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<br /> - . 'fOOBTHER WI1'H aU thc improvcment�nc�w ar hereafta at�ctod on tho propertY�and ell e�+ert�env�npptutenu�ccs�uid °
<br /> ,� fixtures now on c�rcuftcr a psut of Ihe property.All rcplacemcnts and additions shnll also bc covertd by this Sa:urity Inawment. -_
<br /> All of the foccgoi�g is rcferrod to in this Socuriry Inswmrnt t�s the"PropatY."
<br /> �`�'� DORROWSR COVP.NANTS�hat Borrowa is lawiu:ly seised af the estate hueby conveyed and hag�he ci8ht to Bron�and
<br /> --�■ comey the Property end that the PropertY is unencumbaod,eacept for encumbrances of rocord.Bocrowu wurants a►d will
<br /> - defrnd generaUy the title w tl►e Proputy aSainst tll claim�end demands�sub,�OCC to any eacumbranas of rocord. --
<br /> THIS SECURTfY INS'IRUMENT combines unifomi covc�ants for nadons� usc and non�uniform covu►ants with limitod
<br /> variations by jurisd�cdan W constitute a uniform securitY!►�saument covaing real propeRy. �
<br /> Y°',='., IJIVIFORM COVENANTS.Barowu end Lenda cove�ant and agroe as follows: w� duo ihe
<br />-�;-�,:. 1.k�yment of E'rindpal�nd I�terat;PrePAYment�nd I.ate Ch�rges. Borrower shall PromPaY PaY
<br /> .,�. principal af and ineuest on iha cieHt evideaced by:tsc Note�.d�.��re�ZSYcn'at rs�d lat�ch�!'ges du°under the Nate.
<br /> ''�'�'" 2.Fuada tor T�xes pnd Insur�aa. Subjact to appli,cabSe 1�w or to a written walva by L,e�der. Borrower st►all pay to
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<br />'."���� Le.nder on the day manthlY p�Ymeets ero d�e uncia the Nou.until the Nw�e is paid in full,a sum("Funds")for.(a)y�ly tsoces _
<br /> •-;°;•.;_:� kagelwld p�yrna►ts �-
<br /> .n.�� end assessments which may ulain priodly ova this Socur'sty Inslmmsnt as s lien on the PropeitY�(b)Y�Y lums,if
<br /> -_-=_°� or ground reau nn the Prope�ty.if anY���)Yearly hrza�d or Fsc�.+er1Y insurance Pnmiums,(d)Yearly flood insurnnc�prem
<br />�sL:.� �ny;(�)Y�IY�►B�a insuranca premwms.if anY: and(i�amy sum.s payebb by Domowu oo Lcs�dcr,an accordw�ce with the
<br /> pmviRions of peragcaph 8. fn lieu of�he pnyman of mo�ga insurAr�ce Pren►iums. 11xae iums aro called "fiscxow Itam�."
<br />-:y`�''� L,endc,r msy,at any time,colkct and hold Funds in a►r�amount not to excoad the maximum nnwunt a lender�For e federelly ralated
<br /> mortgage loan may re9uire for Barcowa's ex�'ow eccount under the fafecal Real Bstet�e Settlement Proccdurp Act of 1974 u4
<br />°_��� ompid�d ffirom time to time,l2 U.S.C.Secdon 26()1 et sa4- ("P.�'sSPA").unless anolher 1aw that appli�to the�nds set+a lessu
<br /> �y� amonm¢.��tuno�unt�of Funds due on thc bast�of c�+urent data nr�cl reasonabk�esntumates ofee�p�ndiWrasj�of tuuue Bscxt+�ms or
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<br /> -°:r� otherwise in ecconlancc with appilcabk law.
<br /> -_:� The Funds shall be held in an insdwtion whosc de�osits ace insurod by a fcda�l agency.i�►auumr+►t�liry,or entity(inciuding
<br />,°':� _ L,aidu,if I.enda is such an insatution)or in any�ederal Home Loan Senk.I.ender st�all apply thc Fun�1s w puY the Bxrow
<br />,.;;� - I:�ru.Lc.-sd�tss:.;ssoi whsr;t P�u,r for haldina and at�nlyinA the Fund+�ennually enalyun$ihe axrow s�cou�t,or vaifying
<br />_..-,•"`�' tbo Fsaow It�tns.unless I.ender AaYs Horroaer intorest on the Funds end�pplicabk law penn�its Lender w maice sucn R u�go.
