Ilen on the Praperty;(b)yeady
<br /> IeaseFwld payments or ground reMs on tha Property,li any;(c)yearly'�azarr!or prc��rty insu�ance premluma;(d)
<br /> yo,,,�yl1c�l:ts�roncc p�e�'slums,N any;(e);ep!!y mi+rt�ye lnsu►Anca premiums,M any;and(f�any sums payabl�by
<br /> Bonower to Lender,In accordanGe wfth tha provislons d parngreph 8, (n Il�u af thn paymeM d mortgage insu�ncc�
<br /> p�emNxns.These Rems are called"Escrow Itama."Lender may,at any timA,cal!<1at and hdd Funda In an amounc r►r�t to
<br /> exceed the me�dmum amou�a lender for a federelly related mcxct�age Ic�an may require for Brxrawar's escrax acccwnc
<br /> under the federel RAeI�state Setdement Procedures Act of 197A as amnncled ftpm ttme to time,l2 U.&.G. �2601 et
<br /> seq.('RESPA"),unlass another Iaw that applfes to the Fundx sete a It►aser amnunt,tf eo,Lender may,at ar+y tft�r�,colloct -
<br /> and hold Fu�da In en amouM not to exceed the lesser amcwnt.Lendur may estirnate the amour�of Funds dus on the
<br /> basls of current data a,.*xi reasonabte estimates of expendltures of futu►r!Escrow ltems cx dherwise in accor�lanca wBh
<br /> appllaable law.
<br /> • 'fhe Funda shall be held In an instftution rvhase deposRa are ktaurQd by a inderal ayency. InatntWnentelfty,or eMiry
<br /> pndudtn�Lender,�lender Is such en Institutfan)or In any Federel HcNne Loen�enk.Lender shall apply the Funds tA
<br /> PsY the Eecrow Itema.l.snder may not charpa Borrawer for hddinp and ePpIY►np tha Funda�a�rwaxy a�ni�tne
<br /> escrow acr.ouM,or verffyfng the Escrow Itema,unless landnr paya P.orrrnvnr fntnmat on the Funds�and eppllca�te law
<br /> p�rt�e Le�der to make such a charpa.Hc�wever,Lender msy requira Borr�w9r M pay a one-time cha�fle for an
<br /> kidepe�dent real eatat�tax�epcxting seN�e used by Lerxier in connAatian wkh thls loen,unless applicable law
<br /> pro�ridea att�an�riae.Unless an agreement ts made or appllrsble law requkas{ntarest to be paW,l.ender shall not bo
<br /> � reqt�ked to pey Bona�wer any interest or eamk�ga on tha Funds.Borrower and Lerider may agree tn writin�,howevc��,
<br /> = i{�at�sra�i s!�!f t�st��a�:tsr Fun�+s.len�r she!! e i�+�xr�?�wRr,wkhaut chame.an annual eccourrtirM pF the
<br /> Fwxle,showlng credlit�end debite to the Funds and t�purpose fcx whlah aach debit to tt�e Funds wae made.The
<br /> Funda are pled�ed as�dditia�al seou�ity for all aums secured by thla�eouriry Instrument.
<br /> Ii the Fur�s hAkl►hsy Lender exceed the amcwnta permittad to be h�kt bY�icable law,Lender shall accounc to
<br /> . �`..—J..M wn�rlwnne�uMl��ha ron��lromentc ni arvdGA p iaw.it tha amount af the Funds held
<br /> �TQW{N IUf U W tlA{�Ii�t�.`!1 M�wIO���i.w...v........ y r• - -
<br /> by L.ender at arry tlme�7s nat sufHalent to pay the Fscrow Iteme wh�n due,�ender may so notify Borrower M wrlcin0.
<br /> end,in suc;h ce�se Borravver sha!!psy to Lender the amaunt neceseary to make up the deticle�cy.Borrower shell make
<br /> up ths deHdency M no more than twelve monthlY peyme�s,�Lende�'s sde dtscretion.
