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<br /> . TO(i1�7'i�IER WiTH�ll the improvements now or hereatter erected on the pmpecty,and al euemenu,�ppurttnu�on, uM
<br /> fixture� now or hereafter � part of the property. All repl�cements u�d iddltiona sAell �Iso be covered by lhls Security
<br /> Instrumenc. All otthe fore�oinj i�rofertaf to In thli Security Inst�ument u the"1�mperty."
<br /> BbRROWBR CAdBNANTS th�t fiorrower ie I�wf�lly tei�ed of the estate Iknby canveyed uKi hu the right to grant a�xi
<br /> convey tbe Ptoperty u�d thu the Property l� w�encumboted,except for ancua�br�nces of record. Borrower wur�ntR �nd wlli
<br /> d�fend�eaenlly�ha tide to the Property ag�intt W cluttu�nd dem�nds.iubJax ta Any encumbranas of roc�rd.
<br /> THIS SECURiTY INSTRUMBNT wmblc�s uniform coven�nn for nation�l use uid noa-unlform coven�nta with limlted
<br /> varluioro by Jurl�dicdon to oonstitute�unifarm secw4tv instn►ment�ovedng rexl property.
<br /> UN(FORM COVBNANTS.Borrowor�nd L,ender coven�nt and Agroo iw follows:
<br /> 1. Pwymeat oi Pc[ndp�l �nd Inta�est; Prep�yment and Late Clwrges. Borrower shell pmmptly p�y when due tho
<br /> princip�l of uW latenst on the debt evidec�d by the Note and u►y pnpayment uxl l�te chuga due under the Note.
<br /> 2.�nd� �or Tiucw�nd Iu�uraace. SlibJxt to�pplic�ble l�w or to a written wdver by I.�nder� Bonrower ah�ll pay to
<br /> irndar on the d�y rnonthly paymrnn ue due under th�e Nota,until t�Note is r,as,i�in tull;a s��m("Fnncfa•��s��:!�,)��,�,�y ta.xe.�
<br /> _ su�d usasmeaa whieh m�y ut�in prioa�i�hr avea thi.i Saurity Iawumaa�as a?iea.om the R�o�ecc�r�@)Yarip t�xhold p�ments
<br /> or grouad reau on We Praperty,lf any:(cZ Ywiy tu�zard or prope�ty i�usurance p�emiuc�:(,c�YearEy t�a�od iasurmoe preasivras,
<br /> if my: (e) Yeuly mortg�,�e iasur�ox pxem#�cas� if aay:�ad(fl amy�svao.s parya!►1a Dy Bocrorrer to I�eader. ia accordance with
<br /> tG�pmvicionc of para�rt�8.ia lieu Q�c�e gaymcst aF mortY�e iasvssmee p.�rai�s.These i:ems are�a:�"Escrow Item�.'
<br /> Lxnder aaag.u wy time.oolloct aod hoW Funds ia an�awunc no�to excood tDe muimum anwunt a lender for a feder�ily
<br /> relua!mort�e lan may roqulre for Horrower't acrow accouaa wKiet tbe fakr�l lte�l Fsst�te Settlement Pmcedura Act of
<br /> l974 at uneocled fmm tlme to tltne. 12 U.S.C. Section 2601 a soq. ('RESPA"),unlesa another law thu applles to the Fwids
<br /> sets x laser�cnoont. If so.I.ender may, at aay time. wpect�ad dold Fund�in w unount aot to excad t�e lessu unount.
<br /> Lender m�y eatimate the amouut of Fundi due on tbe b�sis of curcent dua�pd reawcuble atim�tes of cxg►r,nr�73tures of future
<br /> Escrow Iteuu or othenvise in sxotd�na with�ppllc�ble law.
<br /> TAe Fuoda ahaU be held in w institution whose depoaits an: jnsurod by a fodecal �ge�acX, insaumeat�lfty� ar auiry
<br /> (iacludina I,en�kr,if I.eader is wch�n inuitution)or in�ay Foder�l Home I.ow BuOc.Lende���Il apply tLc Funds to pry the .
<br /> Bscrow Tteau. l.enckr mry uot eduge Borrower for holding u�d applying tt►e Ilmd�,uu►ually�tt��iyziag the asmw�ccatnt.or
<br /> verlfyiag the Fsa�ow Items,unleas L,a�der p�yyi Aorrower intereat oa the Funds aad applicab�e lxw permiu L,a�dec to aaake wch
<br /> a char��.�'Q�!+a. i�rwin�v�nirr_.Rmm��y�r tn��r a r►ne-time ch�r�.r.{i�r�n i�de�efuknt �.il etute!a�[reoortlnQ lelvloe
<br /> used by L�eader la oonooction wIW this Iwn, ualas �pplic�ble l�w providw otdervise. U�Ies� an s�eeemeat L m�de or
<br /> ipplicable la�v roquirea lntesr.st to be paid,I.et�der shall aot be requirod to pay Bannwer my iArt�rest or eamingi on tlte Futd�.
