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<br /> , TOG6THfiR WITH all tho Improvemcnu now or hereaftcr crcctod on the pmputy�and al�casements� aPP���• �
<br />*''��v [iatu�cs naw or haaftcr a part of�propaty.A11 replaaments md�dditbns slull�Iso be covaod by this Sxurity�nswma►t.
<br /> Nl of tAr foreg�ing is rofcmd to in this Security Instrument as the"Property." �
<br /> w'""'e BORRC)WHR COVENANI'S tlu�t 8orrowa is I�wfuUy �d.xd of tho eslato heeeby conveyod and hut tho right►o�nt w►J 00 e
<br /> . �- convoy the l�ropaty eu►d tiuu tho Pro(�rty is une�cun►beral,nxcept for encumbrances of rxad. Horrawer w�rrants ond wiU � .
<br /> .•.�: defend�e�erelly�he titk to the PropeccY a8�ir�st wU cleims�nd dr.mands,subjece W any e�cumbranees of oecord. �::
<br /> THIS SBC[JItITY INS'1RUMHNT combines uniform wvenanu for nariorul use and non•uniforcn wve�u►ts wit2i limittA C
<br /> .. veriations by jurisdktion ta consdwte a unlform xcurlty inswment covuing real Proi►�Y• �
<br /> • UNIFORM C.OVENANfS.Borrower and l.ender covanant and agroe a�foliows: _
<br />°-.,"� 1.P�y�aeot of Princip�l aad Interest;Prep�yu�eat�ad L�te CharQa. Borrowa shAli promP�Y P�Y w� duc the -
<br /> � principd of uid inu�rest on the debt evidencod by the Note and eny pcepeymcnt and la�o chuBes duo unda the Note. �
<br /> �F'�,• . 2.Fare�for Tnx��nd Ins:re�ce. Sub}�et to applicabk law or m a writun waiva by L�nder, Borrower shall pay to
<br /> `'."' Lender on the day manthly psyma►ts are due undu the Noto,until the No10 is p�id in fuU,a sum("Funds")for.(a)yeadY tues
<br /> =?;�r'S and��ts which may awiin priority over�hu Sceurity Instcument es a lia►on the Propeity�N)Yearly leayet�old pyments =°
<br />=�,�,'�� °r ground rents on tho t�rapaty,ii enY:( 1 Y Y P��l�+Y'--•-----_ ,. asw•; •,,w..���.,,:,if
<br /> c es�ri i�azer���any�anms ya6b b•-"Borrowee to tLcndex.in acco�e with ihe
<br /> 'r eny�(e)Y��Y �BaB� ��+�P�iums,iF any: M Y
<br /> �°'`� provisions of pan�raph 8,ln liw of the payrnent of mortgage in.surance premiums. � items are+ catkd"Esaaw Ita►u."
<br />_`�t� Lender may,ot any tima cro L l o ct a n d ho l d Funds in on amount not to oxcood the ms�cimiun�nount�Irndu fa t fe<faally relNed
<br />_�'�;-� nxxtg�ge lain m�y requiae f4r Barrower's escrow accoiutt ur,der the feckral Real Estale Settlanent Pt�oeal�ues Act of 1974 as
<br /> --° umendod from pme Lp time,l2 U.S.C.Secdon 2601 et scq. ("RESPA"),unless mother law thst ePPties to tha�nda c�ts�leaxa'
<br /> '�:�"?!� enwunG If so, Lendcr may, at eny time. colloct and hold Funds in an emount not to eaceed the lessex amoun�Lcndar may
<br />,:;� �stim�lo the�nount of Funds duo on tho bas[s of cument data�nd rc�.wnabb esti�nat�s of expenditures of fuptto F.aaow itemc c�r
<br />:��;� . othawi9a in�ccordunce wi�h applicabk lew.
<br /> Tt�o Funds sh�ll ba held in an instimdon whose dcposits en;insured by a fcdaal aSencY.instruma►tality,cx ondty(Ineluding
<br /> l�der,if Le�dcr is such en ins�titution) or in eny Fodeial Home LAan Bank.Lenda shnU apply the Fwids to pay 1he E�cmw
<br /> -� Iums.L�der may not charge Borrowa for holding and�pplying the Funds.annually w�alyzing Ihe wcrow aocount,oe verifYu►B
<br /> '� = , ;,��...�:*.�ItG�ns.t!nk�c T r.nrer nays Borrower interest on the Funds and applkeble law permits L�endu to m�ke sucta�chrgo.