<br /> � Upon paynwnt In full of dl sume secured by this Security Ineitumant,Lender sl�all promp�tly rehx�d to Barower any
<br /> Funds h�{d by Lend�'.if,under perapraph 2t,�endor sha�ll�aqukp or eell the Pro�xty,Lender,prior to the acqulsltion
<br /> or eds d ths Prop�t;l,sheN app1Y any Funds heki by Le�der at�the Ume of acqubltion or sale as a crodk eyalnet the
<br /> : sume�ecixed by thfs Secu�ity Instrument.
<br /> • 3.Applkyttion ol ihymsnb. Unleae applloabld law prc�ktes dhe�Mse,all payme�ts received by Lender under
<br /> ' ��r�eqreph Z;i����o kn�ere due•�fcwrthytp�r�Ippl duo��la�,toany late charges �d �turtder t�eote.�e
<br /> 4.C p;l.iean�, Borrower sh�ll y nll ttuces,assessme+�te�charges,flnee and ImposRlona at�rlbuteble to the
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<br /> Prope�ty may atoaln prlartty o�e� is�Securlry Inshument,and Ie�eaeF�dd paYments or�ound renis�if any.
<br /> Borrower sheq pay tltese obligatians in�the manner prt�vkled M para�aph 2,or IF not pald In that mnnner,BoROwer ahelt
<br /> PaY them on dme direCtly to ti�te person ow�d peymAnt.Borrower shall P�I�Y fumish to Lender all rwticea of
<br /> eRwunts to he pald under thfs parapmph.if Bc�rm�nrer mekas these paymente direcdy,Borrower she�l prort�dy iumtsh to
<br /> I.srxler recsipts en�tk�ncMp the(x�Ymenta.
<br /> Borrawer sha��aornpdy dl�charQo an Ilen wh�h has io�ity over thia Security InstrwneM uNess BonaMrer:(a)
<br /> h� c y
<br /> eQrees En w►Itiraq to the psymant af tho oblipatlon secured the Ilen in a manner ecceptable to Lender,(b)conteats k�
<br /> � Qood iaith the Ilen by,or de(encia apalnst enforcemer►t of the Ilan in,legel proceedinga wh�h in th�Lerxiaf's opit►lon
<br /> operede to prervent the enbrcemeM of the Ilem a(c)securee from the hdder of the Ilen en a�reernent satletactory to
<br /> � Lender subordi�tfng the Ilen to thia Securky InstnxnerK.lf Lender det�rtninea thet any part d the Prap�ty Is subJect to
<br /> � s Ilen wh{ch me►y attain�xio►ity over this Secu�ity Ir�stnxnent.Lerider may gtve Barrower e notice klentifyinp the Ilen.
<br />= BoROwer shall satisiy the Ilen or take one a more d the ectione set forth above wahin 10 days of the pivinp of notiae.
<br /> = 6.Hazard or Property Irts�aoce. Borrower sFwll koep the Improvements now e�dstin�or h�;oafter�ted on the
<br /> Prq�erty fnaured agalnat loss by flre,hezards Induded within the tertn"extended coverage and any other hazabs.
<br />= Induditig Aoods orllocxJkiO,for which Lsnder requlres(naurence.Thls Insurance shall be malMafned in the amouMa end
<br /> - � for the s that L�nder�equlres. The Ins�xance carrier pro�►fding the insurance shell be chosc�n by Borrower subJect
<br /> to er's epp►avel e�+hlch shall not be unrensonably wkhheld. If Borrnwer faNs to malMeln coverar�e described above.
<br /> Lender mey,at Lender'e option,obtain caverage to protect Le�der's r1gMs in the Property in accordance with
<br />= paragraph 7.
<br />� MESRABKA-SINGLE FAMILY-FNMA/FHIMC UNIFORM INSTRUMENT FORM��/i0
<br />= ISC/dNDTNE//0792/3028(�-001•l. PAOE 2 OF 6
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