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<br /> . :,'k 'PO(3fi'I1�E3R WITH Rll thc improvemeriu now a hat+�fta erocled on the prc�paty�e�rui ali wtmenu.�ppune�w�cu. �f
<br /> Bawrq now or haeafta n p�rt aF tho p+�nperty.All rcplacementa�nd�dditions sh�l�lso be c•uvecod by thi�Sxurity Inswrnent. _
<br /> AI!of tha foro«piny i9 teterrod io in ihia Security Instrunw.nt i:s Itw"F'rWxrtY.,, ;
<br />_ ,,::;� BORROWaR CUVBNANCS th�t Bamower �i I�wfully xiu+d at tho cst�te hacby c!+nveyod rr!h�v the dght ta grant uKf _
<br /> - cpnvoy the Property and that the Propeny u uneaCUmbaod,except for encumbronces of rocord,Borrower wsurants and w[Il :
<br />'<. detanp gp�qy tho titb to the Propaty�gdnst�11 cWms and dem�,subjoct to eny e�cumbrancea of ra:ad. _
<br />_,,. . 7'HIS SBCURITY INS7RUMBNT canbincs unilorm coven�ntt Cor tuulons�l uso end non•uniform cc�vc,�wnts with limiud -
<br /> variations by juNsdictkm w consdtute a unilam socurity instrument�overing re�l property. :_
<br /> UNIFaQRM COVBNANTS.Bcxrowtt antt I.en�ka'cavcnAnt and agroa s►s foUaws: -
<br /> • � 1,Aayment of Friadpal�ed Iaterat;PrepaJ�ment�nd I.�te CIu�rRa. Barrawer st►�U pramptly p�y when due Iha -
<br /> princine�l of and intaest on tho debt nvidencod by tho Note and eny prepaymem and lwto chargos duo under the Note. _
<br /> -, � 2,�uNd�s�or Tiucea Rnd Imuranoe. Subjxt to applicabb law ar to a wrltun waivu by I.aK{er, Borrower shall pay ta
<br /> Ler�du ou r,t�cGy monthly p�.yrnenu are due unda tha Nota,until the Notc is paki in fuU,a sum('Funds")for:(a)yearly taacs
<br />_ , and ussess�►�eeac�which may ottain prioeity avex thls Socurity Instcument aa a lien on�the Proper�y:@) Yeacly lesrsehokl pymans
<br /> or groune!eents vn the Pcapaty.if any:(c)Yearly harard or prc�perty insurerta p�rmiumat(d)Yoarly flaod insur�ce premium�,if
<br /> . �nY:i�)F��SaBe insuranco premiums,if m�:�a�d(�any sums peyable by Bnerowu w Lender.in aa;aclance with the
<br /> � ' provisions of pa�graph �3� in lieu of tt►e pay►.�t of matBeBe insurmca premiums.'It�a itetn.s are called "I3scxow Items.�•
<br />� Lender msy.ae any time�coUxt and hok!Fw�ds in en oon,ount not to excood the muimum arta+�nr.r.t�?r�ader for a federally rel�ed
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<br /> .;, , . � mortgage lo�n may�oquire fa Barowa's�scrow accnunt undu thc fedaa!Re�l Esutc 5eu➢e+nnenc 1?racatures Act of 19'7A�s.
<br /> . '��.;�:� �nendod from time to dme,12 U.S.C.Soctan 2601 et seq. ("RESPA").unkas anotk�er 1aw tfu►t apQ4ocs w the Fund�sw�Aessae
<br />-. ,,;, ,;�;r • pmow�G If so. Lend�i may,at eny dcne.colkct uid ho�ld Funcis in an�nount not w excoed the le,sser iunaun� L.ender ro�r
<br /> cstimate the amount of Flamds due on the besis of cumni data aid reasonabk estimates of eapendinues of fuwre Escrow Items or
<br />'�' :� ` otherwise in�ccordanct with appUcabk l�a.
<br /> . • ,: 'Ihe Funds cf:all ba held in an lnstiR�tion whose deposits ere insutod by a feck,r�l rgency�instrumentaliry.oc entiry(includia�
<br />": t`. La►da, if Lenc�lcr is such an in�ptdon)a 1n any Foderel Homo La�Banlc.I.ender shall apply 1ho Fun�W p�y the 6.�crow
<br /> �::.�:;'��4 Itcnns.I.endec rrany nat chasge:�atrowa for holding and applyfng the Funds.ennwilly analyzing the escrow account,oc vaifying
<br />_:;�•�!+t1�,, the!�,ccmw atCrrns�uniess�,ender paye uamwer interesc on rhe Funds and applic+wle law pemuur La-,i,c�iu�r��x:.;a ci;��e.
