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<br /> . . TOC}ETtiF1t WI7'H all thc improvema►ts now or hereafter crectod on the propertY�and nll eu�.oc�r�ontr,�ppuctonr�s.nd
<br /> Cucturd now ot hereaftar a pn�t o'f thC pce�pertY.All roplACerrkaw snd additKx►u Rhall Klsrt�1►a eovr,ratl0y lliis Su:urlly InsUUnunt. �
<br />;;:.v:° All of the forcgoing is refcar+;�J 1a in q�is�^xurity Instrumcnt a�the"Property." —
<br />- BORR0IVER COVBNANTS that Bo�rawu is lawfuily sel�ed of tho aMpto h�nby cnnveyal and hx�the�ht w gnnt�nc1
<br /> convey che Propeaty� and tl�at �he Property is unencuml+atod, excapt far encttmbranca�of r000rrL IIcxmwa w�nwtt� �ntf wlll
<br /> � ' defend generally the 6�1�to the Property agdnst aU cl�ima�und demanda,nubjoct ta nny encumt►nu�aoa uf roccxd.
<br /> ' ••• TfIIS SECURiTY INSTRUh4F.NT' combines uni£omru oovenanle for natbn�l usc md non•uniform cc�vcaumu with pmllod
<br /> ;:`,�:;. variadons by juridicaon w consti[ute a uniform socuritY inst�utr�en�covuing r�al ptoperty.
<br />�,'t�:�,, , '" UNIFOItM COv�NANTS.Borrowr�ren�J I.enda covenant nnd egree u folbwe, when dua d�c
<br /> d��,.•��: t,Piayment nf Princ���i and In2Pre�t;�rpsymmt�►nd I.�te Ch�r�ets. Barrnwer sh�ll pctfmpllY {►NY _
<br />��y��•s N� pdncipal of nnd interest on the debt evidenced by tho Nou au►d My pn�yrt�a�t And I�ce chugw due under ti�o Nole.
<br />:-` •..*�" 2,Funda PorTaxes�tod In�urance. Sub;ect w epplic�bb law or to 8 wriqa� wdva bf La�det, Bdmwar shall P+iy 10
<br /> --`i:.'y` I,endu on thc dny montf�ly PAYmcnts ure duc nnda the Note�unW the Notc is paid in full.�sum("Funda")[or.(�)Ye�aariy laea �
<br />-,�;A:rr�►;.�.
<br />_:_�^� ;� nnd asscs,4mants which may�ttain grlarlty nvrr triis Sceurity In�t+Rt A Ilcn on tha Propaty:(t►)yeairlY k+ueiwld pYme"ts �
<br /> . .+.•,�i: or ground renas on thc Praperty,if any�(c)Yearly Nazard or pmpaty insurnncc prcmiums�(d)Ycx1Y t600d u�wnnoe poanium��if
<br /> `:�''r+,��.�;r, t any: (e)Yearly mortgaga insurAnce:premiums�if any; encl(�anY sums paYabk by Bortowa a L.a�da�in�with ihe _
<br /> � ..' provisions of pacagraPt� 8, in lieu of Nhe payment of mmrtg� insu�suioe ptemiuma.'lhex it�u �re c�►lbd "S�cmw IWnu.•,
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<br /> Lendei may,at any ume,collec�and hal+A F��nds in�n�mouni not w axamd tha muimum enwunt a lencfer(c�a feda�ily neWai
<br /> •��'� mortgage loam m�y requi�e for Aorrawes's c�:row e�ccount under Ihe�'odert�l Ro�l BaWe Settkment Arooedwbt Act of 197A as
<br /> ��%`L°" e�neadod from tlrnc to timo, 12 U.S.C.SecGan 2601 et seq. ("RfiSPA").iu►less�att�u kw tlut�ppliat b 1he FLndi�eu R la�ar
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<br /> ,��� anounG If so.Leader may, a� any dn►e�cc�lkr•t and hold���stfs �n an unount not Go eaceeed tho lasor�rnounl, i mty
<br /> .����;,}� �ttim�te the amount of FYmds due on ttie bas�x af current data and reason�bb eatimMes of expaMlwny of Wwre Bumw Ilenu c'x
<br /> --- ' othenvise in accordance with uppl�cable�ttw.
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<br /> The Functs sha�d be held in tin lnsdtubon whose de�o.�ita ero ins�ued by A fodua agcncy,inst�un►entalUy�or endcY(i�lt�n�
<br /> _�.,��;:ieY.'�' Lenda. if Lenda i.4 such an insdtudon)or in any Fcdaal Home Lain B�nlc.L,endex ahall�pQly the Funda b p�y tha B�cmw
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<br />-_`"�`A�� Itome,Lender m�y not charge anrrowcr for holding and a�pty�ng the Nunds.�nnwiiy maiy�g ii►a ascrvw iim,iiiw�vw.,yw,�
<br /> �'.' 1he I3�crow IWns,unkss L�ender p�ys Aamwa interrst on the Funds and�ppliabb Lw pem►its Lender oo make wch�chr�e.