<br /> ="`-:s t re�l estate tex reporting savice wod by
<br /> ---- HowCVer. Lenda may roquire Borrowu w p� a onGtimme charge fa sn IndoPendra► t is mnae a applk�bk law
<br /> � Laida in connoction with this loan,unksa�licable law provides othutivisa.Unkss an agceanen
<br /> __�- " requices inbaest to be p�id�l.enda shall na i�reyuited W paF narrowu acsy inter�t or ea�ings on�ha Fmuls. Borrowes and
<br /> "='= L,encler mny agra in writing�hawevcr�that interest shall be paid on tho Funds.Lender shall give W Barowex.without chuge�su
<br /> -_= annwd acoountinng of the F1mds.showing crodits and debiu to tho Funds and tt�e pucpo�e for which exch debit to the F1mds wag
<br /> -- mdo.The Funds auc plod8ed as addition�l socurity for all sums securod by this Socurity InsuumenG
<br /> �— • If tho Funds held by L,endci excoed tha amounts pamitwl t�o be held by applicabb 1aw�1.enda shall�ctount to Bormwa fa
<br /> -,�� tho caccess Flu�d�in accordance witl�tho roquiccrt�ents of applicabk luw.If the tunout►t of the Fuads fx3d by L�aida�t any time is
<br /> . not sutC�cien►co pay the Esaow Items when due.Lendu may so notify Borrowec in w r lang.and,in such a�se Haro.va sh�ll.PnY
<br /> _ to I.ender tt�s amaint nectssery tc� m�lce up the deficiency. Borrowa �hall malce up tha c�eficiency in no moca th�n twelva
<br /> . mottthlY PaYments�at I.enda's�ob dix�etioe.
<br /> � L1pon PaYma�t in full oF ctll sums securod by this Socurity Insuument,LerEda ehall pcomPtlY�efund to$omower any Fw�ds
<br /> held by Lenda.If�und�x pura�ph 21,Lender shall eccluire or sell the�ropaty�L.enda�Pria w the acquisUion cn sato of the
<br />---- Pru[x�ty. �11 ePP�Y anY Funds held by Lusder at the wme of xcquisition or sale a4 a crodit ageiinst tf�e swns �by this
<br /> Secttrity 4nsWtne�G � ma�ts toceivod by I.e�eki unda'Pturag�hs
<br /> — � 3.Appliatba o�P�ymenb. Unless epplicable law pcovldes oU�awisc.aU PaY
<br /> � 1 end 2 shall be epplied: first�ta anY P�Ym�t cherges due under the Note:socond.to amants I�yabie undu� 2;
<br /> , Ihird�to tnterest due�fourth,to Pri�cipal due: all taxes��as.y�ts,chargesu fines�end imposi6ons atuibutable W the ProptRY
<br /> — 4.Char�es;Lkns, Borrowa shall pxy
<br /> --=-_ � which may adain priocity over this Security Instnunent,and kaqehold payments or gro�nd rent��if ony.Brxrower stull pay thex
<br />-!=i�� � obligations in the manner provided in W�raBtaQh 2,or ff not paid in that my►nu.Borrow�shall paY them o�time dira�Y fO�
<br /> --� � person owod paymr.nt Harowu sh�ll promPUy fumich W Lender all notices of amountv to be peid unda�his puagc�ph. If
<br /> ,-;��� . Borrower m�ices these paYmu►ts dirxdy.Bomower st-.all promptly fumish w Lendu receiprs evida►cing!ha paymaiu.
<br /> _?��+ Boaower sha11 promPtlY discharge any liu�which ha9 priority over thls Security In.swment unloss Borrowa:(a)aBroes in
<br />:=rt��+;-^� wdting to the payment of U►c o6ligation sccurccl by the lien in a manner acceptabk to Lender;(b) cantests in good feith the liai
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<br /> ��w����. by, a defencis against enforcement of the lien in. �o8a► Pcocecdings which in the Lender's opinion opa�ta eo pravent
<br />;�;:;'7�;.:, ' enfurcement of the lien: or(c)secuces from the hoida of the lien en agra�nent sacisfactory to Lenda subocdinadn8�hova this
<br /> ' � this Security Instrument. If I.enda deoamines thnt any pacc of the Pcopeity is sub}ect W a lien which may auain prioriry
<br /> Socurity Instr�men�1�endu may givo Bomowr.r a nodcc iden8fying the lien.Bomower shall satisfy the lian or take one or mac
<br /> ' '" � � of tho accions set forth above wiihin 10 days of the giving of notice. Form 302� O/oo
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