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20�20129G <br />(G� "Lender" is BNC NATIONAI, BANK <br />Lender is a NAT I ONAL BANKING AS S OC IAT I ON O <br />and e�cisting under the laws of UNITED STATES • <br />Lender' s address is 2 017 5 N. 6 7TH AVENUE , GLENDALE , ARI ZONA 8 5 3 0 8 <br />(D) 'Trustee"is �drew D. Romatzke, a member of the NE State Bar Assc. <br />503 W KOENIG ST, GRAND ISLAND, NEBRASKA 68801 <br />(E) '2VIERS" is Mortgage Electronic Registrarion Systems, Inc. MERS is a sepazate corporation that is acting <br />solely as a nominee for Lender and Lender' s successors and assigns. MERS is the beneficiary under tlus Security <br />Instrumen� MERS is organized and exisring under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(� "Note" means the promissory note signed by Borrower and dated FEBRUARY 17 , 2 012 . <br />The Note states that Borrower owes Lender ONE HUNDRED FORTY THOUSAND AND 0 0/ 10 0 <br />Dollars (U. S. $ 14 0, 0 0 0. 0 0 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not <br />later than MARCH 1, 2 042 . <br />(G) 'Property" means the property that is descn'bed below under the heading "Transfer of Rights in the Property." <br />(I� "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all suxns due under tlus Security Instrument, plus interest. <br />(n "Riders" means all Riders to this Security Instrument that aze executed by Borrower. The following Riders aze <br />to be executed by Borrower [check box as applicable]: <br />� Adjustable Rate Rider � Planned Unit Development Rider <br />� Balloon Rider � Biweekly Payment Rider <br />� 1-4 Family Rider � Second Home Rider <br />� Condominium Rider � Other(s) [specify] <br />VA Assumption Policy Rider <br />(� "Applicable Law" means all controlling applicable federal, state and local staxutes, regularions, ordinances and <br />administrarive rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(I� "Community Association Dues, Fees, and Assessmeats" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium associarion, homeowners association or similar <br />organizarion. <br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, <br />or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or <br />magnetic tape so as to order, instruct, or authorize a financial institution to debit or cFedit an account. Such term <br />includes, but is not limited to, point-of-sale transfers, automated teller machine transacrions, transfers initiated by <br />telephone, wire transfers, and automated clearinghouse transfers. <br />(1Vn "Escrow Items" means those items that are described in Section 3. <br />(1V) "Miccellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any <br />third pariy (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or <br />destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in <br />lieu of condemnation; or (iv) misrepresentarions of, or omissions as to, the value and/or condition of the Property. <br />N�RASKA-Single Family-UNIFORMINSTRUMB�IT DnrJYlag/c� <br />MODIFl� FOR D�ARTM6VT OF VETERANS AFFAIRS - M@�S www.docmagfc.com <br />(Rev. 1/01) Pege 2 of 14 <br />IIIIIII�III�III��IIIIII�I��IIIIIIIIII�IIIIIIIIIIII <br />