<br />-'�:��'��°�.Y However.Lenc{er mey req�ire Borrowtr to pay a one•dma chacge fa m indq�a�da�c ral eaMe ta�c c�epanin�ravioe wed by
<br /> -- _ � I,.,••s•w+•:conne!��+en�ui�h:.��^:oan,ur�.w.,..�� sFRl�cable!pw Fxovide�ottKrwi�e.Unks��n y�roernent b m�de or�pplic�btio Mw
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<br /> - o_�,,� raquires inlur,st to be pa1d,I.ender ahail not be requ3tred W paY Borrower any inta�st a amfnge on the Fund�.Barrowcr�nd
<br />_____ --- . LGUsa m�y Agroe in writing,howcvu,that intcrest at�a1!�paid on the Funda.L�ender�11 Qive b Borrowu,withcwt chMr�e��n
<br /> ---°�� �nnwl�cxoundng of the Fwail��,siaowing credi�s and debi��ao the Funda md tho purpaa fa whkh ach debir W the Fwwls wn
<br /> __.-�p m�do.'I1te Fundt e�+e pledgod as uci�ida�al aec�rity for aU�wns securod by d�is Sacurity Inst�uma�t
<br /> - It the Funds held by LaKlc�exceed the amounte patn�tted w be held by�pplk�bb�w.Lenda tfwU�ca�unt b Batowa for
<br /> -_ the exce�pund�in�ocorda��ce with the requirements of applic�ble law.If the unount of d�e Fw�ds heW by[.ct�der�t any time i�
<br /> - -- ; not sufticient w pay the Exrow Icems whai due,l,er�dea mny so notify Barower in wrlqng,aid.in auch case Barowa duill paY
<br /> ` to L�aK{er�he amount neces�ssu:y [o make ap the daficiency. Bocrowa ehW m�ke up the defieia�cy in nu moe�e than tw�dve
<br /> �, monthlY IxY��•u I.eoder's sole discietfon.
<br /> , Upon p�Ynxnt in full of all sums srcured by this Secur�ty Instrurt�ent,L.aider�hall prompdY ref�u�d to aoROwer any Fuo�
<br /> _--�_'`— he3d by I.,enda.If.undar paragrap'h 21,LenQer shall acquise a sell tho I�apaty.L,endri�Prior b tha acquitition or We ot tho
<br /> �'��� p�o�etty� �hall�pply eny Funds heid by Le�3der at tho iirtne oi acqul4ltbn a s�le as e crodit�g�inst the aunt eocurod by tbL
<br /> � '°�� Soctuitl' Insttumet��
<br /> "� 3.Appl{c�tioo of Payments. Unless appUcable law provides otherwise,all po�ymatta roceivod by L,ardet nnder p�ra�nph�
<br /> _� 1 iuid 2 aluU be applied:Cust,to any psc�aymcnt charges due unda tho Note:exond�to�nau�ta{xyaible under pr+�aph 2�
<br /> �hird,to intaest due;foucth,to principal due; And las�to any late chsuges due unda the Noto.
<br />-`''��,�'� �1.Cl�u�ai 'Lient. Borrowu sha19 pay all taxes,asse.s.srnenu,chargos,fuks ond empositiona �tuibunbk t�o the Pnayaty
<br /> ,.::a,�,;;,;� which rruy�tWn prbrlty over this Securlry Inatrvment,and le�schold paymaits a ground renb,if any.Bancowa ttwU pt�►d�o
<br /> =;`�""� obUpation�in�ho mumer provided ln panigraph 2,ar!f not paid in that manner.Bocrower shaU pay than on dme directly to the
<br /> � __. ,
<br /> ..��;;4;.�g•-�, �xrron owal puymai� Bon+owu shall prox�npdy furnlsh w Lenda all notias of amounte w bo paW under thb p�n�rsph. If
<br /> -_°=`?,'�r��'�t,• , Borrowu maices the�o pRyments djrocdy�Horrower stlaU pmmpdy f�ua�i�h w Lenda reaipts evidarcing the payutenp.
<br />:u.:�r`_ i:��.� Bo.^�.����h."...1� �!^mptly di.sct14•oe eny lien wh�Ch has priodty ob�r thia Securlty Inst�u►nr.nt uak,s+Barowa:(�)�Oa in
<br /> :.• • _ . wridng 4o Ihe p�ymait of Ilte nbligati�on sxurrd by the lien ln a�nanner acceptabb to I.�ndet�(b)contes�in good f�ith thelkn
<br /> ' � by� a defe�ndf �grinat enforcement of the Gen in. leg�l proceedings which ln the Lender's opinfon opcx+ue to prcvent the
<br /> _�°.::•° � enforcennent ot 1he Ilen:a(c)sccures from the holdrx of the lien an agreeanent s�wisfxtory to I.enda subordinating 1ho Ilai to _
<br /> � � Ihl�Sxtufty inurumafG If L.enda determincs thut ar�y part of tt►e Propc:rty is subjoct co a lien which mey ut�iti priorlty ova thu
<br /> � ` .�� Sxurity Inbwma�t,L.ender►naY Bive Barowcr u nQtke 3denrifying the lien.Borrowa shelt sa6sfy d►o Ikx�or Iare one or more
<br /> '-• � � oF tlta�ctlon�tCt falh sbovc wilhin 10 days of thc giving oF noticc.
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