<br /> -_�-�`�" �oweva. Lenda msy roquira Bamwa to p�y a onadme charge for an indepa�dau ceal dtMe tu r�porting savica wod'oy
<br /> � L.enda in connocdon vri�tp this toen�unkss apptic.�ta�e I�w provides otheswLso,Unkss an agrameot is mado or appliaiblo law
<br /> - .__- s�oqulres inte��est w lx p�,i.enda stuill not be reg�ur,d to pay Borrowu eny lmarst a eunings on the Funda. BaroMa�nd
<br /> .�..� �. :.enda:::ay a�ee in wriring,however,�hat inta�c shall be peld on the Funds.Lendu st�aU give to Bonower.without cb�rge�an
<br />`:'��=� ennual�.�ounting of the Funds,showing crodits an��de6lts to tho Funds and Ihe pucpose for which each debit to the Funda wsa
<br /> _._�� made.'I�Funds�re pledgod as addidonel sccuri�y far all sams sec�recl by this Sectuity InsuumenG
<br /> ---.� If the Funds heW by L,enda excad the atnoua��amitted to ba held by applicubk law.Lender shall accamt to Bortower fa
<br /> -___ : ;,���cM..a F�Mta;� ,�rnnlance with the r�ouiranend of aPplk�bk law.If the mwunt of tha Funda heW by Lendar�t any tirae u
<br /> ;��'� , not sut�cient to p�y tho Fscx�ow Itans when due.Lenda may so notitj�Barowa in arrltlng�snd,lr�auch cmve HcrroMCS�aaiI pa►Y
<br /> ..___ w I.e�,nder tho amount noceaa�y ►o make up the deFiciency. Bocrower shall make up the deticiency in no mara thm nvelvo
<br /> ' ��Y P�Y������a sok di�creerion. refund to Homnwa my Funda
<br /> (Jpot� pyrnan in full of ill sums xcurod by thls Socurity Instn�meat,I.ender sha11 P�mP�Y
<br /> • he]d by L.awe+r.If, undu pxagraph 21.I.enda shxU ealuiro a scll the Propaty.I.ender.Pria to the acquisitlon or �le of 1he
<br /> _�� Propaty, sh�ll�pply eny Funds hetd by Lenda �t the dmo of ecquisition or sak a4 a crodit ngsiinst the sums saured by this
<br /> Socurity Instruma►�
<br /> --- 3.Ap�lication af Pay�ne�b. Unkss appUcabk 4w p[ovides otl�erwise.pll peymentt rocelved by L�enda unda�s�hs
<br /> _�_ 1 and 2 stiU bo applied:M�t,to anY P�Yment charges due unda the Noro;�econd,w arno�nts payabk unda pen�grapN 2�
<br /> thicd.w irnaest due;fourth,to principal due:end 4st,to eny let,e charges due under the Note.
<br /> - 4,(iar�eai Lko�. Borrower shall paY ell texes��s.cessmen�i.charges.Cu�w and impositions sttribuable to the Propercy
<br /> whicb mny utain priaity ova this Security Instrument,and kaxhold paymenu or grnund renu,if any.Borrower shall p�y Ihe90
<br /> � obGguion�in the msnner provided in paregraph 2�or if not paid in that manna,BoROwer stu�u t�ar cnem on dn�e atoeaty w me
<br /> __ � person owod paYment Borrowa shall promPQY fumuh to L,ender all notioa of a�t►oants to be poid unda this pan�raPh. If
<br />.=-+-'� Borrower makes thcx payments diroctly,Borrnwa shall prompdy fumish to I.encia receipls evidencin8�PaY�
<br /> - ° Bo�uvr stull promptly dischargc eny lien .+�ch ha�pciority ov�r�his Soctuity I;istrumait unkss Barowes:(a)�grees in
<br /> ���s writing to the p�yment of the obligation socured by tho liai in a m�mer acceptsbk to I.end�er;(b)cont�ests in good faid�tNe liea
<br /> '`z:;;;.f:`� by� cr defaids egeinst enforc.crt►erac of the Gea� in. k8� P��Bs which in tho Lenda's optnion opaete w ptevent the
<br /> _^'���� enfocament of�he lien:or(c) socures Sr.,�n the lwlda of the lien an egrxma►t suisf�cmry w Lenda subadinadnB ihe licn W
<br /> ':�, ,., , � this Secwity Insuumant.If Lender determim;s that ony pa�"t of tt�o Propecty i�subject to a lien which may attain priority ova th3s
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<br /> :�.�', . Security Instruma�t,Lender may give Borrowa a noqce identifying the lien.Borrowu shall atisEy the Utn a Wu ane a more
<br />;.`:::;��'„�� of the actions set fonh abovo within 10 days of the giving of notice. Form�Ot1 o�so
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