<br /> Barrowu snd Laider may�gn,e in writing.however. thu interest shall be p�ld on the Funds. �;�ader sh�ll give to Bomower.
<br /> without char`e, oa aonual iocounting of the Fund�, showing crodia and debtts to the Fund�aatc�t0�e purpu�e for wrhich each
<br /> ' . �eblt to the F�nds was made.The FurWs ue plc�dged as�dditional sxurlty for all sums socurod by thls Socurta¢y liutiumrnt.
<br /> If th� Fuads held t�v Gender eaceed the amouau permittod to be held by q►plic�ble law,Gender�haU�couat to Borrnwer
<br /> for the exoesf Fw�da ia�;cord�noe with the requiremaus of q�plic�ble Inw. If the unount of thC�und�held by Let�der at wy
<br /> ' time is not sufficient to pay the Facma Items wdea due.l.eader miy so notify Bomower!n wrirIng,and,in auch ca�o Hoirowa
<br /> ; stWl pay to Leader the amouat�ry W mwlce up the deflciea,y. Borrowu sl�il m�ke up the deficlauy tn no pwro thm
<br /> .� twdve moathly piympnts,at Lwdu's�le dL�craion.
<br /> Upon ptymeat in Fwi➢of all �ums eavrod by thie Secudty Wsavnuat� Lender �daU pcomqly refund to Horc�owrx my
<br /> � Funds held by I�ender.If.under pu+�r�ph 21.L,ender�h�ll acquire or xll thc Propecty,I.eader.pdor W the acguiiition oc f�le
<br /> of tbe Pmpaty. eh�ll�pply my E�l�ads held by L,eader u the time of scqui�ition or s�lo a a ceodit ag�iast tUe wms=eaired by
<br /> r thie Security Insu�ur�eat.
<br /> ' 3.Applfeatlon o[Aqmenb.Unless�pllc•,�ble la�+pmvida othecwise,�ll piymeots reoeived by Leader unda par�rapds
<br /> 7 aod 2 ahall be�pplkd: first,to wY Pnpayment char,�es due under We Note;a000nd.to amo+�at�payable w�der puaanq�h 2; ..
<br /> third, to iater�st due;fourth,to principal due;�nd lut,ro rny lue cbaxges due under We Note.
<br /> 4.C6s�rter;Lia�. Bomower ahall pay �ll taxes, �medu,Ghuges, fina aod impositioas uWbut�bla to tLe I'mpaty
<br /> which msy utain priorlty over thi� Security Iaittument, and lasehn;rl paymenta or gmund ra�te, if�ay. Bon�ovver sE�ll p�Y
<br /> these obligulons!n tbe manner pmvided in pacagraph 2.or if not p�id in thu m�nner�Borrower shdl pay them on time diraxly
<br /> ro the penon owed prymcnt. Bomower shall promptly fumish to Lender�il notiaa of amounb to be paid undec thi�par+tr�ph.
<br /> If Borrower matcrs these pay'menu dlrectly,Borrower shill pmmptly fumieh to L�cnder reaipp evideacing the payments.
<br /> Borrower sh�ll promptly dlscharge Yny liea which Iw priorit�►ovcr thIs Securlry Insuva�t uales�Bnrrov��et:(a)s�roes in
<br /> writing to the�wymaat of the obiiguion secural by the lien in a aoa.�ner acceptsble to Lealer;(Z�1 contests in good f�ith the 1[en
<br /> by,or defemds �aitut enfo�amrnt of the liea in, n+:gal pmcxediugs which in tlyo Lender's opinion opr.��reR to prevart tho
<br /> er.forMmeat e€ths lier;�r{c1.�n,y firom the�o➢eaer af the]ien ea agmmntt s�!a�ef�tory to LeaAtr s�becrrli�o�ting the lten!e
<br /> � thia 5aurity Instcumene. ]�F Zender deumo�nes th�t ar�part of the Pcr,perty is ar�'b,iect to a lieu whir.h may utain prtorlty over
<br /> thia Security IRSUUmeat. 3.ender may gBbs�orrower a aotia ideadfyinq the liea.Borrower shnl:�s�ti�fy thc lien or take one or
<br /> more of the xiionu set foath above wizfi3n 7�U alaya of thc giving of notice.
<br /> Fam 3 I
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