<br />�-'r.^�<.,.��,, Hvwxver.I.er�dar m�y require Bormwu tm�ay a one-dme charge far an indepr�deat real estsle ux reporiing savice uxd b�r
<br />_',,.,,;,:::;:� • . Lenda�n cnnnecdon with this ben�iu►less.nppllcabk law prnvides ce�tR+�rwise. (Jnless en egroune��t is made or epplic�ble 4�w
<br /> _:.,•_���,,,- mx3�aira9 inuresi W be p�isl.L.endu shaU not be reQuired to t�Y Borrowcr anY int�xest or eamings nn the Funds.Borr�ower nd
<br />_w- ",4-.- Lcndcr anay ag�oe ire writing,howova,that intuest shal!S�paid on thc Funds.I.,rnder shall give to�ortawcr,witl►cavt charge,en
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<br />--=��r:,,+�� annnal accounting of tho Funds�showing crodits and dehits to the Funds and the purpose for wAic�cach debit to the Ftind.s w�s
<br />�=�,� -: mado.lt►a Funds sua pkdgod es edditional security for ell auens secund by this Security i��sWmeaat. ,
<br /> ���:r;�;" � If tha�'u�ds held by Luider excad the amounts permiued to be beld by eppliceble law,Le�nder shall account to Boimwel Frnr
<br />�y,.;:��. . the ea�o�Funds in aocordence with the rcquirements of applicabk law.If the amount of tho Funda held by Leridu at any time��
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<br />?_-_° ", . not suft'�cient to pay tha Escxow Items when due.Lender may so notify Bomowu in writir►g�and,in such case Barower�IW l P�Y
<br /> ~"'=y�� ' to I,a�er the amount nece.�y to make up the deficiency.Borrowu shall make up the deficirncy ln no mae than twelva =
<br /> -�..o�`� monthlY PaYma�ts,et I.ender's soie di�cred�on.
<br /> �i�'�� �� Upon payment in full of all sums socuced by this Security Instrument,L.endu shall promptly refund to Borrower any Funds
<br />_�"="l:w'� • Property Lender,pcior W ehe acquisition or salo of�he
<br /> _ _,= held by Lendcc.If,under paragnph 21,I.tnder shall acquire or scll the ,
<br />-�_ ��:,;� Pcoperty,shall apply any Funds held by Lender at the time of acquisiaon or sala as a crodit against thc sums secured by�his
<br />=:°M,;,��;'° Security InswmenG
<br />_=j r�:�; 3.Appllc�tioo uf P�yments. Unless appGcuble law provides o�herwise,all Fayments received by I.endu under paragraphs
<br /> 1 and 2 shaU be appliod: first,to any prepayment cherges due under the Note;socond,to am�uncc payabk under par�graph 2;
<br />�e.��' :_ third�w inteleat dno:fauth�w principel due:end la�t,to any late charges due under the Note.
<br />=�.s 4.Ch�r�es;Lkne, Bomowrr stwll pay ell texes,assessments,charges,fines and imposidons auributable to the Propat3+
<br />'��'� which may attain prioriry over thls Security Instrument,and iea�.hold paymcats or ground rents.if ony.Borrower shall piy these
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<br /> -c;�.x.�;A�..�� ' obllgationa in the manna provlded in paragraph 2�or if not paW in that manner.Borrowu shall pay them on pme d'uccfly Lo tho
<br />-� �•� =�^ `' ' person owed payment.Borrowa shall prompdy furnish to Lenda all nodces of amounts to be paid under th�s parugraph,If
<br />%''';�,,.��'r� Bozrowu malces these paymer�ta directly,Bocrowu shall promptly fumish to I,e�du roceipts cvidencing tho payrncnts.
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<br />`L ' '.•��.; ' Borrower shall promptly discharge any lien which hag priority over tbis Security Insnument unless Horrower:(a)agrees in
<br /> ": , .:�.4 � wriling to the payment of the ob6gabon sxured by thc lia►in a manna acceptable to I.encler:(b)cnnusu In good fait�the�en
<br />'� � � by, a defe:nds against enforcement of the llen in, legal proceedings which in the L,�nder's opinion operate to pnvent�he
<br />_' �''��1 � eaforcement of thc licn;or(c)socures [rom the holdcr of the llcn an agroement satisfectory to I.enc�u aubordinatinng dk lien w
<br />�"' %""���� � this Security]nswment If Lcnder detem�4nes that any pa�t of the Pro rty is sub' t to a llen which ma attain priority over�his
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<br /> r �'°��`:�'�° Secwity lnstrurncnt,L,ender may give Borsowu a notice ident�fying t�he Gen.Borrowu shell satisfy she lien or taka one or mwrE
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<br /> ; �,,�-,;ys'.s��, •,j oi Yhe actiron�set forth�ve+xithin 10 days of thc giving of notir.e.
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