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20�20133� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants <br />contained in this Security Instrument and in any Rider executed by Borrower and recorded with <br />it. <br />(Sea[) <br />rrower <br />• � Seal) <br />( <br />KELLI K KEIPER - Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />w1tIIeS565: <br />TTEB�$� — Siogle Famiiy — Fannie Mae/Freddte Mec UNIFORM INSfRIJMENT Form 3028 I/01 <br />GCC - G3028-18 (09/Ol) (Page 18 of 19) <br />